• * Japanese yen conversions are made on the processing date of credit card charges, etc., and may differ from the actual date of credit card use.
• * In the event that the Card transaction charges are denominated in a foreign currency other than U.S. dollars, they will first be converted to U.S. dollars and then converted to Japanese yen (however, the foreign currency handling fee is only applied once, on the conversion from U.S. dollars to Japanese yen). If the Card transaction charges are denominated in U.S. dollars, they will be converted directly into yen.
• * Unless a specific conversion rate is mandated by law or determined by agreements or local practices, the Japanese yen conversion is conducted using an interbank rate selected from major foreign exchange rates on the business day prior to the conversion date, with our foreign currency handling fee added.
• * If a third party converts the card usage amount before submission to American Express, the applicable conversion rate is determined by the third party.
• * In the event that a card transaction in a foreign currency is cancelled, the date of conversion will be the date the cancellation is processed by American Express.

Terms and conditions regarding foreign currency handling fees can be found in the 'Cardmember Agreement'