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Frequently Asked Questions
Attractive offers on EMI from 100+ merchants. To check them, click here.
FOR ONLINE MERCHANTS
Select EMI option on the
SafeKey OTP screen while checking out.
Ask for EMI option at the point of sale
before making the purchase
Lowest EMI rate across Cards
Make big purchases hassle free with the convenience of paying in parts
Lowest interest rates and flexible tenures
Enjoy attractive interest rates and flexible repayment options ranging from 3,6,9,12,18 & 24 months
Hassle free and zero documentation
No additional documentation required and early payment option*
Terms and conditions
Terms and conditions apply
* For post purchase EMI an additional one time processing fee of 2% of the transaction plus applicable taxes will be levied.
Beginning 10 August 2023, a fee of Rs. 199 + taxes as applicable will be levied on all EMI transaction(s) converted at Point of Sale online or in-store.
Value should be equal to or more than ₹5,000
Interest rate - 16% p.a.
EMINOW <Amount> Transaction Date <DDMMYY> Merchant Name <XXXX> EMI Tenure <3/6/9/12/18/24>
to 5616166 from your registered mobile number.
Fill form online and submit request
Chat with us through the Amex App or contact us from your registered mobile number.
**GST/taxes will be charged as applicable from the Cardmember