american express india types of cards

What type of Card are you looking for?

Whether you want to collect loyalty Membership Rewards points, travel rewards or enjoy premium lifestyle experiences, here you could find a Card to suit your needs.

Finding a type of Card to suit your needs

 

American Express offers a range of Credit Cards and Charge Cards with different rewards and benefits tailored to your lifestyle and interests.

 

Charge Cards differ to Credit Cards as they give you the financial flexibility of no pre-set spending limit, This means that your charges are approved basis your spending pattern, financials, credit record and account history. Please note that ‘no pre-set limit’ does not mean your spending is unlimited. If you anticipate making an exceptionally large purchase, please call us in advance.

 

Your spending limit however, depends on your Card usage, and is based on factors including your current spending patterns, payment history, credit record, and financial resources.

 

If a Credit Card is not what you are looking for, our Charge Cards maybe of interest to you.

 

american express india cards types

Discover American Express® Card Types
 

 

Explore Cards by Category

Travel Rewards Cards

 

 

Enjoy all the benefits, convenience and security of an American Express® Card – with the added bonus of earning points for travel when you use your Card.

Premium Cards

 

Looking for something special? Then consider one of our Premium Cards to experience a level of membership that complements and enhances your lifestyle.
Learn more

 Rewards Cards

 

Get all the convenience and security of an American Express Card while earning Membership Rewards Points.

Eligibility

 

To save time, use the following checklist to see if you meet our standard eligibility criteria:

 

I am aged 18 or over 

I have no history of bad debt

I have a permanent Indian home address 

I have an Indian or multinational bank's savings or current account in India

If Self-Employed, your company should have been trading for at least 18 months (or 12 months if you hold an existing American Express issued Card).

 

 

Some Cards may have additional specific eligibility criteria, and you will be asked to provide employment, income and bank account information in order to submit your application.

 

Once you have found the Card that best suits you, read the important information, then click the 'Apply now' button on the page to begin the application process. At this point, you can choose optional additional benefits and also decide how you'd like your name to appear on your card.

Credit Cards Explained

 

Has talk of interest, annual fees, rates and percentages left you feeling confused? 
 

Our simple Credit and Charge Card Guides are a great place to start.

American Express Benefits

american express india fraud and shopping protection

FRAUD AND SHOPPING PROTECTION

Your security and protection are our priority. Our technology has been designed to give you peace of mind when using your card.



 
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WORLD CLASS CUSTOMER SERVICE

Access to our customer service is available 24/7 by phone, text or email.




 
american express india contactless payments

CONTACTLESS PAYMENTS

Contactless is the quick, easy and secure way to make payments - Simply touch your American Express Card on the reader, wait for the beep and you're done. What's more, with Amex pay and Apple PayTM you can even pay with your phone.

 

Find a type of Card to suits your needs

Explore our range of Cards, you're bound to something to suits your needs and lifestyle.