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Carefree holidays for you and your family


Never let unexpected occurrences burden your mind. With our 24/7 worldwide travel cover, the only worry you’ll have is how to enjoy another trip abroad with your loved ones.

Take advantage of our offers curated for you

From January 1 to March 31, 2020, upon enrolling in designated plans below, you can earn up to HK$1,000 city'super Shopping Voucher* per policy:

Cover Type

Individual Plan

Family Plan

Single Trip Plan

HK$100 HK$200

Annual Multi-Trip Plan

HK$500 HK$1,000

* Plan 2 only. Terms and Conditions apply.

Travel at ease with the right plan for you

Whether you're going on a summer vacation, taking a business trip or frequently travelling aboard, you can get the travel insurance coverage you need from us. Enjoy the flexibility of choosing between Annual Multi-Trip Plan or Single Trip Plan.

Single Trip Plan

Single Trip Plan


Our Single Trip Plan covers you up to 180 days per trip depending on your travel needs.

Annual Multi-Trip Plan

Annual Multi-Trip Plan


Our Annual Multi-Trip Plan is a 12-month policy covering an unlimited number of journeys.

Here’s a glance of what we cover

Key Features


  • Outbound Travel Alert Coverage
  • No excess for all benefits
  • Medical coverage up to HK$1,200,000 including a maximum of HK$500,000 for follow-up medical expenses
  • Cover Medical Expenses incurs overseas for a pregnancy-related sickness during a Journey
  • No upper age limit for single trip plan's enrollment
  • Personal injury due to dangerous sports, e.g. hot air balloon rides, bungee jumping, winter sports and diving etc., is covered
  • Coverage for accident, medical expenses, trip cancellation and trip curtailment, etc. due to an act of terrorism
  • Coverage for accident, medical expenses, travel delay coverage, etc. due to natural disasters such as typhoon, tsunami and earthquake etc.
  • Coverage for excess or deductible of damage to a rental vehicle caused by an accident

Extra Benefit for Annual Multi-Trip Plan


  • Complimentary Chubb Assistance - China Emergency Card with medical guarantee in appointed hospitals in China

Upgradable Benefits - Annual Multi-Trip Plan (Plan 2)


  • Upgradable for medical cover, up to HK$3,200,000
  • Upgradable for trip cancellation and curtailment cover, up to HK$100,000

Take a look at the key benefit levels

We're here to provide you with clear facts about the benefits and options, so that you can choose the travel insurance cover that matches your trip. Enjoy the flexibility of choosing between Plan 1 and Plan 2.

Having questions in mind?

You can browse the topics below to find what you're looking for.



Relating to the Types of Plan and Eligibility



Relating to Coverage



Relating to Premium Discount, Refund and Payment




Note: This FAQ is not a contract of insurance. Accordingly, the information contained herein should be read and construed in the light of, and subject to, all terms and conditions of the policy.

We're here if you need us

American Express and Chubb Insurance Hong Kong Limited ("Chubb") are global partners and work in conjunction to deliver quality products to American Express Cardmembers. Chubb is committed to providing you with a high level of customer service. Contact Chubb for further information about American Express Premier Travel Protector.

Related Pages

Not found what you're looking for? Try the links below.


Ready to apply?


Bon voyage and leave the worrying to us!


The above information is intended for information only. Please refer to the policy wordings (Single Trip Plan / Annual Multi-Trip Plan) for the exact terms and conditions.


This plan is underwritten by Chubb Insurance Hong Kong Limited ("Chubb"). Chubb is authorized and regulated by the Insurance Authority of the Hong Kong SAR and is solely responsible for all coverage and compensation under the policy.


American Express International, Inc. ("We/we/us") identify insurance providers and products that may be of interest to you. In this role we do not act as an agent or fiduciary for you, and we may act on behalf of the insurance provider, as permitted by law. We want you to be aware that we receive commissions from providers and commissions may vary by provider and product. Also, in some cases, an American Express entity outside of the country may be the reinsurer and may earn reinsurance income. The arrangements we have with certain providers, including the potential to reinsure products, may also influence what products we identify. Chubb and we only provide general advice and do not consider your objectives, financial situation or needs. We do not require you to purchase any insurance product, and you may choose to cover your insurance needs from other sources on terms they may make available to you.


In the event of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between us and the customer out of the selling process or processing of the related transaction, we will enter into a Financial Dispute Resolution Scheme process with the customer; however any disputes over the contractual terms of the product should be resolved directly between Chubb and the customer.

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