Travel Money
Travel Service
Small Businesses
Effective Date: December 2018
At American Express, we are committed to safeguarding your privacy. We want you to know how we may collect, use, share, and keep information about you and the choices that are available to you.
When we provide American Express products or services to you, we may also give you specific additional details about how we will use your personal information. If you have an American Express product or service that is not provided by American Express (such as a card issued by one of our partner banks), please review the relevant privacy notice that covers such product or service or contact your product or service provider for information about their privacy practices.
This online privacy statement applies to American Express websites, online applications that run on smart phones, tablets, and other mobile devices ("apps") as well as your use or access of any of our online services or content that link to this statement. It does not apply to those websites that have their own online privacy statements such as the American Express Network website, amexnetwork.com.
Our websites and apps are not intended for children under 18. We do not knowingly solicit data online from, or market online to, children under 18 years of age.
If you are a customer of American Express International, Inc., Hong Kong Branch, please also refer to our Notice to Customers relating to the Personal Data (Privacy) Ordinance (the "Notice"). The Notice explains how we will handle your personal information, and covers both online and other information. It sets out the purposes for which your personal information will be used, to whom your personal information may be disclosed, summarizes your rights under the Personal Data (Privacy) Ordinance (Cap. 486 of the Laws of Hong Kong) (including your right to opt-out from the use of your personal information for direct marketing purposes) and gives details of an American Express officer to contact about your personal information. Your personal information is important. You should read the Notice carefully to ensure you understand how we will use your personal information and your rights. You should also read the declarations contained in the application form before applying for an American Express Card if you do not want to receive direct marketing, make the appropriate selection(s) to opt-out.
Since we may change this online privacy statement, we recommend that you check the current version available from time to time. If we make changes to this statement, we will update the "Effective Date" at the top of this page
-What information does this online privacy statement cover?
-What information do we collect online and how do we collect it?
-How do we use the information we collect about you?
-How do we share your information?
-How we treat your Personal Information
-How we handle Aggregated and De-identified Information
-How do we keep and safeguard your information?
-What are your rights and choices?
-Do you have questions about the online privacy statement?
What information does this online privacy statement cover?
This online privacy statement describes how we (and our Service Providers ) may collect, use, share, and keep information that we get about you online. We gather Online Information if you:
In this statement, we also explain how we may combine Online Information with Other Information and how we then use the combined information.
What information do we collect online and how do we collect it?
The types of information we collect depends on which product or service you use.
Sometimes you give information directly to us (or to our Service Providers). For example, you might give us your name, account number, email, mailing address, phone number, or date of birth when you:
We (and our Service Providers or Third-Party Ad-Servers) also collect information through Cookies and Similar Technologies. Most Cookies and Similar Technologies will only collect De-Identified Information such as how you arrive at our website or your general location. However, certain Cookies and Similar Technologies do collect Personal Information. For example, if you click Remember Me when you log in to our website, a cookie will store your username.
We (and our Service Providers or Third-Party Ad-Servers) may collect information using Cookies and Similar Technologies about:
We (and our Service Providers or Third-Party Ad-Servers) may also collect information made publicly available through third-party platforms (such as online social media platforms), through online databases or directories, or that is otherwise legitimately obtained. The collection of this information is subject to the third party’s terms of use and/or privacy statement.
How do we use the information we collect about you?
We may use Online Information we collect about you on its own or combine it with Other Information to:
How do we share your information?
Some Online Information is Personal Information.
How do we treat your Personal Information?
We do not share Personal Information with anyone except as described below. We may share Personal Information as required or as permitted by law, such as:
We may transfer Personal Information to Service Providers or companies within the American Express Family of Companies throughout the world, for example, to process transactions and provide you with our products or services. Regardless of where we process your information, we still protect it in the manner described in this online privacy statement and according to the applicable laws.
How we handle Aggregated and De-identified Information?
Aggregated Information or De-identified Information does not identify you individually; it helps us to analyze patterns among groups of people. We may share Aggregated Information or De-identified Information in several ways, for example:
How do we keep and safeguard your information?
We use administrative technical and physical security measures to protect your Personal Information. These measures include computer safeguards and secured files and facilities. We take reasonable steps to securely destroy or permanently de-identify Personal Information when we no longer need it. We will keep your Online Information only as long as we must to deliver our products and services, unless we are required by law or regulation or for litigation and regulatory investigations to keep it.
What are your rights and choices?
You will always have a right to access, update, and change or correct your Personal Information. If you want to do so or if you have any questions about how we process your Personal Information, please read the American Express Data Protection and Privacy Principles and the Notice to Customers relating to the Personal Data (Privacy) Ordinance, or contact the Data Protection Officer at the following address:
The Data Protection Officer
American Express International Inc. Hong Kong Branch
18/F City Plaza 4, 12 Taikoo Wan Road, Hong Kong
You have choices about how American Express uses your information, such as how we market to you or how we manage Cookies and Similar Technologies
What are your choices about how we market to you?
