American Express Gold Card

More Rewards American Express Card

The Equity Bank American Express® Gold Card

gold card

Welcome to a world of American Express benefits

Membership Rewards® program

Earn points when you spend and enjoy great rewards

Every time you pay with your Gold Card, you earn Membership Rewards® points which you can redeem for your favourite products, electronics, gift cards and travel experiences. What's more, your points never expire!


Exciting offer

Earn 8,000 Membership Rewards® points when you spend KES 150,000 in your first three months of Cardmembership.

Priority Pass lounge access

Enjoy access to over 700 lounges in more than 120 countries around the world with Priority Pass. 


Even better, your Gold Card entitles you to Priority Pass membership and two complimentary lounge visits per year. You can relax and enjoy complimentary refreshments, while catching up on the latest news. 

To find the priority lounges in the airports you use, visit


Your travel companion


Your peace of mind is what matters to us. The Equity Bank American Express Gold Card provides protection and support when you are in Kenya or abroad. You will be covered in case of travel inconvenience, as well as travel accident and personal belongings theft.


If you need any assistance when travelling, there is 24/7 emergency assistance a phone call away. The team will assist with obtaining a lawyer, a visa, a translator, or emergency cash.


Additional protections


In case an item you buy using your Card is stolen or damaged within 90 days, we will replace it, repair it or refund up to KES 40,000 per eligible item through our Purchase Protection Insurance (T&Cs apply). 


We understand the importance of convenience. When you lose or damage your Gold Card, we will do our best to replace it within 48 hours. This way, you will be able to use your Card without significant interruption so you can continue to collect points and enjoy all the benefits.


Financial convenience


One of the great things about your Gold Card is being able to spread the payments. You have the option to make new purchases and pay off your balance over time. You can also control your available credit by choosing how much to pay each month. 

Benefits of your credit Card: 

•    You decide your repayment plan. You can choose the minimum repayment amount that you need to pay monthly (between 20% and 100%) 
•    You can repay your balance in full within the repayment cycle so that you do not incur interest charges 
•    Grace period of up to 50 days

Supplementary Card

Share the experiences with your loved ones 


Share the memorable trips and rewards by giving your loved ones their own supplementary Cards. They can now enjoy the same benefits as you (excluding Priority Pass).


Points will be awarded for every purchase they make, helping you to accumulate Membership Rewards points faster. The first two supplementary Gold Cards are offered free of charge.

Security is important

Chip and PIN

Your Gold Card has Chip and PIN to ensure that all of your transactions are safe and secure. 

My Account 

With My Account, we offer you round the clock access to your American Express Account. You can check your expenses, transactions and payments at any time that suits you. 

Annual fees

We do not charge you a joining fee, all you need to pay is the annual fee.

•    KES 7,000 annual fee for the primary Card
•    Two free supplementary Cards and a KES 4,000 annual fee for subsequent supplementary Cards

We are here to help

Please visit any of the Equity Bank branches in Kenya or call customer service on +254 (0) 763 063 333.

You can also email Equity Bank at

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