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American Express Explorer® Credit Card

Enjoy welcome offers worth up to HK$4,2001. New Cardmembers only.*
Reward your inner explorer

Points Earn Rate
HK$1 = up to 5 points
Card Type
Annual Fee
First-year annual fee waiver of HK$1,800
Additional Cards
2 complimentary Supplementary Cards^
Existing American Express Card member#
Apply here to enjoy complimentary Plaza Premium Lounge access and a series of travel benefits!

New Cardmember Welcome Offers

Online and First Transaction Bonus

Enjoy HK$300 city’super cash vouchers if you apply online successfully+ and upon successful spending made in the first 3 months.

+For Basic Cardmembers who submit their Card application online and all required valid documents within 7 working days from the date of application submission.

Welcome Bonus

Receive HK$500 city'super cash vouchers by spending HK$5,000 in the first 3 months, include aggregate spending of Basic and Supplementary Card(s).

Local Spending Bonus

Enjoy HK$1=5 points in the first 3 months, up to 600,000 points, which is enough to redeem HK$2,000 cash vouchers, based on 30,000 points are enough to redeem HK$100 cash voucher.

Foreign Currencies Spending Bonus

Enjoy HK$1=5 points in the first 3 months, up to 420,000 points, which is enough to redeem HK$1,400 cash vouchers, based on 30,000 points are enough to redeem HK$100 cash voucher.


  • 3 Membership Rewards® points for every HK$1 spent on eligible local transactions (HK$5 = 1 mile2)
  • 5 Membership Rewards points^ for every eligible HK$1 spent on selected everyday spend merchants, online travel and airlines (HK$3 = 1 mile2)
  • 3.75 Membership Rewards points for every HK$1 equivalent spent in eligible foreign currencies spend (HK$4 = 1 mile2)3
  • No administration fee and seamless experience when you transfer your points into 10 air miles partners.

Card Privileges

  • Plaza Premium Lounge^
  • Broadway Circuit Movie Privileges
  • Pay with Points

Peace of Mind

  • Complimentary Travel Insurance
  • Shopping Protection
  • World Class Service
Card Privileges
Plaza Premium Lounge
Basic and Supplementary Cardmember(s) of American Express Explorer Credit Card can enjoy a total of 10 times complimentary Plaza Premium Lounge access every calendar year. Please visit for the list of airport lounges.
    Movie Privileges4
    10% savings on 4DX, 3D, 2D and IMAX regular priced movie tickets at Broadway Circuit in Hong Kong.
      Pay with Points5
      Enjoy complete flexibility with Pay with Points by American Express, you can use your Membership Rewards points to offset nearly all purchases you make with your American Express® Card - including dining, everyday spending, travel, entertainment and more. Redeem now or for more details, please visit here.
        Annual fee waiver
        Your annual Card fee of HK$1,800 will be waived for the following year simply by spending HK$150,000 annually.
          Peace of Mind
          Complimentary Travel Insurance6
          When you pay for your entire fare for an overseas trip with American Express Explorer Credit Card, you’ll always have someone to rely on when you travel.
          • Travel Accident Insurance with coverage up to HK$3.5 million
          • Travel Inconvenience Protection with coverage up to HK$10,000 per year
          Shopping Protection
          You can spend on your American Express Explorer Credit Card with total peace of mind. We’ll protect you against fraud, faulty goods and even if you change your mind, we‘ve got you covered

          • Online Fraud Protection Guarantee7
          Shop online with your Card and you won't be held responsible for any fraudulent charge.

          • No Worries Guarantee Program6
          • Return Guarantee Protection Plan
          • 45 Days Cover
          • Extended Warranty Protection
          • Price Protection Plan
          World Class Service
          Whatever you need, whenever the time, wherever you are, our world-class service stands by just for you. Call 2277 2005 and you'll have access to:
          • Over 2,200 Travel Service Offices in more than 140 countries
          • Manage your account online and get 24-hour secure access to monitor all your charges and payments
          You qualify for this Card if:
          • You are 18 years or older
          • You have a minimum income of HK$300,000 p.a.
          • You are a Hong Kong or Macau resident / citizen
          • * Cardmembers who are currently holding or applicants who have held or cancelled any approved basic Card product issued by American Express Hong Kong within the past 12 months from the date of this application, are NOT eligible for the welcome offer.