You qualify for this Card if:
- You are 18 years or older
- You have a minimum income of HK$300,000 p.a.
- You are a Hong Kong or Macau resident/citizen
- You are an Asia Miles member
How to apply
Click here to download the PDF on how to apply.
The pre-approved offer only applies to customers who have received the invitation, entitle for pre-approved application and meet the American Express Cathay Pacific Elite Credit Card application criteria including a satisfactory result from the external credit reference agency at the time of Card application. American Express reserves the final right for the Card Application's approval.
American Express Cathay Pacific Rewards Program Terms and Conditions apply.
Movie privileges Terms and Conditions apply.
No Asia MilesTM will be earned for any utilities, gas or electricity spend on all Cards.
Foreign currency spend has to be settled in a foreign currency. Foreign currency means any currency other than Hong Kong Dollars. If a transaction is converted into Hong Kong Dollars prior to being submitted to American Express International, Inc., foreign currency spend earn rate will not be applied on that spend. Payments for online transactions made in Hong Kong Dollars will also not be considered foreign currency spend. Foreign currency spend excludes charges including but not limited to charges for Express Cash withdrawals and other fees.
+ The Cathay Pacific Airways benefits apply to Basic Cardmembers only.
^^ With effect from April 1, 2020 (“Effective Date”), the number of access to Plaza Premium Lounge with your Basic and Supplementary Card of American Express Cathay Pacific Elite Credit Card will be changed from unlimited access to a total of 10 times access for each calendar year. The initial 10 times access to Plaza Premium Lounge period is from April 1, 2020 to December 31, 2020. From January 1, 2021 onwards, each program period shall run from January 1 to December 31 for each calendar year.
++ For Referral Program Terms, please refer to Terms and Conditions.
** American Express Cathay Pacific Credit Cardmembers who hold Marco Polo Club Silver Tier or above may enjoy 3-day priority redemption while all other American Express Cathay Pacific Credit Cardmembers may enjoy 2-day priority redemption on selected discounted flight awards booking offer. Terms and Conditions apply. For details, please refer to Asia Miles website www.asiamiles.com
## The plan is underwritten by Chubb Insurance Hong Kong Limited, American Express International, Inc. does not act as an agent or fiduciary for you, and American Express International, Inc. may act on behalf of the insurance provider, as permitted by law. The plan is subject to the Terms and Conditions applied. In the event of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between the American Express International, Inc. and the customer out of the selling process or processing of the related transaction, the American Express International, Inc. will enter into a Financial Dispute Resolution Scheme process with the customer; however any disputes over the contractual terms of the product should be resolved directly between Chubb Insurance Hong Kong Limited and the customer.
^ Express Cash will be subject to a handling fee. Please refer to the Fees and Charges Schedule for more details. Finance Charges at the prevailing Annual Finance Charge Rate for your account will be charged on a daily basis on the balance outstanding from the date of the advance until you repay it to your account in full.