You can choose how you would like to receive marketing communications, including direct marketing - whether we send them to you through postal mail, email, SMS and/or telephone. If you choose to not receive marketing communications from us, we will honor your choice. Please be aware that if you choose not to receive such communications, certain offers attached to the products or services you have chosen may be affected. We will still communicate with you in connection with servicing your account, fulfilling your requests, or administering any promotion or any program in which you have elected to participate.
For additional information and to manage marketing, please refer to the American Express Data Protection and Privacy Principles and the Notice to Customers relating to the Personal Data (Privacy) Ordinance
If you do not want to receive American Express mail or telemarketing offers, please complete and return the Opt Out Form
We hope that Customers will appreciate receiving details of carefully designed opportunities by email. However, we clearly recognize the importance of providing you with the choices by giving you an easy means to opt-out from receiving offers via email. You can opt-out at any time by clicking on the how to decline email link
Do you have questions about the online privacy statement?
If you have questions about our online privacy statement, call us at the number on the back of your Card or write to the Data Protection Officer at the following address:
The Data Protection Officer
American Express International Inc. Hong Kong Branch
18/F City Plaza 4, 12 Taikoo Wan Road, Hong Kong
Aggregated Information -- data or information relating to multiple people which has been combined or aggregated. Aggregated Information includes information that we create or compile from various sources, including card transactions or certain data from Cookies and Similar Technologies.
American Express (we, our, us) -- the American Express Company as identified at the beginning of this online privacy statement.
American Express Family of Companies -- any affiliate and subsidiary of, and any company owned or controlled by, the American Express Company.
Business Partners -- any third parties with whom we conduct business and have a contractual relationship, such as a business that accepts American Express branded cards.
Co-brand Partners -- businesses we partner with to offer cards featuring both brand logos.
Cookies and Similar Technologies -- a cookie is a small data file that a website transfers to your computer's hard drive. We may place cookies when you visit our website or another company’s website where our ads appear or when you make purchases, request or personalize information, or register for certain services. If you accept the cookies used on our website, websites that are “powered by” another company on our behalf, or websites where our ads appear, you may give us access to information about your interests. We may use that information to personalize your experience. Similar technologies such as web beacons, pixels, gifs, and tags also do the same thing. We use the term Cookies and Similar Technologies in this statement to refer to all technologies that collect information in this way.
De-identified Information -- data or information used in a way that does not identify you to a third party. We often derive De-Identified Information from Personal Information. It includes information that we may collect from various sources, such as card transactions or certain data from Cookies and Similar Technologies.
IP Address -- a number assigned to a device when connecting to the Internet.
Online Information -- data or information collected on the American Express websites and apps as well as on websites and apps of third parties relating to topics about our business which may include Personal Information, Aggregated Information and De-Identified Information.
Other Information -- American Express internal information (for example, Card transaction data), external data that financial companies use to process applications and complete transactions, and other online and offline information we collect from or about you.
Personal Information -- information that can identify a person, such as name, address, telephone number, and email address.
Service Providers -- any vendor, third party and/or company that performs business operations on our behalf, such as printing, mailing, and other communications services (email, direct mail, etc.), marketing, data processing, servicing, collections, or ad management.
Targeted Advertising -- ads we, or our Service Providers, display on websites outside the American Express Family of Companies based on the preferences or interests inferred from data collected from a particular computer or device regarding web viewing behaviors over time and across different websites.
Third-Party Ad-Servers -- companies that provide the technology to place ads on websites (and apps) and track how ads perform. These companies may also place and access cookies on your device. The information they collect from our websites is in a form that does not identify you personally.
(For use by customer – Please complete this form in English and block letters.)
OPT-OUT FORM
To: American Express International, Inc., Hong Kong Branch (“Amex”)
I do not wish to receive any marketing communications from Amex in future, and I do not consent to Amex providing my personal data to third parties for direct marketing purposes. I agree that this instruction overrides all my previous instructions to Amex on marketing in respect of all my existing relationships with Amex (if any).
My full name:
Card Account Number*:
Date:
* Please provide the Card Account Number of one of your Card Account(s) with Amex in order for us to verify your identity. Please note that this opt-out instruction will be applied to marketing in respect of ALL your existing relationships with Amex.
Notes:
1. Please provide the above information to enable Amex to verify your identity and process your request.
2. In order to make this opt-out request effective, Amex will need to share this opt-out request with third-party business partners. By submitting this opt-out request to Amex, you shall be deemed to have consented to Amex sharing this opt-out request with such parties. Please allow some time for this opt-out request to become effective.