American Express Membership Rewards® Credit Card
First Year Fee: Rs. 1,000 plus applicable taxes (Second Year onward: Rs. 4,500 plus applicable taxes)
Annual fee
First Year fee : Rs. 1,000 plus applicable taxes
Second Year onwards : Rs. 4,500 plus applicable taxes
Second Year onwards : Rs. 4,500 plus applicable taxes
Reward Earn Rate
Earn 1 Membership Rewards Point for every1 Rs. 50 spent except for spend at Fuel, Insurance, Utilities and Cash Transactions
Fee Waiver
The Annual Membership Renewal fee of Rs.4500 will be 100% waived off if total spends on American Express Credit Card in the immediately preceding membership year is Rs.150,000; else 50% waived off if total spends on American Express Credit Card in the immediately preceding membership year is Rs.90,000 to Rs.1,49,999.
Key Benefits
BONUS MEMBERSHIP REWARDS POINTS
Earn 1,000 Bonus Membership Rewards Points for simply using your Card 4 times on transactions of Rs. 1,000 and above every month
ADDITIONAL REWARDS ON CARD RENEWAL
Earn 5,000 Membership Rewards Points upon First Year Card Renewal, on payment of annual membership fee. Points to be credited within 90 days of Card renewal
GOLD COLLECTION
Redeem your Points from the fabulous 18 and 24 Karat Gold Collection
AMERICAN EXPRESS EMI
Split the payment and not the joy. Use your American Express Credit Card for your next big purchase & pay in easy EMI
Rewards Programme
Earn 1 Membership Rewards Point for every1 Rs. 50 spent except for spends at Fuel, Insurance, Utilities and Cash Transactions.
Get any one of the fabulous reward options from the stunning new 18 and 24 Karat Gold Collection, specially chosen for you.
24,000 Points / 24 Karat Gold Collection:
- American Express Domestic Travel Online voucher worth Rs. 11,000
- Bose Sound Link Color II Bluetooth Speaker
- Statement Credit worth Rs. 10,000
18,000 Points / 18 Karat Gold Collection
- Statement Credit worth Rs. 7,500
- Amazon Gift Card worth Rs. 8,000
- Tanishq Voucher worth Rs. 7,500
Offers and Privileges
Enjoy convenience, exclusive benefits, assistance at any hour and much more. Your American Express Membership Rewards®Credit Card brings a host of special privileges, only for you.
Enjoy freedom and convenience
Enjoy the flexibility and convenience to pay your Credit Card bill, fully or partially. You can also convert your spends into easy monthly instalments with the American Express EMI
Enjoy exciting privileges every time you book your travel through MakeMyTrip.com. Please click here for complete offer details.
Enjoy up to 20% off every time you dine at select restaurant partners.
Enjoy up to 20% off every time you dine at select restaurant partners.
Services on your Card
- 24X7 Card Related Assistance
- Dispute Resolution
- Zero lost Card liability
- Emergency Card Replacement
- Two Supplementary Membership Rewards® Credit Cards at no additional cost
Effective December 13, 2016, your American Express Card may be enabled for contactless payments. To see if your Card is contactless, look for the contactless symbol network on the front and back of your Card.
Eligibility
To save time before you apply for your Card, it’s best to make sure you can say yes to the following:
- I/We confirm that I / supplementary card applicant/s is a Resident Indian as defined under the Income Tax Act of India and hereby declare that I/We will notify American Express Banking Corp. if there is a change in the residential status.
- I understand American Express Cards are currently issued to residents of Delhi/NCR, Mumbai, Bangalore, Chennai, Pune, Hyderabad, Jaipur, Indore, Coimbatore, Chandigarh, Ahmedabad, Surat & Vadodra subject to conditions.
- I have a Personal Annual Income of Rs. 6 Lakhs and above (in case of Self Employed or Salaried).
Footnotes
1. With effect from 20th October 2014, you will no longer earn Membership Rewards Points on your American Express Card for all your spending on fuel, insurance and utility (electricity, water and gas bills) payments. Fuel includes petrol, diesel, CNG from Oil Marketing Companies (OMCs). Utility services includes providers of household/domestic electricity, gas and water. These providers can be government departments and agencies including local, state, municipal organizations, public housing societies and apartment associations.
2. 0% Convenience fee on fuel purchase for transaction less than Rs. 25,000 and 0.3% Convenience fee on fuel purchase per transaction is applicable for all transactions on and above Rs. 25,000
2. 0% Convenience fee on fuel purchase for transaction less than Rs. 25,000 and 0.3% Convenience fee on fuel purchase per transaction is applicable for all transactions on and above Rs. 25,000
Other cards you may be interested in
First Year Fee: Rs. 1,000 plus applicable taxes (Second Year onwards Rs. 4,500 plus applicable taxes)
- Additional Membership Rewards Points for simply using the Card
- Enjoy greater Flexibility in spending with
'no pre-set limit'. - Redeem Points from the fabulous 18 and 24 Karat Gold Collection
- Enjoy Cashback on MakeMyTrip.com bookings
First Year Fee: Rs. 3,500 plus applicable taxes (Second Year onward: Rs. 5,000 plus applicable taxes)
- Travel Vouchers worth up to Rs. 19,500
- Enjoy 4 complimentary visits per year to select airport lounges
- Taj Hotels Palaces Resorts Safaris Vouchers worth Rs. 10,000
- Cashback on MakeMyTrip.com bookings
First Year Fee: Rs. 5,000 plus applicable taxes (Second Year onward: Rs. 10,000 plus applicable taxes)
- Enjoy privileges at Taj Hotels Palaces Resorts Safaris ; Preferred Hotels & Resorts and Oberoi Hotels & Resorts
- Complimentary access to leading Golf courses in India
- Complimentary access to American Express lounge and other domestic lounges across India.
- Get special health and wellness benefits from Max Healthcare, Fortis Healthcare and Texas Medical Concierge