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American Express® Platinum Travel Credit Card

Welcome Gift of 10,000 Membership Rewards points* redeemable for Flipkart12 voucher or Pay with Points option in Amex Travel Online3 worth Rs. 3,000. Effective from 22nd January, 2021.
First Year Fee: Rs. 3,500 plus applicable taxes (Second Year onwards: Rs. 5,000 plus applicable taxes)

Card Type
Annual fee
First year fee: Rs. 3,500 plus applicable taxes.
Second year onwards: Rs. 5,000 plus applicable taxes.
Reward Earn Rate
Earn 1 Membership Rewards® Point for every2 Rs. 50 spent except for spend on Fuel, Insurance, Utilities, Cash Transactions and EMI conversion at Point of Sale2.

Key Benefits

TRAVEL VOUCHERS

Spend11 Rs. 1.90 Lacs in a Cardmembership year and get Flipkart12 voucher or Travel benefits on ATO3 worth Rs. 4,500. Effective from 22nd January, 2021.

ADDITIONAL TRAVEL VOUCHERS

Spend11 Rs. 4 Lacs in a Cardmembership year and additionally get Flipkart12 voucher or Travel benefits on ATO worth Rs. 7,500. Effective from 22nd January, 2021.

AIRPORT LOUNGES

Enjoy 8 complimentary visits per year (limited to two complimentary visit per quarter) to airport lounges across India.

TAJ EXPERIENCES E-GIFT CARD

Get a Taj Experiences E-Gift Card worth Rs. 10,000 from the Taj, SeleQtions and Vivanta Hotels5.

oneplus cashback

Get up to 10% cashback13 on OnePlus devices when you shop at www.oneplus.in.
Rewards Programme
American Express Platinum Travel Credit Card rewards you in the following two ways:
  • Earn 1 Membership Rewards Point for every2 Rs. 50 spent except for spend on Fuel, Insurance, Utilities, Cash Transactions and EMI conversion at Point of Sale2.
  • You earn Milestone Bonus Membership Rewards Points on the following three Milestones as defined below:

    • Spending Rs. 5,000 within 60 days of cardmembership entitles you to a Welcome Gift1.

    • Reaching spend threshold of Rs. 1.9 Lacs every year7.

    • Reaching spend threshold of Rs. 4 Lacs every year7.
Membership Rewards points or Travel benefits on ATO
Welcome Gift1 10,000 Membership Rewards points redeemable for Flipkart12 voucher or Pay with Points option in Amex Travel Online3 worth Rs. 3,000. Effective from 22nd January, 2021.
Spend11 Rs. 1.90 Lacs in a Cardmembership year and get benefits worth up to Rs. 5,000
On spending Rs. 1.90 Lacs in a year, earn 15,000 Membership Rewards points redeemable for Flipkart12 voucher or Pay with Points option in Amex Travel Online3 worth Rs. 4,500. Effective from 22nd January, 2021.

You also earn 1 Membership Rewards Point for every2 Rs. 50 spent on the Card. On spending Rs. 1.90 Lacs in a year, earn 3,400 Regular Membership Rewards points redeemable for voucher or Travel benefits worth Rs. 1,020.
Spend11 Rs. 4 Lacs in a Cardmembership year and get a Taj Stay voucher5 worth Rs. 10,000 from Taj, SeleQtions and Vivanta Hotels. This voucher will be mailed to you once you reach the spend threshold of Rs. 4 Lacs
That's not all. You can continue to earn Membership Reward points on all your spending with the American Express Platinum Travel Credit Card.

The Membership Rewards Points on your American Express Platinum Travel Credit Card that have been accrued in any particular enrolment year and have not yet been redeemed can be carried over for up to three further enrolment years. Points not redeemed by the end of the third enrolment year will expire. For example, if your enrolment date is 15th Jan 2017, then the first enrolment year is 15th Jan 2017 to 14th Jan 2018. Any points earned in this enrolment year will expire on 15th Jan 2021.
Spend11 Rs. 4 Lacs in a year and additionally get benefit worth up to Rs. 8,000
On spending Rs. 4 Lacs in a year, earn 25,000 Membership Rewards points redeemable for Flipkart12 voucher or Pay with Points option in Amex Travel Online3 worth Rs. 7,500. Effective from 22nd January, 2021.
You also earn 1 Membership Rewards Point for every8 Rs. 50 spent on the Card. On spending Rs. 4 Lacs in a year, you earn additional 3,600 Regular Membership Rewards points redeemable for vouchers or Travel benefits worth Rs. 1,080
Offers and Privileges
Enjoy complimentary membership6 to Priority Pass, with the US$99 annual membership fee waived off exclusively for you.

