Earn Shopping Points with the SmartEarn Credit Card

 

 

 

 

 

 

 

 

 

 

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Shopping is an experience - whether it's as exciting as picking out the new addition to your wardrobe or buying the daily necessities for your home and family. The American Express SmartEarn Credit Card rewards you for shopping that you would do anyway, up to 10 times over ! The Amex SmartEarn Card has tied up with your favourite merchants to make your shopping, a rewarding experience. 

 

 

Your Online Shopping Just Got More Rewarding

 

Now you can earn 10X Membership Rewards® Points for your next purchase at Flipkart, Amazon and 5X rewards points for shopping on Paytm Wallet, Jabong, Myntra, Grofers, and Big Bazaar. 

 

For every 50 rupees that you spend shopping on Flipkart and Amazon, you will earn 10 Membership Rewards® points. Whereas, every purchase of Rs.50 at Paytm Wallet, Myntra, Jabong, Big Bazaar, or Grofers will earn you 5 Membership® Rewards points.
 

You can redeem these extra Reward Points for just about anything from the Membership Rewards Catalogue. Click here to get a peek into the amazing ways in which you can use your Membership Reward® points.

 

FAQs on Availing Credit Card Offers on Online Shopping

 

How do I avail the offer

 

  1.  Log in to the site of a participating retailer. Click here for the complete list of eligible stores.

  2. Fill your shopping cart with the products of your choice and proceed to the payment page. Select the mode of payment as Credit Card.

  3. Enter your Amex SmartEarn Credit Card details and complete the payment.

  4. Congratulations! You just earned your Membership Rewards Points. They will reflect in your account in 2-3 days.

 

How do I earn reward points

 

You earn Membership Rewards® Points for all eligible purchases charged to your Card. Watch your points add up quickly by making use of the SmartEarn Credit Card for all your shopping.

 

How long it will take for reward points to be updated

 

It takes 24-48 hours after the charge has appeared on your account for your Membership Rewards® Points balance to update accordingly.

 

How to redeem reward points

 

Our points give you access to a wide range of exciting Rewards. You can choose from a selection of merchandise, e-vouchers and also pay your card charges with points. 

 

Redeem your Reward Points in following easy steps:

 

  1. If you're a registered user for online services, click here.

  2. Log into your account, explore, and select your reward.

  3. If you're not a registered user for online services, click here to enrol today.

 

How to check my reward points summary

 

  • If you are already a registered user for online services and would like to view your current balance and manage your account online, click log in to log into your account and see your points balance. Alternatively, you can check your reward points on the Amex App. 

  • In case you are yet to register, click on Register for Online Services. Register your Card and then log in to view your account details.

  • Alternatively, every month you will receive Membership Rewards Statement along with your Monthly Card Account Statement, which shows the number of points you have accumulated and the points you have redeemed.

American Express SmartEarn™ Credit Card

 

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The American Express SmartEarn Credit Card

 

Rs. 500 cashback as a Welcome Gift on eligible spends1 of

Rs. 10,000 in the first 90 days of Cardmembership

 

First Year Fee: Rs. 495 plus applicable taxes

Second Year Fee: Rs. 495 plus applicable taxes

 

  • Earn 10X Membership Rewards® points2 on all your spending on Flipkart, Amazon and Uber and earn 5X Membership Rewards® points2 on Paytm Wallet, Swiggy, BookMyShow and more.
  • Get a renewal fee waiver on eligible spends3 of Rs.40,000 and above in the previous year of Cardmembership.
  • Convert purchases into EMI at the point of sale with an interest rate as low as 14% p.a4. and zero foreclosure charges

 

Terms and Conditions

 

  1. Eligible spends do not include cash advances, express cash transactions, drafts made from the Account, balance transfers and fees. Statement Credit will be given within 10 working days of completion of eligible spends.

  2. For a spend of Rs. 50 on an eligible merchant the Cardmember will get 10 Membership Rewards® points (if the merchant is under 10X category) and 5 Membership Rewards® points (if the merchant is under 5X category). Under 10X category, 10X Membership Rewards® points will be capped at 500 Points per month per Card Account jointly for Flipkart and Amazon. Under the 5X category, 5X Membership Rewards® points will be capped at 250 Points per month per Card Account for all the merchants put together. Please note that eligible merchant partners may change from time to time. To view the complete list of merchant partners, please visit www.americanexpress.com/in/pdf/edsmerchants1. 10X category means Cardmember earns 9 Membership Rewards® points on every Rs. 50 spent at a participating merchant(s) over and above the regular Membership Rewards® points earn rate applicable on the Card Account. For example, an eligible spend of Rs. 250 will get the Cardmember 5 regular Membership Rewards® points and 45 additional Membership Rewards® points. 5X category means Cardmember earns 4 Membership Rewards® points on every Rs. 50 spent at a participating merchant(s) over and above the regular Membership Rewards® points earn rate applicable on the Card Account. For example, an eligible spend of Rs. 250 will get the Cardmember 5 regular Membership Rewards® points and 20 additional Membership Rewards® points.

  3. Eligible spends do not include cash advances, express cash transactions, drafts made from the account, balance transfers and fees. You will not earn Membership Rewards® points on your American Express Card for all your spending on fuel, insurance and utility (electricity, water and gas bills) payments. Fuel includes petrol, diesel, CNG from Oil Marketing Companies (OMCs). Utility services include providers of household/domestic electricity, gas and water. These providers can be government departments and agencies including local, state, municipal organizations, public housing societies and apartment associations. Telecommunications includes providers of landline phones, mobile phones, internet services, cable and other pay-tv services, and calling cards. Effective February 1, 2020, you would not earn Membership Rewards® points on any EMI option selected from a merchant’s website e.g. online shopping with Amazon or Flipkart etc. and on any EMI option selected at Merchant’s terminal e.g. a Chip and PIN transaction at Croma retail store etc. At the same time, you would continue to earn Membership Rewards® points on all EMI transactions through American Express® SafeKey and on all EMI conversions done post purchase.

  4. Interest rate for Point of Sale and online merchants is 14% per annum.