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American Express® Platinum ReserveSM Credit Card

Get a Welcome Gift of 11,000 Bonus Membership Rewards Points.
First Year Fee: Rs. 5,000 plus applicable taxes (Second Year onwards: Rs. 10,000 plus applicable taxes)

Card Type
Annual fee
First year Fee: Rs. 5,000 plus applicable taxes
Second year onwards: Rs. 10,000 plus applicable taxes
Reward Earn Rate
Earn 1 Membership Rewards® Point for every2 Rs. 50 spent except for spend on Fuel, Insurance, Utilities, Cash Transactions and EMI conversion at Point of Sale2.

Key Benefits

MOVIE OR ONLINE SHOPPING VOUCHERS

Enjoy movie or online shopping vouchers6 worth Rs.6,000 per year,click here to enroll

HOTEL PRIVILEGES

Enjoy privileges3 at Taj, SeleQtions and Vivanta Hotels; Preferred Hotels & Resorts.

COMPLIMENTARY ACCESS TO AIRPORT LOUNGES

Complimentary access to American Express and other domestic lounges across India. Also, enjoy complimentary membership4 to Priority Pass, with the US$99 annual membership fee waived off.
Discover your passions for finer things in life, Know More
Rewards Programme
Earn 1 Membership Rewards® Point for every2 Rs. 50 spent except for spend on Fuel, Insurance, Utilities, Cash Transactions and EMI conversion at Point of Sale2.
Choose to pay for your flights with Membership Rewards Points through ‘Pay with Points’.
Redeem your Points for over 500 options across travel, dining, accessories and more.
Use your Membership Rewards Points to pay for your Card charges. Enjoy the flexibility that comes with Select and Pay. Click here to redeem now.
Offers and Privileges
With the Platinum ReserveSM Credit Card, enjoy much more privileges and benefits at every step of the way from travelling, lodging, fine dining and more.
Lodging & Elite Tier Memberships
Lounge Access
Health & Wellness
Golf
Fine Dining
Purchase Protection
Concierge and Other Services
Fuel Convenience Fee Waiver
Zero Lost Card Liability
Supplementary Cards

Contactless Payment

Amex Pay
Eligibility
To save time before you apply for your Card, it’s best to make sure you can say yes to the following:
  • I am over 18 years of age
  • I have an Indian or multinational bank’s savings or current account in India
  • I have a good credit history and no payment defaults
  • I have a personal annual income of Rs. 6 Lacs and above (for both Salaried, Self Employed
  • I have a current/permanent residential address in India
  • If self-employed: My company has been trading for more than 12 months
  • I/We confirm that I / supplementary card applicant/s is a Resident Indian as defined under the Income Tax Act of India and hereby declare that I/We will notify American Express Banking Corp. if there is a change in the residential status
  • I understand American Express Cards are currently issued to residents of Delhi/NCR, Mumbai, Bangalore, Chennai, Pune, Hyderabad, Jaipur, Kolkata, Indore, Coimbatore, Chandigarh/Tricity, Ahmedabad, Surat & Vadodra subject to conditions.

Apply Now

Get a Welcome Gift1 of 11,000 Bonus Membership Rewards Points
Footnotes
    1. Welcome Gift is available only in the 1st year on payment of the annual fee and on spending INR 30,000 within 90 days of Cardmembership.

    2. You will not earn Membership Rewards Points on your American Express Card for all your spending on fuel, insurance and utility (electricity, water and gas bills) payments. Fuel includes petrol, diesel, CNG from Oil Marketing Companies (OMCs). Utility services includes providers of household/domestic electricity, gas and water. These providers can be government departments and agencies including local, state, municipal organizations, public housing societies and apartment associations.

    Effective March 15, 2020, you will not earn Membership Rewards Points on any EMI option selected from a merchant’s website e.g. online shopping with Amazon or Flipkart etc. and on any EMI option selected at Merchant’s terminal e.g. a Chip and PIN transaction at Croma retail store etc. At the same time, you will continue to earn Membership Rewards® Points on all EMI transactions through American Express® SafeKey and on all EMI conversions done post purchase.

    3.
    Terms & Conditions Benefits associated with American Express Cards are subject to payment of annual/renewal fee and maybe withdrawn

    4. Cardmember/accompanied guest has to pay a usage fee of US$ 32 for every visit


    5. 0% Convenience fee on fuel purchase at HPCL for transactions less than Rs. 25,000 and 0.3% Convenience fee on fuel purchases per transaction is applicable for all transactions of Rs. 25,000 and above


    6.Monthly Voucher Programme
    Terms & Conditions