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American Express Card Payment FAQs



You can pay for your American Express® Card Bill by any of the convenient methods mentioned below:

 Online Funds Transfer: NEFT / UPI

Settle your American Express Card bill payments online the very next day from any bank through National Electronic Funds Transfer (NEFT). Make sure to fill in the following details while registering your Card as a Payee

Payee Name : American Express
Payee Account No : 37XXXXXXXXXXXXX (Please ensure that you put your complete 15 digit
  card number beginning with 37)
Bank Name : Standard Chartered Bank
Payee Account Type : Current
IFSC Code : SCBL0036020
Branch Address : Standard Chartered Bank, Narain Manzil. 23 Barakhamba Road, New Delhi 110001

In case you are making a payment via Standard Chartered Online Banking, the IFSC code is not required.
You may simply select the option 'Transfer to another SCB bank account' to process the payment.


Now you can also conveniently pay through UPI (Unified Payments Interface). Simply log in through any UPI enabled mobile banking app / BHIM and pay.

American Express UPI VPA is AEBC37XXXXXXXXXXXXX@SC (Please ensure that you put your complete 15 digit Card Number beginning with 37)

Simply initiate your funds transfer before 5 pm for next day credit to your American Express Card excluding Sunday and banking holidays. Also make sure to put in the correct Card number to avoid a transaction failure

Important Note :-

  1. Subject to timely processing by your bank.
  2. A reference to weekends includes working days falling on either a Saturday or a Sunday of any given week as notified by the Reserve Bank of India or by any other relevant authority. A weekend however does not include any holiday as notified by the Bank or by any relevant authority.

 Online Payment

 Direct Debit / NACH

 Drop Boxes