What is the benefit amount per child?
Benefit amount per child will be limited to HK$200,000. The aggregate limit per family for any one accident is 220% of the "Air Trip Accidental Death Benefit".
What do you mean by public conveyance?
Any vehicle, train, taxi, waterborne vessel or other form of public transportation that is licensed to carry fare-paying passengers as a regular passenger service operating over established routes at scheduled departure and arrival times.
If I do not travel by flight but by coach, ferry, etc, am I still covered under this insurance plan?
Yes, as long as your journey departs from and returns to Hong Kong and you have purchased the return tickets, and the whole period of journey is not more than 21 days, you will be covered under this insurance plan for this journey. If you are not traveling by air, your coverage will commence when you leave the Hong Kong immigration counter.
If I take the ferry to Macau from Hong Kong, then fly to Taiwan from Macau Airport, am I still covered under this insurance plan? Which benefits can I enjoy during this journey?
Yes, all benefits will commence when you leave Hong Kong and end when you arrive back in Hong Kong. If the accident happens while you are traveling on the ferry or other common carrier or private motor vehicle, then you are entitled to the "Extended Trip Common Carrier/ Private Motor Vehicle Accidental Death Benefit";
When you are not on a common carrier or private motor vehicle, you will still be covered under the "Extended Trip Accidental Death Benefit" if an accident happens during the journey outside Hong Kong;
For the flight to Taiwan and back to Macau, the "Air Trip Accidental Death Benefit" will cover you while you are on the flight, in the airport terminal, and while you are traveling directly to and from the airport by common carrier.
Are hazardous activities/sports such as bungee jumping and scuba diving excluded from the cover?
Will you cover my traveling time to a car racing activity during my trip?
Yes, you will still be covered whilst you are traveling to the car racing activity. Only accidents which happen during the competition period will be excluded.
Am I covered for GO-carting which is not car racing?