How to use Pay with Points


At American Express Travel Online, you can earn and use your Membership Rewards® Points

to pay or part pay for your next trip. Points can be redeemed on eligible flights, pre-paid hotels,

car rentals, and packages.

Just follow these easy steps

Step 1: Log in


Log in to your American Express Account. If you have an eligible Card you will see the points balance in the top right corner of the page.

Step 2: Search


Begin your travel search through the American Express Travel Online site.

Your available payment options will be displayed in the results.

Step 3: Apply Points


At checkout, fill in your Traveller Information and use the slider to choose how many points you would like to apply to your booking. 

Step 4: Book Trip


Membership Rewards points will then be deducted from your Membership Rewards balance at the time of booking.

See where points can take you

More about American Express Membership

Rewards® Points.

When you use Pay with Points, points will be deducted from the Membership Rewards balance at the time of booking. 

The Pay with points redemption rate for both International & Domestic bookings is 0.25 for each Membership Reward point. If you have an American Express Platinum Travel Credit Card, the redemption rate is 0.30 for both International & Domestic bookings.

To use Pay with Points for an online travel booking, you must use a Membership Rewards Program enrolled card for payment and redeem at least 1,000 Points per transaction. 

Membership Rewards points can be used on flights (including the International Airline Program), pre-paid hotels, car rentals & packages and towards Fine Hotels + Resorts and/or The Hotel Collection bookings where you have chosen to “Pay Now". 

Frequently Asked Questions

Terms and Conditions

All featured hotel prices and availability are correct at the time first presented on the American Express Travel website. While every effort is taken to ensure hotel inventory remains accurate, prices and availability remain subject to availability and American Express will not be liable as the information is dependent on third party supply. Featured hotel pricing and availability are not guaranteed until the receipt of your booking confirmation email. Hotel cancellation policy applies (see 'Your itinerary' after you have selected your room). Rules, restrictions and blackout dates may apply. Bookings are subject to the full American Express Travel Terms and Conditions. To view these please visit


Membership Rewards Terms and Conditions

To earn or redeem Membership Rewards points, Cards must be registered to the American Express Membership Rewards program, and be active and current in their payments.
When paying with a combination of your American Express Card and Membership Rewards points, only the value applied to the Card is eligible to earn Membership Rewards points.
Membership Rewards Terms and Conditions apply when booking on the American Express Travel website. Please visit the Membership Rewards website to view the full Terms and Conditions.

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