1. The HTC American Express EMI Offer is valid only on select American Express Credit Cards issued in India which are in good standing.

2. The Credit Cardmember can exercise their option for converting the charges above Rs. 5,000 under EMI offer only at the point of sale in HTC Stores for tenure of 6 months only.

3. The HTC American Express EMI Offer is applicable on select merchandise/products as decided by the merchant brand of the product from time to time. Please consult the retailer for details on such merchandise/products before making the purchase.

4. Interest Rate: Monthly interest of 1.25% (plus applicable service taxes) would be levied on the reducing balance in billing statement by American Express Bank for this EMI Offer after the conversion of the charge into EMI.

5. The HTC American Express EMI Offer is available on select outlets in India as mentioned on the website.

6. Detailed Terms & Conditions for EMI as mentioned on the website would be applicable.