American Express Gold Card Product Detail

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The Equity Bank American Express® Gold Card
The Equity Bank American Express® Gold Card

The Equity Bank American Express® Gold Card

Welcome to a world of experiences and rewards

MEMBERSHIP REWARDS® PROGRAM Earn points when you spend at merchants and withdraw cash at ATMs
TRAVEL INSURANCE Enjoy peace of mind when you travel
TALK TO US 24/7 Dedicated team to serve you


Membership Rewards® Program

Earn points when you spend and enjoy great rewards 

Every time you pay with your Gold Card, you earn Membership Reward® points which you can  redeem for school fees, charities, shopping vouchers, electronics and exciting travel  experiences among other rewards. 


What more your points never expire! 

Exciting offer! 

We want to take part in your Membership Rewards journey. Spend over KES 160,000 in the first three months of receiving your card and we shall double your points 

(Terms and Conditions apply).

Global & Local Offers

The benefits that come with your Gold Card make every experience even more memorable. You will enjoy the best dining and travel experiences with our Global Dining and Preferred Golf Programs. You will also enjoy offers in selected hotels locally. 


These offers include accommodation, dining, spa and gym facilities. Just mention that you are an American Express Cardmember when you make a reservation at participating restaurants and pay with your American Express Card, to receive a specially negotiated offer.


CLICK HERE to find out more.



Your Travel Companion

Your peace of mind is what matters to us. With your Gold Card, you are covered against travel inconvenience, travel accident and personal belongings theft. 


Your Gold Card provides protection in case of travel inconvenience or travel accident. Moreover, you are covered against personal belongings theft while travelling within Kenya and abroad.


In case the item bought using your card is stolen or damaged within 90 days, we will replace, repair it or refund up to KES 40,000 per eligible item through our Purchase Protection Insurance (T&Cs apply). 


If you need any assistance when travelling, there is Emergency Assistance 24/7 a phone call away. The team will assist with obtaining a lawyer, a travel visa, a translator and many more services if needed or provide you with access to emergency cash.


We understand the importance of convenience. When you lose or damage your Gold Card, we will do our best to replace it within 48 hours. This way, you will be able to use your card without significant interruption and continue to collect points and enjoy all the benefits.

Priority PassTM Lounge Access

Enjoy access to over 700 lounges in more than 120 countries around the world with Priority Pass. 


Even better, your Gold Card entitles you to two complimentary passes.  You can then relax and enjoy complimentary refreshments, while you catch up on the latest news. 

To find the priority lounges in the airports you use, visit



Financial Convenience

One of the great things about your Gold Card is being able to spread the payments. You have the option to make new purchases and pay off your balance over time. You can also control your available credit by choosing how much to pay each month.


Benefits of your credit card:

• You decide about your repayment plan. You can decide on the minimum repayment amount which you need to pay monthly (Between 20% to 100%)

• You can repay your balance in full within the repayment cycle so that you do not incur interest charges

• Grace period of up to 50 days

Supplementary Card

Share the experiences with your loved ones 


Share the memorable trips and rewards by giving your loved ones their own supplementary cards. They can now enjoy the same benefits as you. 


Points will be awarded for every purchase they make, helping you accumulate your Membership Reward points faster. 

The first two Gold supplementary cards are free of charge.

Security is Important

Chip and PIN cards 

Your Gold card has a Chip and PIN to ensure that all your transactions are safe and secure. 

My Account 

With My Account, we offer you round the clock access to your American Express account. 

You can check your expenses, transactions and payments any time that suits you.

Annual Fees

Annual Fees

Annual Fees

We do not charge you joining fees, all you need to pay is the annual fee.  

• KES 7,000 for a Basic Gold Card. 
• Two free supplementary cards and KES 4,000 for subsequent supplementary cards.

We are here to serve you: 

Please visit any of the Equity Bank Branches in Kenya or call our 24/7 customer service on +254 (0) 763 063 333 or +254 (0) 763 063 222 

You can also email us on

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