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American Express® Gold Business Card

Enjoy welcome offer worth up to HK$1,7002

Rewards Program:
American Express Membership Rewards® Gold Business Program1
Points Earn Rate:
Local Spend: HK$1 = 2.5 points1
Foreign Currency Spend: HK$1 = 3 points
Card Type:
Business Charge Card
Annual Fee:
First-year annual fee waiver of HK$980 including 3 Complimentary Supplementary Cards

Key Benefits


Enjoy a welcome bonus of 300,000 points, which is enough to offset HK$1,000 expense on your card by spending HK$60,000 in the first 3 months and receive extra HK$200 statement credit as our first transaction bonus upon successful spending of HK$ 500 in the first month.

Enhanced Membership Rewards Program

Earn 2.5 points for every HK$1 spent on local transactions and 3 points for every HK$1 equivalent spent in foreign currency.

No Pre-Set Spending Limit3

Purchasing power that adjusts with use of the Card, giving you more flexibility.

Complimentary Business Insurance

All Card Members are covered by a complimentary business insurance plan.

Control and Visibility:

Grow your business with increased purchasing power and enhanced control.
  • No pre-set spending limit3 increases your purchasing power, giving your business greater financial flexibility.
  • Pay suppliers and receive up to 51 credit-free days4.
  • Manage your expenses with Quarterly Management Report detailing your transactions in different categories.
  • Provide your staff with Supplementary Cards and consolidate your business expenses while earning points.

Complimentary Travel Insurance5:

Charge your travel tickets to your Card and a suite of travel insurance benefits is automatically activated.
  • Up to HK$2,000,000 Business Travel Accident Insurance
  • Up to HK$4,000 for accommodation and essential clothing due to a delayed or cancelled flight and missed connection
  • Up to HK$8,000 luggage delay
  • Up to HK$10,000 for lost luggage

Lifestyle Previleges:

On top of business benefits, you also get to enjoy a suite of lifestyle privileges.
  • Access to Airport Lounges6
  • Access to the World Trade Centre Club Hong Kong
  • Year-round 10% discount7 on regular priced tickets at Broadway, PALACE and AMC Cinemas
  • American Express LIVE Hong Kong
  • American Express Travel Online
Criteria for applying for the American Express Small Business Gold Card:
  • You are over 21 years of age
  • Your gross personal income is over HK$200,000 p.a.
  • You are a HK or Macau Resident or Citizen
  • You are the owner, partner, shareholder, CEO, managing director or executive of the company

Ready to apply?

Apply now to enjoy welcome offer worth up to HK$1,7002