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The Business Card
The Gold Business Card
The HKDA Gold Business Card
The American Express® Gold Business Card

The American Express Gold Business Card gives your company the flexibility, convenience and service you need to gain in today's competitive business environment. It is the most convenient way to pay for all your business and office purchases. Internationally recognized, it commands service and respect, for you and the business you have worked hard to establish.
No Pre-set Spending Limit

The American Express Gold Business Card has no pre-set spending limit. Charges are approved based on your payment history, spending patterns with us and your current financial resources. Build your spending power with one convenient Card payment solution so you'll always have the financial flexibility as your business needs change.

Use your Gold Business Card for your major business expenses such as travel and entertainment, services, supplies, equipment and inventory. By consolidating your expenses on this one card, you can spend less time paying bills and more time running your business. If you intend to make a purchase of considerable higher value than usual, please call us in advance. This will help to avoid any inconvenience or delays when the transaction is being processed.
Quarterly Management Report

As an American Express Gold Business Cardmember, you will receive a clear and detailed report every quarter, detailing your account's transaction data. The information is separated into different categories (such as entertainment, travel, dining and shopping) to help you better understand and manage your expenses. There are separate pages for each Cardmember, and a summary page for the overall account. The Quarterly Management Report also saves you time when calculating your tax returns and helps to track company expenditures.
Manage your Card Account Online

Save time and avoid hassles by managing your American Express Gold Business Card account online and get 24-hour secure access to monitor all your charges and payments. You can view online statements for up to previous 6 months and check your rewards points online as well. Register now to enjoy our Online Service anywhere, anytime.
Membership Rewards® Turbo - A faster way to a greater choice of rewards

Every HK$1 spent on your American Express Gold Business Card earns you 2 Membership Rewards points. You can even earn 5 Membership Rewards points at select merchants in dining, shopping and lifestyle.

Redeem your Membership Rewards points for travel and other fabulous rewards such as exclusive dining offers, cash vouchers, cash credits on card and specially selected merchandise. As long as you are enrolled in the program, your points do not expire. So next time, and every time you present your Gold Business Card, you'll be making sure every dollar you spend gets you more rewards, faster.

Find out more about Membership Rewards.

American Express SELECTS®

American Express SELECTS brings you a world of privileges with an exciting selection of offers and savings all year long. Wherever you find yourself from New York to London to Mainland China - you'll enjoy exceptional value and privileges in travel, leisure, dining and shopping. So use your American Express Gold Business Card now and discover an array of attractive benefits in key destinations worldwide. See our exciting selection of year round attractive offers.

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Private Club Access

To better serve your business and leisure entertainment needs, we are pleased to bring you year-round privilege access to the following Clubs. Just call Gold Business Cardmember Hotline on 2277 1188 for reservation.

World Trade Centre Club Hong Kong
Conveniently located in Causeway Bay, the Club offers breathtaking harbour view and lavish catering for all your business and personal events. The Club offers a wide selection of excellent Chinese culinary delicacies and European specialties. For business functions and seminars, the Club provides ideal conference facilities with impeccable services.
World Trade Centre Club Hong Kong
38, World Trade Centre, 280 Gloucester Road, Causeway Bay, Hong Kong  

Shatin Racecourse
Offering a spectacular view of the track, the Sponsors' Box is an ideal venue to experience the thrills of horseracing as well as superb cuisine.

Zhuhai Golden Gulf Golf Club
With the Gold Business Card, you can enjoy year-round access on any day with green fees heavily subsidized by American Express. It will only cost you HK$100 on weekdays and HK$200 on weekends*. Golden Gulf Golf Club is located in Zhuhai, which is only a 60 minutes ferry ride from Hong Kong plus a further 30 minutes transfer by road. Designed by Colin Montgomerie in Scottish links style, the course consists of an 18-hole championship course plus a 9-hole floodlit course for nighttime golfing. To find out more, visit

Terms and Conditions apply

Business Insurance

The American Express Business Card provides Cardmembers with complimentary insurance protection to guard against unexpected events for your business. As a Gold Business Cardmember, you and your Supplementary Cardmembers are covered by the business insurance plan* underwritten by ACE Insurance and can enjoy the following valuable benefits:
Item Benefits Benefit Amount (max.) Covered Person Beneficiary
1. Accidental Permanent Disability
(Basic Cardmember)
HK$1,000,000 Basic Cardmember Basic Cardmember
Accidental Permanent Disability
(Supplementary Cardmember)
HK$500,000 Supplementary Cardmember Supplementary Cardmember
2. Replacement Benefit Lump Sum - Minimum Benefit HK$5,000 Basic & Supplementary Cardmember Eligible Business
Replacement Expenses - Maximum Benefit HK$20,000 Basic & Supplementary Cardmember Eligible Business
3. Business Overhead Expense Maximum Benefit HK$300,000 Basic Cardmember Eligible Business
4. Business Closing Expense Benefit Maximum Benefit HK$40,000 Basic Cardmember Eligible Business

