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American Express Premium Cards

American Express Premium Cards

Looking for something special? Then consider one of our premium Credit Cards and Charge Cards to experience a level of membership that complements and enhances your lifestyle.

Why choose American Express Premium Cards?

If you like the finer things in life, then American Express Premium Cards are the Cards for you. Special travel privileges, faster rewards, and extraordinary service gives you just an idea of what you could experience as a Premium Cardmember.

Designed to complement and enhance your lifestyle, our Premium Credit Cards and Charge Cards enable you to enjoy benefits across leading airline partners and lodging properties. What’s more, also enjoy complimentary access to premium airport lounges in over 120 countries.

With our Premium Cards, you are automatically entitled to use our premium Concierge Service. The dedicated team is on call 24 hours a day, ready to take care of all your lifestyle needs. Just pick up the phone and you'll get a table at that exclusive restaurant, book movie tickets, arrange delivery of flowers or arrange a round of golf at leading golf courses.


Our Premium Cards

American Express® Platinum Card

Platinum Travel Services to assist you with all your travel needs Annual Fee Rs. 60,000 plus applicable taxes
  • 'Do Anything' Platinum Concierge
  • 'By Invitation Only' Events
  • Exclusive savings and benefits with the Airline Partner Programme

American Express® Platinum ReserveSM Credit Card

Get a Welcome Gift of 11,000 Bonus Membership Rewards Points. First Year Fee: Rs. 5,000 plus applicable taxes (Second Year onward: Rs. 10,000 plus applicable taxes)
  • Enjoy privileges at Taj Hotels, Resorts and Palaces; Preferred Hotels & Resorts and Oberoi Hotels & Resorts
  • Complimentary access to American Express lounge and other domestic lounges across India.
  • Complimentary access to leading Golf courses in India

Jet Airways American Express® Platinum Credit Card

Welcome Gift of 10,000 Bonus JP Miles + one-way complimentary Jet Airways Base Fare Waived Domestic Ticket on your first charge. First Year Fee Rs. 5,000 plus applicable taxes (Second Year onward: Rs. 10,000 plus applicable taxes)
  • Complimentary visits to 13 Domestic Airport Lounges at 11 cities in India
  • Enjoy complimentary iPrefer Elite Tier membership from Preferred Hotels&Resorts
  • 8 JPMiles for every Rs. 150 spent except for spend at Fuel, Insurance, Utilities and Cash Transactions

Key benefits at a glance

Depending on your choice of American Express premium Card, you can also look forward to below benefits:
  • A welcome bonus to get you started
  • Access to ‘By Invitation Only’ events
  • The ability to earn rewards at faster rates on your purchases.
  • Purchase protection
  • Online fraud guarantee
  • Travel Insurance benefits
  • Global Assist

Card security and protection

If things should go wrong, we'll soon put them right. All American Express Cards feature Chip and PIN technology and all transactions are processed through our own secure system to minimise the risk of fraud, whether you use your Card at home or abroad.

Our early detection systems monitor potentially fraudulent activity, and our Fraud Protection Guarantee means that in the unlikely event you are a victim of card fraud, and you have taken reasonable care with your Card, you won't be held responsible for any costs linked to the fraudulent activity.

Accepted around the world

American Express premium Credit Cards and Charge Cards are accepted all over the world

Manage your Account online or on your mobile

We put you firmly in control when it comes to managing your account. Simply register online and you can view and manage your account anytime, anywhere – either online or on your mobile.

View your current balance, have updates sent to your phone, pay your bills easily, and manage your contact preferences.



To save time before you apply for your card, it's best to make sure you can say yes to the following:

Before you apply, use the following checklist to see if you meet our standard eligibility criteria

  • I am over 18 years of age
  • I have a good credit history and no payment defaults
  • I have an Indian or multinational bank's savings or current account in India
  • I have a permanent residential address in India
  • If Self-Employed, your company should have been trading for at least 18 months (or 12 months if you hold an existing American Express issued Card).

Premium Cards

Looking for something special? Then consider one of our Premium Cards to experience a level of membership that complements and enhances your lifestyle.

Some of our Featured Cards

Credit Cards Explained

Has talk of interest, annual fees, rates and percentages left you feeling confused?
Our simple Credit and Charge Card Guides are a great place to start.

Discover our Credit Cards explained

American Express Benefits


Your security and protection are our priority. Our technology has been designed to give you peace of mind when using your card

Learn More about Fraud Protection


Access to our customer service is available 24/7 by phone, text or email.

Learn More about Customer Service


Contactless is the quick, easy and secure way to make payments - Simply touch your American Express Card on the reader, wait for the beep and you're done. What's more, with Amex pay and Apple PayTM you can even pay with your phone.

Learn more about Contactless Payments

Find a type of Card to suits your needs

Explore our range of Cards, you're bound to something to suits your needs and lifestyle.