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Annual Multi-Trip Plan


Wherever you go, your trips will be

comprehensively covered all year round.



Individual Plan


All individual customers, their legally married spouse, their child(ren), or their parent(s)/parent(s)-in-law aged 18-70 years old who are residing in Hong Kong with valid Hong Kong Identity Cards.


Family Plan




  • The insured person
  • His / Her legally married spouse and legal child(ren)

The insured and legally married spouse must reside in Hong Kong with a valid Hong Kong Identity Card, and be between 18-70 years of age on the commencement date of insurance.


Legal child(ren) includes stepchild(ren) and/or legally adopted child(ren) who is/are unmarried Hong Kong resident(s), and he/she/they is/are at least 3 months of age and below 18 years of age (or below 23 years of age if studying full time in a recognized institution) during the period of insurance.

Important Notes


  1. Please refer to the Table of Benefits for further details.
  2. Under the “Family” plan, the maximum benefit in respect of Personal Accident for any one accident shall not exceed 300% of the largest sum insured which applies to any member of that family.
  3. The insured child under the "Family" Plan shall only be covered if he/she is accompanied by his/her insured parent(s).
  4. Effective date must be within 90 days from the application date and there shall be no coverage before the effective date.
  5. The maximum period of insurance is 90 days per trip.
    • Plan 1: 10 days
    • Plan 2: 90 days
  6. To ensure you are protected at all times, your policy will be automatically renewed upon each anniversary and premium will be charged to your American Express® Card which you use to pay for this year’s coverage. A reminder will be sent to you prior to your anniversary date.

Ready to apply?


Bon voyage and leave the worrying to us!

The above information is intended for information only. Please refer to the policy wordings (Single Trip Plan / Annual Multi-Trip Plan) for the exact terms and conditions.


This plan is underwritten by Chubb Insurance Hong Kong Limited ("Chubb"). Chubb is authorized and regulated by the Insurance Authority of the Hong Kong SAR and is solely responsible for all coverage and compensation under the policy.


American Express International, Inc. ("We/we/us") identify insurance providers and products that may be of interest to you. In this role we do not act as an agent or fiduciary for you, and we may act on behalf of the insurance provider, as permitted by law. We want you to be aware that we receive commissions from providers and commissions may vary by provider and product. Also, in some cases, an American Express entity outside of the country may be the reinsurer and may earn reinsurance income. The arrangements we have with certain providers, including the potential to reinsure products, may also influence what products we identify. Chubb and we only provide general advice and do not consider your objectives, financial situation or needs. We do not require you to purchase any insurance product, and you may choose to cover your insurance needs from other sources on terms they may make available to you.


In the event of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between us and the customer out of the selling process or processing of the related transaction, we will enter into a Financial Dispute Resolution Scheme process with the customer; however any disputes over the contractual terms of the product should be resolved directly between Chubb and the customer.