Shopping can be double the fun when you get a little something extra. Apart from shopping online at your convenience, you also get rewarded every time you shop!
With an American Express SmartEarn™ Credit Card by your side, you become that smart shopper who not only gets their hands on the best deals but also gets rewarded for it. With this card, you earn additional Membership Rewards® Points for the money you spend on your shopping needs - including groceries. So, get ready to shop and earn 10X points on your next purchase at Flipkart and 5X points for shopping on Amazon, Jabong, Myntra, Grofers, Big Bazaar and many other retail partners.
Every time you make a purchase with your American Express SmartEarn™ Credit Card on Flipkart, you get 10X Membership Rewards® Points. For every 50 rupees that you spend, you will earn 10 Membership Rewards Points. For e.g., if you spend Rs.1000 on purchase on Flipkart, then you will get 200 Points.
Earn 5X Membership Rewards Points every time you shop on Myntra or Jabong. Each time you spend Rs.50 with SmartEarn™ Credit Card for online shopping, you automatically earn 5 Membership Rewards Points. For e.g., if you spend Rs.2000 on purchases, then 200 Points automatically get accrued in your account.
American Express gives you 5X Membership Rewards Points every time you shop on BigBazaar. Earn 5 Membership Rewards Points for every 50 Rupees you spend. For e.g., if you spend Rs.1000 at BigBazaar, then you will get 100 points.
Visit any of your preferred BigBazaar stores and make your purchase.
Every time you shop using American Express SmartEarn™ Credit Card at Grofers, you earn 5X Points. That means you earn 5 Membership Rewards Points for every 50 Rupees you spend. For e.g., if you spend Rs.1000 on a purchase at
Grofers, then you will get 100 points.
You earn Membership Rewards Points for all eligible purchases charged to your card. Simply use your American Express card for all your purchases and watch your points add up quickly.
It takes 5 business days after the charge has appeared on your account for your Membership Rewards Points balance to update accordingly.
Yes. There is a cap of 500 points per month per merchant listed in 10X category and a cap of 250 points per month on cumulative purchases from all merchants listed in the 5X category.
I am aged 18 or over
I have no history of bad debt
I have a permanent Indian home address
I have an Indian or multinational bank's savings or current account in India
If Self-Employed, your company should have been trading for at least 18 months (or 12 months if you hold an existing American Express issued Card).
I am Employed and have a Personal Annual Income of INR 4.5 lakhs and above or Self Employed with a Personal Annual Income of INR 6 lakhs and above.
Existing Credit Card member of any bank
Some Cards may have additional specific eligibility criteria, and you will be asked to provide employment, income and bank account information in order to submit your application.
Once you have found the Credit Card that best suits you, read the important information, then click the 'Apply now' button on the page to begin the application process. At this point, you can choose optional additional benefits and also decide how you'd like your name to appear on your Credit card.
Looking for something special? Then consider one of our Premium Cards to experience a level of membership that complements and enhances your lifestyle.
Travel Rewards Cards
Enjoy all the benefits, convenience and security of an American Express® Card – with the added bonus of earning points for travel when you use your Card.
Get all the convenience and security of an American Express Card while earning Membership Rewards Points.
1. Eligible spends do not include cash advances, express cash transactions, drafts made from the Account, balance transfers and fees. Statement Credit will be given within 10 working days of completion of eligible spends.
2. For example, for a spend of Rs. 50 on an eligible merchant the Cardmember will get 10 Membership Rewards Points (if merchant is under 10X category) and 5 Membership Rewards Points (if merchant is under 5X category). Under 10X category, 10X Membership Rewards Points will be capped at 500 Points per month per Card Account for Flipkart and 10X Membership Rewards Points will be capped at 500 Points per month per Card Account for Uber. Under 5X category, 5X Membership Rewards Points will be capped at 250 Points per month per Card Account for all the merchants put together. Please note that eligible merchant partners may change from time to time. To view the complete list of merchant partners, please visit https://www.americanexpress.com/content/dam/amex/in/legal/cmu/merchantlist.pdf. 10X category means Cardmember earns 9 Membership Rewards Points on every Rs. 50 spent at participating merchant(s) over and above the regular Membership Rewards Points earn rate applicable on the Card Account. For example, an eligible spend of Rs. 250 will get the Cardmember 5 regular Membership Rewards Points and 45 additional Membership Rewards Points. 5X category means Cardmember earns 4 Membership Rewards Points on every Rs. 50 spent at participating merchant(s) over and above the regular Membership Rewards Points earn rate applicable on the Card Account. For example, an eligible spend of Rs. 250 will get the Cardmember 5 regular Membership Rewards Points and 20 additional Membership Rewards Points.
3. Eligible spends do not include cash advances, express cash transactions, drafts made from the account, balance transfers and fees.