smartearn credit card shopping offers

American Express SmartEarnTM Credit Card Offers | Flipkart, Amazon, Fashion and Groceries 

 

Shopping can be double the fun when you get a little something extra. Apart from shopping online at your convenience, you also get rewarded every time you shop! 

With an American Express SmartEarn™ Credit Card by your side, you become that smart shopper who not only gets their hands on the best deals but also gets rewarded for it. With this card, you earn additional Membership Rewards® Points for the money you spend on your shopping needs - including groceries. So, get ready to shop and earn 10X points on your next purchase at Flipkart and 5X points for shopping on Amazon, Jabong, Myntra, Grofers, Big Bazaar and many other retail partners.

American Express SmartEarn Credit Card Offer on Flipkart 

 

Every time you make a purchase with your American Express SmartEarn™ Credit Card on Flipkart, you get 10X Membership Rewards® Points. For every 50 rupees that you spend, you will earn 10 Membership Rewards Points. For e.g., if you spend Rs.1000 on purchase on Flipkart, then you will get 200 Points.

smartearn credit card flipkart offers

How to avail the American Express SmartEarn™ Credit Card Offer on Flipkart 

 

 

  1. Browse through Flipkart website  or the Flipkart App and add the items that you wish to buy to your shopping cart. 
  2. Enter your login details (new users will need to sign up first) and proceed to checkout.
  3. Under Payment Options select mode of payment as Credit Card.
  4. Enter your American Express SmartEarn Credit Card details and complete the payment.
  5. Congratulations! You just earned 10X Membership Rewards Points on your shopping. The MR points will reflect in your account in next 5 business days.

 

American Express SmartEarn™ Credit Card Offer on Amazon 

 

  Earn 5X Membership Rewards Points when you shop with American Express SmartEarn™ Credit Card at Amazon. That means for a purchase of Rs. 50, you will get 5 Membership Rewards Point. For e.g., if you spend Rs.500 shopping at Amazon, then you will get 50 points.

How to avail the American Express SmartEarn™ Credit Card Offer on Amazon 

 

 

  1. Browse through Amazon website  or the Amazon App and add the items that you wish to buy to your shopping cart. 
  2. Enter your login details (new users will need to sign up first) and proceed to checkout.
  3. Choose Credit Card in the Select a Payment Method section.
  4. Enter your American Express SmartEarn Credit Card details and complete the payment.
  5. Congratulations! You just earned 5X Membership Rewards Points on your shopping. The MR points will reflect in your account in next 5 business days.

 

American Express SmartEarn™ Credit Card Offer on Myntra and Jabong

 

Earn 5X Membership Rewards Points every time you shop on Myntra or Jabong. Each time you spend Rs.50 with SmartEarn™ Credit Card for online shopping, you automatically earn 5 Membership Rewards Points. For e.g., if you spend Rs.2000 on purchases, then 200 Points automatically get accrued in your account.

smartearn credit card myntra and jabong offers

How to avail the American Express SmartEarn™ Credit Card Offer on Myntra and Jabong

 

 

  1. Browse through Myntra/Jabong website or the respective App and select Add to Bag for the items you wish to buy.
  2. To continue, enter your login details (new users will need to sign up first) after clicking Place Order.
  3. Choose teh Credit Card option as your payment mode.
  4. Enter your American Express SmartEarn Credit Card details and complete the payment.
  5. Congratulations! You just earned 5X Membership Rewards Points on your shopping. The MR points will reflect in your account in next 5 business days.

 

American Express SmartEarn™ Credit Card Offer on Grocery Shopping

 

However mundane it may be, grocery shopping is an essential activity. Well, it just got interesting with the American Express offers on grocery shopping at all major retailers like BigBazaar, Grofers, Reliance Fresh, D Mart, etc.

American Express SmartEarn™ Credit Card Offer on BigBazaar 

 

 

American Express gives you 5X Membership Rewards Points every time you shop on BigBazaar. Earn 5 Membership Rewards Points for every 50 Rupees you spend. For e.g., if you spend Rs.1000 at BigBazaar, then you will get 100 points.

How to avail the American Express SmartEarn™ Credit Card Offer on BigBazaar 

 

Visit any of your preferred BigBazaar stores and make your purchase.

  1. Choose the Credit Card option during payment.
  2. Enter your American Express SmartEarn™ Credit Card details and complete the payment.
  3. Congratulations! You just earned 5X Membership Rewards Points on your shopping. The MR points will reflect in your account in next 5 business days.

