Complimentary Additional and Supplementary Cards
As a Platinum Reserve Credit Cardmember, you are entitled to 4 free Supplementary Cards and 1 Additional Card. Your Additional Card helps you manage your finances better, by listing your business and personal expenses separately in your Card statement.
Online Account Access
Discover a world of benefits at the click of a button at Register yourself today to view your monthly Card statements, check your Rewards Points, discover the latest exciting offers and much more!
Zero transaction fee at HPCL petrol stations
You pay no transaction fee any time you purchase fuel from an HPCL outlet. That’s a saving of 2.5% each time you fill fuel. For a complete listing of HPCL outlets in the city, log on to
Emergency Card Replacement
In case your Card is lost, stolen or damaged, just notify Platinum Assist while in India or the American Express Travel Service Offices or Network Locations if you are travelling overseas. A Replacement Card will be rushed to you, usually within 2 business days, free of charge, anywhere in the world.
Zero Lost Card Liability
If your Card is lost or stolen, your liability is nil after you report the loss to us, and limited to a maximum of Rs.1,000 before reporting.
Global Assist#
The skies are always sunny when you travel with Platinum Reserve. Lost your wallet! Have money with emergency cash wire services. Leave it to us to trace lost luggage, relay an urgent message home, or even provide referrals for physicians and lawyers. Get embassy addresses, assistance on visa requirements, innoculation information, weather updates, even a translator to overcome the language barrier with Global Assist Online Destination Guides.
Air Accident Insurance of Rs.1 Crore
You, as the Basic Cardmember, are automatically insured against loss of life in an air accident for up to Rs.1 crore when you purchase your air ticket on the Platinum ReserveSM Credit Card. This benefit is brought to you by ICICI Lombard General Insurance Company. Terms, conditions, limits and exclusions apply. Please do send your Insurance Nomination Form if not sent already.
American Express Insurance Services
Together with our partner, ICICI Lombard, we have developed a value for money proposition for you. ‘Comprehensive Protection Plan Plus’* - a plan that covers you from all aspects of your insurance protection needs. For more information, SMS < CPP > to 5616166 or e-mail us at
Jewellery Charges
American Express reserves the right to approve or decline jewellery charges in the first six months of the Membership irrespective of the charge amount.
Interest Rates and Other Charges
Interest rates may vary from time to time. At any given point, the current rates will be displayed in your Statement of Account/Most Important Terms and Conditions.
*Insurance underwritten by ICICI Lombard General Insurance Company Limited. Insurance is the subject matter of solicitation. The premium paid is tax deductible under Section 80(D) of the Indian Income Tax Act.
#While the many Global Assist Hotline coordination and assistant services are free benefits from American Express, Cardmembers are responsible for the costs charged by third-party service providers.