Attractive offers on EMI from 100+ merchants. To check them, click here.
Split the payments not the joy with American Express Equated Monthly Installments (EMI)
Now, pay your child's school fees, insurance premiums, and so much more without worry,
knowing that you can conveniently pay in parts.
Convert your transactions worth INR 5,000 or more into easy American Express EMI at low interest rates.
Going to make a big purchase?
You can now select flexible EMI tenures ranging from 3 to 24 months
at an interest rate of 1.17%* per month
FOR ONLINE MERCHANTS
Select EMI option on the
SafeKey OTP screen while checking out.
AT STORES
Ask for EMI option at the point of sale
before making the purchase

Lowest EMI rate across Cards
Make big purchases hassle free with the convenience of paying in parts

Lowest interest rates and flexible tenures
Enjoy attractive interest rates and flexible repayment options ranging from 3,6,9,12,18 & 24 months

Hassle free and zero documentation
No additional documentation required and early payment option*
EMI options are available on transactions with below Cards
* For post purchase EMI an additional one time processing fee of 2% of the transaction plus applicable taxes will be levied.
Beginning 10 August 2023, a fee of Rs. 199 + taxes as applicable will be levied on all EMI transaction(s) converted at Point of Sale online or in-store.
Calculate your EMI
Amount
Value should be equal to or more than ₹5,000
Interest rate - 16% p.a.
Tenure (Months)
EMI per Month
Total EMI Amount
**Terms and conditions apply
SMS
EMINOW <Amount> Transaction Date <DDMMYY> Merchant Name <XXXX> EMI Tenure <3/6/9/12/18/24>
to 5616166 from your registered mobile number.
ONLINE APPLICATION
Fill form online and submit request
CHAT
Chat with us through the Amex App or contact us from your registered mobile number.

Lowest EMI rate across Cards
Make big purchases hassle free with the convenience of paying in parts

Lowest interest rates and flexible tenures
Enjoy attractive interest rates and flexible repayment options ranging from 3,6,9,12,18 & 24 months

Hassle free and zero documentation
No additional documentation required and early payment option*
EMI options are available on transactions with below Cards
* For post purchase EMI an additional one time processing fee of 2% of the transaction plus applicable taxes will be levied.
**GST/taxes will be charged as applicable from the Cardmember