American Express SmartEarn™ Credit Card Offer on Grofers

 

 

Every time you shop using American Express SmartEarn™ Credit Card at Grofers, you earn 5X Points. That means you earn 5 Membership Rewards Points for every 50 Rupees you spend. For e.g., if you spend Rs.1000 on a purchase at 
Grofers, then you will get 100 points.

How to avail the American Express SmartEarn™ Credit Card Offer on Grofers 

 

  1. Browse through Grofers website or the Grofers app and select Add to Cart and then Proceed to Checkout for the items you wish to buy.
  2. To continue, enter your phone number and delivery details (new users will need to sign up first).
  3. Choose the Credit Card option in the Payment section.
  4. Enter your American Express SmartEarn Credit Card details and complete the payment.
  5. Congratulations! You just earned 5X Membership Rewards Points on your shopping. The MR points will reflect in your account in next 5 business days.

FAQs on availing American Express SmartEarn™ Credit Card Offers on shopping 

 

 

 How do I earn Membership Rewards Points? 

You earn Membership Rewards Points for all eligible purchases charged to your card. Simply use your American Express card for all your purchases and watch your points add up quickly.

 How long it will take for Membership Rewards Points to be updated? 

 

  It takes 5 business days after the charge has appeared on your account for your Membership Rewards Points balance to update accordingly.

smartearn credit card membership rewards points

 How to redeem Membership Rewards points 

 

   Your points give you access to a wide range of exciting Rewards. You can choose from a selection of merchandise and entertainment rewards and also a variety of e-vouchers and gift cards.
Redeem your Membership Rewards Points in following easy steps:
  1.  If you're a registered user for online services, visit americanexpress.co.in/rewards.
  2.  Log in to your account, explore, and select your reward.
  3. If you're not a registered user for online services, click here to enroll today.

 

 How to check my Membership Rewards points summary

  1. If you are already a registered user for online services and would like to view your up-to-date balance and manage your account online, click log in <https://americanexpress.com/in/  to log into your account and see your points balance.
  2. In case you are yet to register, click on Register for Online Services 
  3. Register your card and then log in to view your account details.
  4. Alternatively, every month you will receive Membership Rewards Statement along with your Monthly Card Account Statement, which shows the number of points you have accumulated and the points you have redeemed.

 

Where can I find the list of participating retailers

 

  Log in to the site of a participating retailer. Click here for the complete list of eligible aprtners.

 Is there a cap on the number of points I can get 

Yes. There is a cap of 500 points per month per merchant listed in 10X category and a cap of 250 points per month on cumulative purchases from all merchants listed in the 5X category.

SmartEarn™ Credit Card

American Express SmartEarn™ Credit Card

 

 
Rs. 500 cashback as Welcome Gift on eligible spends1 of Rs. 10,000 in the first 90 days of Cardmembership
 
First Year Fee: Rs. 495 plus applicable taxes
Second Year Fee: Rs. 495 plus applicable taxes
 
  • Earn 10X Membership Rewards® Points2 on all your spending on Flipkart and Uber and earn 5X Membership Rewards Points2 on Amazon, Swiggy, BookMyShow and more.
  • Get a renewal fee waiver on eligible spends3 of Rs.40,000 and above in the previous year of Cardmembership.
  • Convert purchases into EMI at the point of sale with an interest rate as low as 12% p.a. and zero foreclosure charges

 

Terms and Conditions

  1. Eligible spends do not include cash advances, express cash transactions, drafts made from the Account, balance transfers and fees. Statement Credit will be given within 10 working days of completion of eligible spends.
  2. For example, for a spend of Rs. 50 on an eligible merchant the Cardmember will get 10 Membership Rewards Points (if merchant is under 10X category) and 5 Membership Rewards Points (if merchant is under 5X category). Under 10X category, 10X Membership Rewards Points will be capped at 500 Points per month per Card Account for Flipkart and 10X Membership Rewards Points will be capped at 500 Points per month per Card Account for Uber. Under 5X category, 5X Membership Rewards Points will be capped at 250 Points per month per Card Account for all the merchants put together. Please note that eligible merchant partners may change from time to time. To view the complete list of merchant partners, please visit https://www.americanexpress.com/content/dam/amex/in/legal/cmu/merchantlist.pdf 10X  category means Cardmember earns 9 Membership Rewards Points on every Rs. 50 spent at participating merchant(s) over and above the regular Membership Rewards Points earn rate applicable on the Card Account. For example, an eligible spend of Rs. 250 will get the Cardmember 5 regular Membership Rewards Points and 45 additional Membership Rewards Points. 5X category means Cardmember earns 4 Membership Rewards Points on every Rs. 50 spent at participating merchant(s) over and above the regular Membership Rewards Points earn rate applicable on the Card Account. For example, an eligible spend of Rs. 250 will get the Cardmember 5 regular Membership Rewards Points and 20 additional Membership Rewards Points.
  3. You will not earn Membership Rewards Points on your American Express Card for all your spending on fuel, insurance and utility (electricity, water and gas bills) payments. Fuel includes petrol, diesel, CNG from Oil Marketing Companies (OMCs). Utility services includes providers of household/domestic electricity, gas and water. These providers can be government departments and agencies including local, state, municipal organizations, public housing societies and apartment associations. Telecommunications includes providers of landline phones, mobile phones, internet services, cable and other pay TV services, and calling cards.
  4. Cardmember liability is nil if American Express receives the report within 3 working days of the fraud. If the fraud is reported beyond 3 working days, then the maximum liability of the customer will be limited to Rs. 1,000. For further details, please refer MITC