*Terms and Conditions apply

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Travel Insurance

When scheduled common carrier travel tickets are charged to the American Express Gold Business Card, a suite of travel insurance benefits* is automatically activated which provides coverage for your Business Trip from departure until you return:
Item Benefits Benefit Amount (max.) Covered Person
Travel Trip Hazard
  • Accidental Death
  • Complete and permanent loss of use of any limb
  • Entire and irrecoverable loss of sight, speech or hearing
  • Permanent disablement lasted for at least 12 months
  • Accident Medical Expenses Extension (Accidental Death or Disability)




Basic Cardmember OR

Supplementary Cardmember OR

Basic or Supplementary Cardmember's Spouse OR

Basic or Supplementary Cardmember's Dependant Children under age 23
Hi-jack Extension
  • After first 24 hours
  • After first 72 hours

Travel Inconvenience
  • Missed Flight Connections
  • Flight Delay > 4 hours
  • Luggage Delay > 6 hours
  • Luggage Lost > 48 hours


*Terms and Conditions apply

Travel Agent Network

Begin and end your trip in comfort with our compliments. You'll be waived from any surcharge and enjoy complimentary Airport Express Tickets when you book through any of our designated travel agents:
  • Farrington American Express Travel
  • FCm Travel Solutions
  • Jardine Travel Group
  • Jebsen Travel Management Ltd
  • Lotus Tours
  • Westminster Travel Limited
Simply meet the spending amount to get your complimentary transfer to/from Hong Kong International Airport:
Benefit Spending required per travel booking with designated travel agent
Airport Express Ticket for one person (one-way) HK$3,000 - HK$5,999
Airport Express Ticket for one person (round trip) HK$6,000 and above

Terms & Conditions for Complimentary Airport Express tickets:
1. Spending amount is based on each travel booking. Payment must be made with the American Express Gold Business Card.
2. These benefits cannot be used in conjunction with other special offers, discounts or promotional packages.
3. In case of any dispute, American Express Int'l Inc. reserves the right of final decision.
4. American Express Int'l. Inc. reserves the right to change the terms and conditions at any time without prior notice.
5. American Express Int'l. Inc. assumes no responsibility for any loss of whatever nature resulting from the Cardmember taking up the benefit offered

Worldwide Assistance

Wherever you are in the world, we're on hand to give you assistance. We have more than 2,200 Travel Service Offices* around the globe, where you can get help and advice on planning your trip and booking flights and hotels. What's more, we can provide maps, foreign currencies, Travelers Cheques, help with car rental and travel arrangements, not to mention answering questions on the local area and culture.
* Comprised of Travel Service locations of American Express Travel Related Services Company Inc., its affiliates and representatives worldwide. Not all services at all Travel Service locations and are subject to local law and cash availability.

Airport VIP Lounge Access

You're warmly welcomed at Hong Kong International Airport's luxurious The Travelers' Lounge; Plaza Premium Lounges in Hong Kong, Kuala Lumpur, Singapore Changi and Vancouver; BGS Premier Lounge in Beijing; First Class Lounge in Shanghai and the Easy Boarding VIP Lounge in Guangzhou. For two times a year*, you can indulge yourself with a complimentary 15-minute seated massage service or make sure you look best with a shampoo and blow-dry service at Plaza Hair & Beauty Salon and Wellness Salon in Hong Kong.

* Per Card account. You may select the same or different service each time during the period.

24-hour Cardmember Service

If you ever have any questions regarding your Gold Business Card, simply call 2277 1188 and one of our experienced customer service representatives will be on happy to help you.

Business Concierge

Whether you need legal advice, pre-travel information regarding inoculations and visas, or simply wish to find convenient business services, including translations and conferencing facilities, call 2277 1188 and our concierge staff are here to help.

Roadside Assistance

Our Roadside Assistance delivers help 24 hours a day. In the event of your car breakdown, we arrive within an hour and in most cases, we get you back on the road. In case where your car needs to be towed, we will arrange for the towing and cover the first HK$750 of towing to your preferred garage. To get help from Roadside Assistance, please call 2277 1188.

Emergency Card Replacement

If your Gold Business Card is lost or stolen, simply call our 24-hour Hotline on 2811 6122 (if you're overseas, notify the nearest Travel Service Office) and we will replace it free of charge. If the Card has been stolen, you must also report the theft to the local police.

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Find out more about other valuable benefits of the American Express® Gold Business Card

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