Guaranteed competitive foreign exchange rates
We guarantee competitive foreign exchange rates whenever you use your card overseas: the difference will be refunded if you find a lower foreign exchange rate using other card on the same day.
Airport Lounge Access
Enjoy complimentary access to more than 1,000 airport lounges in over 500 cities across 130 countries around the world, at any of our partner lounges: Priority PassTM, American Express Lounges and The CenturionSM lounges and Delta Sky Club® lounges.
Earn 5 Membership Rewards points for every IDR 1,000 spent. There is no earnings cap or use-by date: You can redeem your points at any time, for virtually anything you like.
100% cashback on your Membership Rewards redemption
Redeem your Membership Rewards points at participating redemption merchants, where 1 Membership Rewards equates to IDR 1, and the equivalent amount will be matched in cashback, credited directly to your account in the next billing cycle. This means a 100% cashback of your Membership Rewards points.
Platinum Hotel Program
Bypass stays/points requirements and enroll into programmes of Hilton Honors and Shangri-La Golden Circle at an elite status, along with lodging partners locally and globally like FINE HOTELS AND RESORTS and The Hotel Collection.