SmartEarn™ Credit Card Eligibility Criteria

 

To save time, use the following checklist to see if you meet our standard eligibility criteria:

 

I am aged 18 or over

 

 

I have no history of bad debt

 

I have a permanent Indian home address 

 

I have an Indian or multinational bank's savings or current account in India

If Self-Employed, your company should have been trading for at least 18 months (or 12 months if you hold an existing American Express issued Card).

 

I am Employed and have a Personal Annual Income of INR 4.5 lakhs and above or Self Employed with a Personal Annual Income of INR 6 lakhs and above.

Existing Credit Card member of any bank

 

Some Cards may have additional specific eligibility criteria, and you will be asked to provide employment, income and bank account information in order to submit your application.

 

Once you have found the Credit Card that best suits you, read the important information, then click the 'Apply now' button on the page to begin the application process. At this point, you can choose optional additional benefits and also decide how you'd like your name to appear on your Credit card.

Explore Cards by Category

Premium Cards

 

Looking for something special? Then consider one of our Premium Cards to experience a level of membership that complements and enhances your lifestyle.

Travel Rewards Cards

 

Enjoy all the benefits, convenience and security of an American Express® Card – with the added bonus of earning points for travel when you use your Card.

 

SOME OF OUR TRAVEL REWARDS CARDS.

 Rewards Cards

 

Get all the convenience and security of an American Express Card while earning Membership Rewards Points.

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American Express Benefits

american express india fraud and shopping protection

FRAUD AND SHOPPING PROTECTION

Your security and protection are our priority. Our technology has been designed to give you peace of mind when using your credit card.



 
american express india world class customer service

WORLD CLASS CUSTOMER SERVICE

Access to our customer service is available 24/7 by phone, text or email.




 
american express india contactless payments

CONTACTLESS PAYMENTS

Contactless is the quick, easy and secure way to make payments - Simply touch your American Express Card on the reader, wait for the beep and you're done. What's more, with Amex pay and Apple PayTM you can even pay with your phone.

 

 Footnotes: 

 

 

1. Eligible spends do not include cash advances, express cash transactions, drafts made from the Account, balance transfers and fees. Statement Credit will be given within 10 working days of completion of eligible spends.

 

2. For example, for a spend of Rs. 50 on an eligible merchant the Cardmember will get 10 Membership Rewards Points (if merchant is under 10X category) and 5 Membership Rewards Points (if merchant is under 5X category). Under 10X category, 10X Membership Rewards Points will be capped at 500 Points per month per Card Account for Flipkart and 10X Membership Rewards Points will be capped at 500 Points per month per Card Account for Uber. Under 5X category, 5X Membership Rewards Points will be capped at 250 Points per month per Card Account for all the merchants put together. Please note that eligible merchant partners may change from time to time. To view the complete list of merchant partners, please visit https://www.americanexpress.com/content/dam/amex/in/legal/cmu/merchantlist.pdf. 10X category means Cardmember earns 9 Membership Rewards Points on every Rs. 50 spent at participating merchant(s) over and above the regular Membership Rewards Points earn rate applicable on the Card Account. For example, an eligible spend of Rs. 250 will get the Cardmember 5 regular Membership Rewards Points and 45 additional Membership Rewards Points. 5X category means Cardmember earns 4 Membership Rewards Points on every Rs. 50 spent at participating merchant(s) over and above the regular Membership Rewards Points earn rate applicable on the Card Account. For example, an eligible spend of Rs. 250 will get the Cardmember 5 regular Membership Rewards Points and 20 additional Membership Rewards Points.

 

3. Eligible spends do not include cash advances, express cash transactions, drafts made from the account, balance transfers and fees.