american express india types of cards

What type of Card are you looking for?

Whether you want to collect loyalty Membership Rewards points, travel rewards or enjoy premium lifestyle experiences, here you could find a Card to suit your needs.

American Express offers you a range of flexible credit card options to suit your individual needs. There are Premium Credit Cards  and Charge Cards  with exclusive benefits and services to help you enjoy the most exceptional lifestyle experiences. If you are a frequent flyer or if you are looking for some travel rewards, then the American Express Travel Credit Cards range has plenty to offer you. AMEX also offers Reward Cards which earn you Membership Rewards® Points on every purchase. You can redeem these points over 500 different redemption options.

Whatever be your requirement, there is an American Express Card suitable for you.

Finding a type of Card to suit your needs


American Express offers a range of Credit Cards and Charge Cards with different rewards and benefits tailored to your lifestyle and interests.


Charge Cards differ to Credit Cards as they give you the financial flexibility of no pre-set spending limit, This means that your charges are approved basis your spending pattern, financials, credit record and account history. Please note that ‘no pre-set limit’ does not mean your spending is unlimited. If you anticipate making an exceptionally large purchase, please call us in advance.


Your spending limit however, depends on your Card usage, and is based on factors including your current spending patterns, payment history, credit record, and financial resources.


If a Credit Card is not what you are looking for, our Charge Cards maybe of interest to you.


american express india credit cards types

Discover American Express® Card Types

American Express offers different types of Credit Cards in India. All these cards come covered with Fraud Protection Guarantee. We are also available 24X7 on call for any kind of assistance you may require.




Explore Credit Cards by Category

Premium Cards


Looking for something special? Then consider one of our Premium Cards to experience a level of membership that complements and enhances your lifestyle.
Learn more

 Rewards Cards


Get all the convenience and security of an American Express Card while earning Membership Rewards Points.

Travel Rewards Cards



Enjoy all the benefits, convenience and security of an American Express® Card – with the added bonus of earning points for travel when you use your Card.




To save time, use the following checklist to see if you meet our standard eligibility criteria:


I am aged 18 or over 

I have no history of bad debt

I have a permanent Indian home address 

I have an Indian or multinational bank's savings or current account in India

If Self-Employed, your company should have been trading for at least 18 months (or 12 months if you hold an existing American Express issued Card).



Some Cards may have additional specific eligibility criteria, and you will be asked to provide employment, income and bank account information in order to submit your application.


Once you have found the Card that best suits you, read the important information, then click the 'Apply now' button on the page to begin the application process. At this point, you can choose optional additional benefits and also decide how you'd like your name to appear on your card.

Credit Cards Explained


Has talk of interest, annual fees, rates and percentages left you feeling confused? 

Our simple Credit and Charge Card Guides are a great place to start.

American Express Benefits

american express india fraud and shopping protection


Your security and protection are our priority. Our technology has been designed to give you peace of mind when using your card.

american express india world class customer service


Access to our customer service is available 24/7 by phone, text or email.

american express india contactless payments


Contactless is the quick, easy and secure way to make payments - Simply touch your American Express Card on the reader, wait for the beep and you're done. What's more, with Amex pay and Apple PayTM you can even pay with your phone.


Find a type of Card to suits your needs

Explore our range of Cards, you're bound to something to suits your needs and lifestyle.





1.  Terms & Conditions Benefits associated with American Express Cards are subject to payment of annual/renewal fee and maybe withdrawn


2. Monthly Voucher Programme Terms & Conditions


3.  Provided that the Cardmember has acted in good faith, his liability to American Express arising out of any unauthorized use of the Credit Card shall be nil if American Express receives the     report within 3 working days of the fraud. If the fraud is reported beyond 3 working days, then the maximum liability of the customer will be limited to Rs. 1000. . For further details please   refer MITC.