American Express® Rewards Cards

Enjoy all the benefits, convenience and security of an American Express Credit Cards or Charge Cards with the added bonus of accumulating rewards.

Why choose an American Express Rewards Card?

 

The best Credit Cards are the ones that give you the essentials you need as well as a whole range of extra benefits. Exceptional customer services, financial flexibility and enhanced security are central to all of our Credit Cards. Our reward Cards go one step further by giving you extra benefits just for using them. You can receive a huge range of rewards. Everything from air miles and free holidays, to cash back Points and luxury shopping items. Our extensive Membership Rewards program lets you choose from hundreds of retailers and service providers – so you can always choose a perfect reward.

 

American Express Credit Cards make it very easy for you to earn Points and redeem rewards. Every spend on your Card earns you Points. You can track your Points online and redeem instantly online as well. The more you spend on your Card the more Points you earn!

 

Additionally, many of our Cards come with exclusive membership perks. You can enjoy over 1000 airport lounges for free or complimentary rounds of golf at India’s top courses. You can also access invitation only events or exclusive discounts at top restaurants across the country.

Cards

Compare Our Rewards Cards

American Express® Platinum ReserveSM Credit Card

 

Get a Welcome Gift1 of 11,000 Bonus Membership RewardsPoints
 
 
First Year Fee: Rs. 5,000 plus applicable taxes (Second Year onward: Rs. 10,000 plus applicable taxes)
 
  • Enjoy privileges at Taj Hotels, Resorts and Palaces; Preferred Hotels & Resorts
  • Complimentary access to American Express lounge and other domestic lounges across India.
  • Complimentary access to leading Golf courses in India

 

 

 

 

American Express Membership Rewards® Credit Card

 

Welcome Gift2 of 2,000 Bonus Membership Rewards® Points
 
First Year Fee:  0
Second Year Fee: Rs. 1,500 plus applicable taxes3
 
  • Earn 1,000 Bonus Membership Rewards® Points for simply using your Card 4 times on transactions of Rs. 1,000 and above every month
  • Get fabulous Rewards from the stunning new 18 carat and 24 carat Membership Rewards Gold Collection, specially chosen for you.
  • Split the payment and not the joy. Use your American Express Credit Card for your next big purchase & pay in easy EMI

 

 

 

American Express® Gold Card

 

Welcome Gift4 of 4,000 Bonus Membership Rewards® Points
 
First Year Fee: Rs. 1,000 plus applicable taxes (Second Year onward: Rs. 4,500 plus applicable taxes)
 
  • Additional Membership Rewards Points for simply using the Card
  • Redeem Points from the fabulous 18 and 24 Karat Gold Collection
  • Enjoy greater Flexibility in spending with 'no pre-set limit'.
  • Earn 5,000 Membership Rewards Points upon First Year Card Renewal, on payment of annual membership fee. Points to be credited within 90 days of Card renewal

 

 

Reward Cards Highlights

American Express Rewards Cards offer:

 

  • Sign-up bonuses to get your Reward Points started
  • Reward Points on nearly every purchase you make with your Card
  • 24/7 customer support and service
  • Fraud security

Eligibility

 

To save time, use the following checklist to see if you meet our standard eligibility criteria:

 

I am aged 18 or over 

I have no history of bad debt

I have a permanent Indian home address 

I have an Indian or multinational bank's savings or current account in India

If Self-Employed, your company should have been trading for at least 18 months (or 12 months if you hold an existing American Express issued Card).

 

Some Cards may have additional specific eligibility criteria, and you will be asked to provide employment, income and bank account information in order to submit your application.

 

Once you have found the Card that best suits you, read the important information, then click the 'Apply now' button on the page to begin the application process. At this point, you can choose optional additional benefits and also decide how you'd like your name to appear on your card.

Explore Cards by Category

Travel Reward Cards

 

Enjoy all the benefits, convenience and security of an American Express® Card – with the added bonus of earning points for travel when you use your Card

Premium Cards

 

Looking for something special? Then consider one of our Premium Cards to experience a level of membership that complements and enhances your lifestyle.
Learn more

 Rewards Cards

 

Get all the convenience and security of an American Express Card while earning Membership Rewards Points.
Learn more

Credit and Charge Cards Explained

 

Guide to interest rates, annual fees, rates and percentages left you feeling confused?
Our simple Credit and Charge Card Guides are a great place to start.

 

American Express Benefits


FRAUD AND SHOPPING PROTECTION

Your security and protection are our priority. Our technology has been designed to give you peace of mind when using your card.



 

WORLD CLASS CUSTOMER SERVICE

Access to our customer service is available 24/7 by phone, text or email.




 

CONTACTLESS PAYMENTS

Contactless is the quick, easy and secure way to make payments - Simply touch your American Express Card on the reader, wait for the beep and you're done. What's more, with Amex pay and Apple PayTM you can even pay with your phone.

 

 Find a type of Card to suits your needs

Explore our range of Cards - you're bound to find something to suits your needs and lifestyle.

Footnotes:

 

1. Welcome Gift is available only in the 1st year on payment of the annual fee and on spending INR 5,000 within 60 days of cardmembership.

 

2. 2,000 Bonus Membership Rewards Points, to be awarded as Welcome Gift on completing cumulative spend of Rs. 25,000 within the first 90 days of Card Membership.

 

3. The Annual Membership Renewal fee of INR 1,500 will be 100% waived off if total spends in the immediately preceding membership year is INR 150,000; else 50% waived off if total spends in the immediately preceding membership year is INR 90,000. 

 

4. Welcome Gift is available only in the 1st year on payment of the annual fee and on spending INR 2,000 within 60 days of cardmembership   With effect from 20th October 2014, you will no longer earn Membership Rewards Points on your American Express Card for all your spending on fuel, insurance and utility (electricity, water and gas bills) payments. Fuel includes petrol, diesel, CNG from Oil Marketing Companies (OMCs). Utility services includes providers of household/domestic electricity, gas and water. These providers can be government departments and agencies including local, state, municipal organizations, public housing societies and apartment associations.Telecommunications includes providers of landline phones, mobile phones, internet services, cable and other pay TV services, and calling cards. Fuel includes petrol, diesel, CNG from Oil Marketing Companies (OMCs). Other utility services includes providers of household/domestic electricity, gas and water. These providers can be government departments and agencies including local, state, municipal organizations; public housing societies and apartment associations.