For Small Businesses
For Large Businesses
For Cardmembers
For Program Administrators
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It’s business made smarter
It’s business made smarter
Welcome Offer
Welcome Offer
Enjoy a welcome offer worth up to HK$ 2,300 by spending HK$45,000 in the first 3 months^.
Business Essential Merchants List:
1 To be calculated in local currency. Welcome offer Terms and Conditions apply. Based on 30,000 points are enough to redeem HK$100 cash voucher, 637,500 points are enough to redeem HK$2,100 cash vouchers.
Start using your Card
Register for American Express Online Account to manage your account, view transactions virtually any time and anywhere
Activate Your Card
1. Activate your Card online
2. You can also reach us by calling +852 2277 2828
Login to American Express Online Account
Register for American Express Online Account - Manage Your Card Account (MYCA), view transactions virtually anytime and anywhere.
Manage Your Card Account (MYCA) Online User Guide
Want some help to navigate through your online account? We have prepared the Manage Your Card Account (MYCA) user guide for you.
Download the Amex HK App
Get complete control of your account at your fingertips. With the Amex HK App, you can view your statements, make payments and check your points balance from anywhere in the world. Download our app for iOS or Android.
Get Your Rewards
We have selected a wide range of exclusive offers at Offer Hub for our Corporate and Business Cardmembers, save while you spend for your business.
Secure Your Card
1. Sign your Business Card as soon as you received it.
2. Always check that the Business Card returned to you after use is your own Card and not someone else’s.
3. Don’t give your Card number to unauthorized people. If unsure, don’t give out your Card number.
4. Keep the magnetic strip on the back of your Card away from loose change, magnetic objects and other cards to avoid it being deactivated.
5. For online purchases, please ensure that you are accessing a secure site.
Cash Flow
No pre-set spending limits2
With no pre-set spending limit on your Business Card, you’ll have more flexibility on your spending—perfect when you need a bit more purchasing power to expand your business, seize an opportunity or whatever your company needs. What’s more, your purchasing power can increase over time as you use your Card.
Up to 51 credit-free days3
Sometimes, a little more time before the bills are due can make all the difference. Your Business Card has you covered with up to 51 days to pay for purchases—reducing interest payments and improving your cash flow so you can allocate your funds to where they are needed most.
Features
Supplementary Cards for Your Staff4
Want to streamline the way your company handles business expenses? Provide your employees with Supplementary Cards and consolidate more of your company’s expenses into a single payment method. You’ll earn Membership Rewards® points on all your Supplementary Cardmembers’ spending.
American Express Manage Your Card Account (MYCA)
Manage Your Card Account is our online management tool that gives you 24/7 access to your account. Simply register and log in find benefits, view statements, make payments, redeem Membership Rewards® points and more.
Worldwide Customer CareTM Services
Around the clock, you can rest assured that our professional and dedicated customer support is always just a phone call away to assist you with billing enquiries, replacement Card requests, or access to a Card benefit or service.
Fraud Protection with Safekey®5
Shop confidently with SafeKey when you use your Card online at participating merchants. Part of our continuous efforts to provide safer and more secure online shopping, American Express SafeKey® offers enhanced security using 3D Secure technology.
Amex HK App & Mobile Payments
With Apple Pay and Samsung Pay, you can enjoy a safe and convenient shopping experience using mobile payments. Just register in a few simple steps with an eligible device.
Quarterly Management Reports
Get the insights you need to gain greater control over your business expenses. Our detailed Quarterly Management Reports let you see your account transactions for the past quarter across different categories to help you better manage expenses.
Rewards
Exclusive Time-limited Offers
From dining, to shopping, to one-of-a-kind experiences and more, enjoy limited-time offers exclusively for Cardmembers.
Membership Rewards® Program6
As an American Express Business Cardmember, you are automatically enrolled in the Membership Rewards Program. With our enhanced Gold Business Card earn rate, you can earn 2.5 points for every HK$1 spent on local transactions and 3 points for every HK$1 equivalent spent in foreign currency. Your points have no expiry date and can be used to offset your Card spending or to redeem for cash vouchers, flights and hotel stays and other exciting gifts.
Interest-free Instalment Program
Cash is the lifeblood of any business. Let us improve your company’s cash flow with our Interest-free Instalment Program. Shop at selected merchants with your Business Card to enjoy the flexibility to split your payments for large purchases into 12 monthly, interest-free instalments.
Travel
Book your trip on American Express Travel
- Enjoy exclusive price on hotels and flight booking only available for Amex Cardmembers
- Numerous hotel and car inventory provide by our vendors across the globe
Complimentary Travel Insurance7
Enjoy a suite of travel insurance benefits when you charge your travels to your Business Card.
