Terms and Conditons
This Offer is open to all American Express® Cardmembers whose accounts are valid and in good standing. An American Express Cardmember ("Cardmembers") for the purpose of this Offer means a person holding a Card, issued either by American Express or a third party bearing the name or trademark or service mark or logo of American Express (“American Express Card”).

Arrow This offer is valid from 15th August, 2010 till 20th November, 2010 (“Offer Period”)
   
Arrow During the Offer Period Cardmembers using their American Express Card(s) at certain select outlets of Needs, Food World, SRS Value Bazaar and Spencer's Retail in Delhi NCR, Mumbai, Bangalore, Kolkata, and Chennai (“Participating Establishments”) shall be entitled to a discount of 5%. (For list of select participating establishments, visit www.americanexpress.co.in)
   
Arrow This offer is being made purely on a “best effort” basis. Cardmembers are not bound in any manner to participate in this offer and any such participation is purely voluntary
   
Arrow American Express and Participating Establishment(s) reserve their absolute right to withdraw and / or alter any of the terms and conditions of the Offer at any time without prior notice.
   
Arrow American Express is neither responsible for nor guarantees the quality of the goods / services and is not liable for any defect or deficiency of goods or services so obtained / availed of by the Cardmembers under this Offer.
   
Arrow American Express shall not be liable whatsoever for any loss / damage / claims that may arise out of use or non-use of any goods or services availed by the Cardmember under this offer.
   
Arrow Any disputes arising out of and in connection with this program shall be subject to the exclusive jurisdiction of the courts in the state of Delhi only.