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American Express® Gold Card
First Year Fee: Rs. 1,000 plus applicable taxes (Second Year onwards Rs. 4,500 plus applicable taxes)
Card Type
Annual fee
First Year fee : Rs. 1,000 plus applicable taxes
Second Year onwards : Rs. 4,500 plus applicable taxes
Second Year onwards : Rs. 4,500 plus applicable taxes
Reward Earn Rate
Earn 1 Membership Rewards Point for every1 Rs. 50 spent except for spend at Fuel, Insurance, Utilities and Cash Transactions
Key Benefits
MEMBERSHIP REWARD® POINTS
Effective 1st July, 2017, you earn 1,000 Bonus Membership Rewards Points when you complete 6 transactions each worth Rs. 1,000 or more every month on your American Express Gold Card
ADDITIONAL REWARDS ON CARD RENEWAL
Earn 5,000 Membership Rewards Points upon First Year Card Renewal, on payment of annual membership fee. Points to be credited within 90 days of Card renewal
GOLD COLLECTION
Redeem your Points from the fabulous 18 and 24 Karat Gold Collection
SAVINGS ON TRAVEL
Enjoy benefits on your travel bookings with American Express Travel online
Rewards Programme
Earn 1 Membership Rewards Point for every1 Rs. 50 spent except for spends at Fuel, Insurance, Utilities and Cash Transactions. Your Points are worth their weight in Gold with a range of exciting rewards to choose from.
Enjoy the flexibility to redeem your Points from over 500+ exciting redemption options including leading airlines and hotels, electronics and more.
Get fabulous Rewards from the stunning new 18 and 24 Karat Gold Collection4, specially chosen for you.
Enjoy the flexibility to redeem your Points from over 500+ exciting redemption options including leading airlines and hotels, electronics and more.
Get fabulous Rewards from the stunning new 18 and 24 Karat Gold Collection4, specially chosen for you.
- Earn 2X Membership Reward points on every purchase through Reward Multiplier3
24,000 Points / 24 Karat Gold Collection(you can choose any one of them):
- Taj Voucher worth Rs. 14,000
- Tanishq Voucher worth Rs. 10,000
- Statement Credit worth Rs. 9,000
18,000 Points / 18 Karat Gold Collection(you can choose any one of them):
- Taj Voucher worth Rs. 9,000
- Amazon Gift Card worth Rs.7,000
- Statement Credit worth Rs.6,000
Offers and Privileges
Exclusive benefits, intelligent features, assistance at any hour. Your American Express Gold Card brings you many special privileges.
Intelligence from Gold
Enjoy greater flexibility in spending with 'no pre-set' limit. This means that your charges are approved basis your spending pattern, financials, credit record and account history. Please note that ‘no pre-set limit’ does not mean your spending is unlimited. If you anticipate making an exceptionally large purchase, please call us in advance
Travel
Enjoy access to valuable travel benefits under The Hotel Collection enjoy a room upgrade (where available) and a US$100 hotel credit when you stay two consecutive nights at over 400 hotels worldwide including Hilton Hotels, Intercontinental and Hyatt Hotels
Dining offer
Enjoy up to 20% off every time you dine at select restaurant partners. To Know More, Click Here
Gold Services
- 24X7 Card Related Assistance
- Dispute Resolution
- Zero lost Card liability
- Emergency Card Replacement
- Two Supplementary Gold Cards at no additional cost.
Contactless Payment
Effective December 15, 2016, your American Express Card may be enabled for contactless payments.To see if your Card is contactless, look for the contactless symbol network on the front and back of your Card. To know more, click here
Eligibility
To save time before you apply for your Card, it’s best to make sure you can say yes to the following:
- I am over 18 years of age
- If self-employed: My company has been trading for more than 12 months
- I have a good credit history and no payment defaults
- I have an Indian or multinational bank’s savings or current account in India
- I have a Personal Annual Income of INR 6 Lakhs and above.
- I have current residential address in India
- I/We confirm that I / supplementary card applicant/s is a Resident Indian as defined under the Income Tax Act of India and hereby declare that I/We will notify American Express Banking Corp. if there is a change in the residential status
- I understand American Express Cards are currently issued to residents of Delhi/NCR, Mumbai, Bangalore, Chennai, Pune, Hyderabad, Jaipur, Kolkata, Indore, Coimbatore, Chandigarh/Tricity, Ahmedabad, Surat, Vadodra, Bhopal, Bhubaneshwar, Ernakulam, Vijaywada & Vizag subject to conditions.
Footnotes
1. With effect from 20th October 2014, you will no longer earn Membership Rewards Points on your American Express Card for all your spending on fuel, insurance and utility (electricity, water and gas bills) payments. Fuel includes petrol, diesel, CNG from Oil Marketing Companies (OMCs). Utility services includes providers of household/domestic electricity, gas and water. These providers can be government departments and agencies including local, state, municipal organizations, public housing societies and apartment associations.
Telecommunications includes providers of landline phones, mobile phones, internet services, cable and other pay TV services, and calling cards. Fuel includes petrol, diesel, CNG from Oil Marketing Companies (OMCs). Other utility services includes providers of household/domestic electricity, gas and water. These providers can be government departments and agencies including local, state, municipal organizations; public housing societies and apartment associations.
2. 0% Convenience fee on fuel purchase for transaction less than Rs. 25,000 and 0.3% Convenience fee on fuel purchase per transaction is applicable for all transactions on and above Rs. 25,000
3. Limited period offer. Terms and Conditions apply.
4. For latest options available under Gold Collection please click here.
Telecommunications includes providers of landline phones, mobile phones, internet services, cable and other pay TV services, and calling cards. Fuel includes petrol, diesel, CNG from Oil Marketing Companies (OMCs). Other utility services includes providers of household/domestic electricity, gas and water. These providers can be government departments and agencies including local, state, municipal organizations; public housing societies and apartment associations.
2. 0% Convenience fee on fuel purchase for transaction less than Rs. 25,000 and 0.3% Convenience fee on fuel purchase per transaction is applicable for all transactions on and above Rs. 25,000
3. Limited period offer. Terms and Conditions apply.
4. For latest options available under Gold Collection please click here.
Other cards you may be interested in
First Year Fee: Rs. 1,000 plus applicable taxes (Second Year onwards: Rs. 4,500 plus applicable taxes)
- Earn 1,000 Bonus Membership Rewards® Points for simply using your Card 4 times on transactions of Rs. 1,000 and above every month
- Split the payment and not the joy. Use your American Express Credit Card for your next big purchase & pay in EMI
- Redeem your Points from the fabulous 18 and 24 Karat Gold Collection
- Enjoy exciting discounts on dining, travel, car rental and shopping
Annual Fee: Rs. 60,000 plus applicable taxes
'Do Anything' Platinum Concierge- Earn 3X Membership Rewards® Points on all Overseas spending
- Access to 1200+ lounges across the globe with the Global Lounge Collection®
- Benefits across 1000+ FINE HOTELS & RESORTS properties worldwide
First Year Fee: Rs. 5,000 plus applicable taxes (Second Year onwards: Rs. 10,000 plus applicable taxes)
- Enjoy privileges at Taj, SeleQtions and Vivanta Hotels and Preferred Hotels & Resorts
- Complimentary access to leading Golf courses in India
- Complimentary access to American Express lounges and other domestic lounges across India.
- Get special health and wellness benefits from Max Healthcare