american express india premium cards

American Express® Premium Cards

Looking for something special? Then consider one of our premium Credit Cards and Charge Cards to experience a level of membership that complements and enhances your lifestyle.

Why choose an American Express Premium Card?


If you like the finer things in life, then American Express Premium Cards are the Cards for you. Special travel privileges, faster rewards, and extraordinary service gives you just an idea of what you could experience as a Premium Cardmember.


Designed to complement and enhance your lifestyle, our Premium Credit Cards and Charge Cards enable you to enjoy benefits across leading airline partners and lodging properties. What’s more, also enjoy complimentary access to premium airport lounges in over 130 countries.


With our Premium Cards**, you are automatically entitled to use our premium Concierge Service. The dedicated team is on call 24 hours a day, ready to take care of all your lifestyle needs. Just pick up the phone and you'll get a table at that exclusive restaurant, book movie tickets, arrange delivery of flowers or arrange a round of golf at leading golf courses.



american express india premium credit cards

Our Premium Cards

American Express® Platinum Card


Welcome Gift1 of 1,00,000 Bonus Membership Rewards Points or get stay vouchers worth INR 45,000* from Taj Hotels Palaces Resorts Safaris
Annual Fee Rs. 60,000 plus applicable taxes
  • 'Do Anything' Platinum Concierge
  • 'By Invitation Only' Events
  • Exclusive savings and benefits with the Airline Partner Programme
  • A new uniquely crafted Metal Card that promises to stand out in every sense
  • Earn 3X Membership Rewards Points when you spend Overseas





American Express® Platinum ReserveSM Credit Card


Get a Welcome Gift2 of 11,000 Bonus Membership Rewards Points.
First Year Fee: Rs. 5,000 plus applicable taxes (Second Year onward: Rs. 10,000 plus applicable taxes)
  • Enjoy privileges at Taj Hotels, Resorts and Palaces; Preferred Hotels & Resorts
  • Complimentary access to American Express lounge and other domestic lounges across India.
  • Complimentary access to leading Golf courses in India                                  




Key benefits at a glance

Depending on your choice of American Express premium Card, you can also look forward to below benefits:


  • A welcome bonus to get you started
  • 'Do Anything' Platinum Concierge
  •  Elite Tier Membership
  • Online fraud guarantee
  • Global Assist



To save time, use the following checklist to see if you meet our standard eligibility criteria:


I am aged 18 or over 

I have no history of bad debt

I have a permanent Indian home address 

I have an Indian or multinational bank's savings or current account in India

If Self-Employed, your company should have been trading for at least 18 months (or 12 months if you hold an existing American Express issued Card).



Some Cards may have additional specific eligibility criteria, and you will be asked to provide employment, income and bank account information in order to submit your application.


Once you have found the Card that best suits you, read the important information, then click the 'Apply now' button on the page to begin the application process. At this point, you can choose optional additional benefits and also decide how you'd like your name to appear on your card.

Explore Cards by Category



Enjoy all the benefits, convenience and security of an American Express® Card – with the added bonus of earning points for travel when you use your Card


Premium Cards


Looking for something special? Then consider one of our Premium Cards to experience a level of membership that complements and enhances your lifestyle.

 Rewards Cards


Get all the convenience and security of an American Express Card while earning Membership Rewards Points.

Credit and Charge Cards Explained


Has talk of interest, annual fees, rates and percentages left you feeling confused? 
Our simple Credit and Charge Card Guides are a great place to start.


American Express Benefits

american express india fraud and shopping protection


Your security and protection are our priority. Our technology has been designed to give you peace of mind when using your card.

american express india world class customer service


Access to our customer service is available 24/7 by phone, text or email.

american express india contactless payments


Contactless is the quick, easy and secure way to make payments - Simply touch your American Express Card on the reader, wait for the beep and you're done. What's more, with Amex pay and Apple PayTM you can even pay with your phone.

Explore Our Credit Cards

American Express Offers a range of Credit Cards with different rewards and benefits tailored to your lifestyle and interests.



1. You will receive the welcome gift within 6-8 weeks of payment of annual fee and upon spending INR 90,000 in first 3 months of Cardmembership. 

2. Welcome Gift is available only in the 1st year on payment of the annual fee and on spending INR 5,000 within 60 days of cardmembership.

* This is effective 1st November, 2019

**  This service is not applicable to American Express® Platinum ReserveSM Credit Card