american express india premium cards

American Express® Premium Cards

Looking for a card to complement and enhance your lifestyle? Does the traveller in you want to make memories with stress-free travel arrangements and gain premium airport lounge/Golf/Dining access with a card? If the answer is yes, then look no further than Premium Credit Cards and Charge Cards by American Express.

American Express offers you a range of Premium Cards that come with special travel privileges, faster rewards, and extraordinary service. Platinum Concierge Services, special offers from airline partners and hotels, and complimentary access to premium airport lounges in over 130 countries are some of the privileges that American Express Charge Card offer.





Why choose an American Express Premium Card?


If you like the finer things in life, then American Express Premium Cards are the Cards for you. Special travel privileges, faster rewards, and extraordinary service gives you just an idea of what you could experience as a Premium Cardmember.


Designed to complement and enhance your lifestyle, our Premium Credit Cards and Charge Cards enable you to enjoy benefits across leading airline partners and lodging properties. What’s more, also enjoy complimentary access to premium airport lounges in over 130 countries.


With our Premium Cards**, you are automatically entitled to use our premium Concierge Service. The dedicated team is on call 24 hours a day, ready to take care of all your lifestyle needs. Just pick up the phone and you'll get a table at that exclusive restaurant, book movie tickets, arrange delivery of flowers or arrange a round of golf at leading golf courses.



american express india premium credit cards

Our Premium Cards

American Express® Platinum Card


Welcome Gift1 of 1,00,000 Bonus Membership Rewards Points or get stay vouchers worth INR 45,000* from Taj, SeleQtions and Vivanta
Annual Fee: Rs. 60,000 plus applicable taxes
  • 'Do Anything' Platinum Concierge
  • 'By Invitation Only' Events
  • Exclusive savings and benefits with the Airline Partner Programme
  • A new uniquely crafted Metal Card that promises to stand out in every sense
  • Earn 3X Membership Rewards Points when you spend Overseas


American Express® Platinum ReserveSM Credit Card


Get a Welcome Gift2 of 11,000 Bonus Membership Rewards Points.
First Year Fee: Rs. 5,000 plus applicable taxes (Second Year onward: Rs. 10,000 plus applicable taxes)
  • Enjoy privileges at Taj, SeleQtions and Vivanta Hotels; Preferred Hotels & Resorts
  • Complimentary access to American Express lounge and other domestic lounges across India
  • Complimentary access to leading Golf courses in India                                  



Premium Credit and Charge Cards Highlights

American Express Premium Cards offer you more
than just rewards.


Depending on your choice of American Express premium Card, you can also look forward to below benefits:


  • A welcome bonus to get you started
  • 'Do Anything' Platinum Concierge
  • Elite Tier Membership
  • Online fraud guarantee
  • Global Assist

Additional Benefits


Depending on your choice of American Express Premium Card, you can also look forward to a range of exciting benefits: 


  • A welcome bonus to get you started
    Receive welcome gifts in the form of Bonus Membership Rewards Points or get stay vouchers for premium hotels and resorts depending on the card you sign-up for. The welcome gift is available after payment of the annual fee and upon spending the required amount based on the card.
  • Complimentary Airport Lounge Access
    Enjoy complimentary access to American Express Proprietary Lounges and other Domestic Lounges across the country. Get access to over 1,200 exclusive VIP airport lounges in over 130 countries regardless of the class and airline you fly with a nominal fee.
  • Elite Tier Membership 
    Enjoy complimentary memberships to the guests-loyalty programs of top hotel brands like Hilton-Honors, Marriott Bonvoy, Radisson Rewards, Taj, and Shangri-La. You also get special privileges when you enrol into the Hertz Gold Plus Rewards® loyalty programme. These benefits are primarily for American Express Charge Card.
  • Special Health and Wellness Benefits
    We have curated offers and discounts for your health, mind, and soul as added benefits with your American Express Premium Credit and Charge cards. Enjoy exclusive discounts at Medanta the Medicity, Artemis and more. Get special discounts and offers on Spas at luxury locations like Taj Hotels, Marriott Hotels, Oberoi Hotels & Resorts, and more. Also, get special discounts from fitness centres like Talwalkars and Waves Gym.
  • Global Assist
    American Express Global Assist connects you to travel, medical, financial and legal services when you’re travelling more than 100 miles from home. Enjoy a stress-free trip with AMEX Platinum Global Assist as all your travel arrangements are streamlined.



To save time, use the following checklist to see if you meet our standard eligibility criteria:


I am aged 18 or over 

I have no history of bad debt

I have a permanent Indian home address 

I have an Indian or multinational bank's savings or current account in India

If Self-Employed, your company should have been trading for at least 18 months (or 12 months if you hold an existing American Express issued Card).



Some Cards may have additional specific eligibility criteria, and you will be asked to provide employment, income and bank account information in order to submit your application.


Once you have found the Card that best suits you, read the important information, then click the 'Apply now' button on the page to begin the application process. At this point, you can choose optional additional benefits and also decide how you'd like your name to appear on your card.

Explore Cards by Category



Enjoy all the benefits, convenience and security of an American Express® Card – with the added bonus of earning points for travel when you use your Card


Premium Cards


Looking for something special? Then consider one of our Premium Cards to experience a level of membership that complements and enhances your lifestyle.

 Rewards Cards


Get all the convenience and security of an American Express Card while earning Membership Rewards Points.

Credit and Charge Cards Explained


Has talk of interest, annual fees, rates and percentages left you feeling confused? 
Our simple Credit and Charge Card Guides are a great place to start.


American Express Benefits

american express india fraud and shopping protection


Your security and protection are our priority. Our technology has been designed to give you peace of mind when using your card.

american express india world class customer service


Access to our customer service is available 24/7 by phone, text or email.

american express india contactless payments


Contactless is the quick, easy and secure way to make payments - Simply touch your American Express Card on the reader, wait for the beep and you're done. What's more, with Amex pay and Apple PayTM you can even pay with your phone.

Explore Our Credit Cards

American Express Offers a range of Credit Cards with different rewards and benefits tailored to your lifestyle and interests.



1. You will receive the welcome gift within 6-8 weeks of payment of annual fee and upon spending INR 90,000 in first 3 months of Cardmembership. 

2. Welcome Gift is available only in the 1st year on payment of the annual fee and on spending INR 30,000 within 90 days of cardmembership.

* This is effective 1st November, 2019

** This service is not applicable to American Express® Platinum ReserveSM Credit Card