Fuel Convenience Fee Waiver

Enjoy exciting discounts of up to 20% every time you dine at select restaurants. Click here to know more


Split the payment and not the joy. Use your American Express Credit Card for your next big purchase & pay in easy
EMI.

Amex Pay
Benefits from Platinum
Enjoy a host of privileges and services that come with your American Express Card.
Zero Lost Card Liability
Platinum Services
Contactless Payment
Eligibility
To save time before you apply for your Card, it’s best to make sure you can say yes to the following:
  • I am over 18 years of age
  • I have an Indian or multinational bank’s savings or current account in India
  • I have a good credit history and no payment defaults
  • I have a personal annual income of Rs. 6 Lacs or above (for both Salaried, Self Employed)
  • I have a permanent residential address in India
  • If self-employed: My company has been trading for more than 12 months.
  • I understand American Express Cards are currently issued to residents of Delhi/NCR, Mumbai, Bangalore, Chennai, Pune, Hyderabad, Jaipur, Indore, Coimbatore, Chandigarh, Ahmedabad, Surat, Vadodra, Lucknow, Ludhiana, Nagpur, Nasik, Trivandrum and Mysuru subject to condition.
  • I/We confirm that I / supplementary card applicant/s is a Resident Indian as defined under the Income Tax Act of India and hereby declare that I/We will notify American Express Banking Corp. if there is a change in the residential status.

American Express® Platinum Travel Credit Card

Welcome Gift of 10,000 Membership Rewards points worth Rs. 3,000.
Footnotes
    1. Welcome Gift is available only in the 1st year on payment of the annual fee and on spending INR 5,000 within 60 days of cardmembership

    2. You will not earn Membership Rewards Points on your American Express Card for all your spending on fuel, insurance and utility (electricity, water and gas bills) payments. Fuel includes petrol, diesel, CNG from Oil Marketing Companies (OMCs). Utility services includes providers of household/domestic electricity, gas and water. These providers can be government departments and agencies including local, state, municipal organizations, public housing societies and apartment associations.

    The Membership Rewards Points on your American Express Platinum Travel Credit Card that have been accrued in any particular enrolment year and have not yet been redeemed can be carried over for up to three further enrolment years. Points not redeemed by the end of the third enrolment year will expire. For example, if your enrolment date is 15th Jan 2017, then the first enrolment year is 15th Jan 2017 to 14th Jan 2018. Any points earned in this enrolment year will expire on 15th Jan 2021.

    Effective March 15, 2020, you will not earn Membership Rewards Points on any EMI option selected from a merchant’s website e.g. online shopping with Amazon or Flipkart etc. and on any EMI option selected at Merchant’s terminal e.g. a Chip and PIN transaction at Croma retail store etc. At the same time, you will continue to earn Membership Rewards Points on all EMI transactions through American Express® SafeKey and on all EMI conversions done post purchase.

    3. For Travel booking Terms & Conditions,
    click here

    4. These benefits are over and above the benefits you get on spending Rs. 1.9 Lacs in a year

    5. For Taj Stay voucher Terms & Conditions, 
    click here

    6. Cardmember/accompanied guest has to pay a usage fee of US$ 32 for every visit.

    7. Year is defined as 12 months from the date of card issuance/renewal

    8. Assuming that 10% of the total spend was at Fuel, Insurance and Utilities (which includes Water, Gas and Electricity bill payments) categories where-in you will not earn any Membership Rewards Points.

    9. To view all offers,
    click here

    10. 0% Convenience fee on fuel purchase at HPCL for transactions less than Rs. 5,000 and 1% Convenience fee on fuel purchases per transaction is applicable for all transactions of Rs. 5,000 and above

    11. Eligible spends do not include cash advances, express cash transaction, draft made from the account, balance transfer, fees and is net of any returns.

    12. For Flipkart Voucher Terms & Conditions, 
    click here

    13. For OnePlus benefit Terms and Conditions,
    Click here

    * Membership Rewards points received on spend milestones is a combination of threshold Membership Rewards points and Bonus Membership Rewards points. You will get your threshold Membership Rewards points once you achieve the spend milestones however, to claim your Bonus Membership Rewards points, please dial the number mentioned at the back of your Card