- Business Travel Accident Insurance with up to HK$2,000,000 provides accidental death or dismemberment coverage
- Up to HK$4,000 for delayed or cancelled flight and missed connection
- Up to HK$8,000 for luggage delay
- Up to HK$10,000 for lost luggage
Global Assist8
Around the world and around the clock, help is never far away. For legal and medical emergencies while travelling, call the free Global Assist hotline to be connected with an English or Chinese-speaking lawyer or doctor. The service is available 24 hours a day from virtually anywhere in the world, whenever your travels take you more than 200km from home for up to 90 days.
Exclusive Privileges for Gold Business Cardmembers
Additional Travel Insurance7
As a Gold Business Cardmember, you can always travel with peace of mind. Enjoy additional coverage of up to HK$1,000,000 on Accidental Permanent Disability. Your business is also covered with up to HK$20,000 in replacement benefit, up to HK$300,000 in business overhead expenses and up to HK$40,000 in business closing expenses incurred due to such disability.
Airport Lounge9
Take a load off before take-off with complimentary access to Plaza Premium Lounges at over 80 locations in more than 30 international airports worldwide. Enjoy a range of facilities, from comfortable seating, to a delicious buffet spread with non-alcoholic drinks, to hot shower suites, to local and international newspapers, and more. Simply present your eligible American Express Business Card and same-day or next-day boarding pass at the reception.
Roadside Assistance
The roads are always smooth wherever you go. In the event of a car breakdown, call our Roadside Assistance and help will arrive within an hour. In case your car needs to be towed, we will arrange for the towing and cover the first HK$750 of towing to your preferred garage. To get help from Roadside Assistance, please call 2277 1188. Maximum 2 claims per year.
Lifestyle
Movie Privilege10
Your Business Card gives you privileges at the silver screen. Enjoy year-round 10% savings on 2D and 3D movie tickets at Broadway Circuit. Simply pay with your Business Card to enjoy the offer.
World Trade Center Club Hong Kong (Gold Business Cardmember only)
With harbor views, comfortable conference rooms, fine dining, and impeccable service, The World Trade Centre Club Hong Kong is ideal for business events and family gatherings. Enjoy With harbor views, comfortable conference rooms, fine dining, and impeccable service, The World Trade Centre Club Hong Kong is ideal for business events and family gatherings. Enjoy
Access your
Cardmember Agreement now
Lost Card? Not for long!
When at home or travelling, if your Card is lost or stolen, we can quickly get a
replacement to you at no cost. If your Corporate Card is lost or stolen, please report
this incident immediately by calling +852 2811 6122. Lines are open 24/7.
American Express Business Card hotline
Need help? Our dedicated customer service representatives are here for you 24/7
to help with lost, stolen or damaged Cards, provide information on your monthly
class statements, answer any questions or explain your Card benefits.
24-hour Emergency Card Replacement
(852) 2811 6122
24-hour Customer Service
(852) 2277 1088
Global Assist
(please request call collect)
(852) 8206 8301 (English)
(852) 8206 8302 (Cantonese)
Membership Rewards
(852) 2277 2150
Travel protector Plan
(Chubb Insurance Hong Kong Limited hotline)
(852) 2568 3359
Remarks:
2. No pre-set spending limits: No pre-set spending limit does not mean unlimited spending. Your purchases are approved based on a variety of factors, including current spending patterns, your payment history, credit records, and financial resources known to us.
3. 51 credit-free days: Actual credit-free period will vary based on the date of charge and the billing cycle cut-off date.
4. Supplementary Cards: American Express approval criteria apply. Subject to Terms and Conditions. Fees and charges apply. Supplementary Card Members must be over 18 years of age. The Business, the Basic Card Member and each Supplementary Card Member are jointly and severally liable for all Supplementary Card spending. Membership RewardsTM enrolment required. Subject to Terms and Conditions of the Membership Rewards program.
5. SafeKey®: Subject to the Terms & Conditions here.
6. Membership Rewards Program: You will be automatically enrolled into the Membership Rewards Basic Program. Subject to the Terms & Conditions of the American Express Member Rewards Program here.
7. Business Travel Insurance: The plan is underwritten by Chubb Insurance Hong Kong Limited, American Express International, Inc. does not act as an agent or fiduciary for you, and American Express International, Inc. may act on behalf of the insurance provider, as permitted
8. Global Assist Hotline: You must arrange all medical and visitor transportation. As the Global Assist Hotline is an assistance service, we cannot reimburse you for expenses you incur on your own. Please refer to the Global Assist Summary of Coverage for additional details and restrictions.
9. Airport VIP Lounge: Twice per year. Terms and Conditions apply.
10. Movie Privilege: Terms and Conditions apply.