American Express PAYBACK® Credit Card
Second year onwards: Rs. 1,500 plus applicable taxes.
Additionally, get multiple PAYBACK Points across more than 50 PAYBACK partners.
You will earn gift vouchers voucher worth Rs. 2,000 on spending Rs. 1.25 lacs in a Cardmembership year. Additionally, you will earn gift vouchers worth Rs. 5,000 on spending Rs. 2.5 lacs in a Cardmembership year.
- Earn 2 PAYBACK Points for every1 Rs. 100 spent except for spend on Fuel, Insurance, Utilities, Cash Transactions and EMI conversion at Point of Sale1.
- Boost your PAYBACK Points when you shop at over 50 PAYBACK partner brands. These PAYBACK points vary from partner to partner2.
Redeem your rewards
PAYBACK Online Catalogue PAYBACK Partner Outlets PAYBACK Online Partners
Offers and Privileges
Dining Fuel Limited liability for card loss Contactless Payment
Effective March 15, 2020, you will not earn PAYBACK points on any EMI option selected from a merchant’s website e.g. online shopping with Amazon or Flipkart etc. and on any EMI option selected at Merchant’s terminal e.g. a Chip and PIN transaction at Croma retail store etc. At the same time, you will continue to earn PAYBACK Points on all EMI transactions through American Express® SafeKey and on all EMI conversions done post purchase.
2. Points are earned at PAYBACK partner brands as a part of PAYBACK Loyalty Program. PAYBACK partner brands and the PAYBACK Points earned at them may vary from time to time depending on changes in the PAYBACK Loyalty Program.
3. This benefit is only available for first year of Card membership upon payment of annual fee Click here to view Flipkart voucher Terms and Conditions.
4. Click here to view voucher Terms and Conditions.
5. American Express Banking Corp and Loyalty Solutions & Research Private Limited have a revenue sharing agreement.
5. American Express Banking Corp. India and Loyalty Solutions & Research Private Limited have a revenue sharing agreement.
Most Important Terms and Conditions