Attractive offers on EMI from 100+ merchants. To check them, click here.


Split the payments not the joy with American Express Equated Monthly Installments (EMI)



















Now, pay your child's school fees, insurance premiums, and so much more without worry,

knowing that you can conveniently pay in parts.


Convert your transactions or statement balance worth INR 5,000 or more into affordable American Express EMI at low interest rates.


Going to make a big purchase?

You can now select flexible EMI tenures ranging from 3 to 24 months

at an interest rate of 1.17%* per month



Select EMI option on the

SafeKey OTP screen while checking out.



Ask for EMI option at the point of sale

before making the purchase


Lowest EMI rate across Cards

Make big purchases hassle free with the convenience of paying in parts

Interest rate

Lowest interest rates and flexible tenures

Enjoy attractive interest rates and flexible repayment options ranging from 3,6,9,12,18 & 24 months



Hassle free and zero documentation

No additional documentation required and early payment option*


EMI options are available on transactions with below Cards