The
American Express
Airpoints Card

Feel free as a bird

Apply now
Your application takes less than 10 minutes and we'll give you a response in approximately 5-10 working days.
Terms and Conditions

The
American Express
Airpoints
Platinum Card

The fastest Airpoints DollarTM earning Platinum credit card

Apply now
Your application takes less than 10 minutes and we'll give you a response in approximately 5-10 working days.
Terms and Conditions
CARD TYPE
Credit Card
ANNUAL FEE
$0 annual Card fee
Key information for this Card
(including fees and charges)
CARD TYPE
Credit Card
ANNUAL FEE
$195 p.a.
Key information for this Card
(including fees and charges)

Highlights

  • Enjoy 0% p.a. interest on purchases for your first 6 months1 when you apply and are approved
  • Get started with 50 bonus Airpoints DollarsTM when you apply, are approved and spend $750 on your new Card in the first 3 months2
  • Earn 1 Air New Zealand Airpoints DollarTM for every $100 you spend on your Card3
  • The American Express Airpoints Card has been given a
    5 star CANSTAR rating for Outstanding Value in the
    2018 Credit Card Ratings*(Flight Rewards). Click here for further details

Highlights

  • Get started with 300 bonus Airpoints DollarsTM8 when you apply by 1 April 2019, are approved and spend $1,500 on your new Card in the first 3 months
  • The fastest Airpoints DollarTM earning Platinum credit card. Every $59 you spend = 1 Airpoints DollarTM9
  • Enjoy the fast way to tier status - $250 spend = 1 Status Point10
  • Complimentary Smartphone Screen Insurance11 for up to $500 for front screen repairs to your Smartphone when you pay for your Smartphone outright with your American Express Airpoints Platinum Card, or pay your monthly Smartphone contract or SIM Only Plan
  • Access to The American Express Lounge at Sydney or Melbourne International Airport12 and VIP lounges13
  • Complimentary domestic and international travel insurance14
  • Koru joining fee waiver (save $255) and Koru annual fee discount (save $145 p.a.) for as long as you hold the Card15
  • The American Express Airpoints Platinum Card has been given a 5 star CANSTAR rating for Outstanding Value in the 2018 Credit Card Ratings**(Flight Rewards). Click here for further details

Air New Zealand Airpoints DollarsTM

  • Earn 1 Airpoints DollarTM for every $100 you spend on your Card3
  • Get started with 50 bonus Airpoints Dollars2 when you apply, are approved and spend $750 on your new2 Card in the first 3 months
  • Automatic enrolment in the Air New Zealand Airpoints ProgrammeTM
  • You can redeem your Airpoints Dollars for flights to over 1,300 Air New Zealand destinations in 190 countries4. Plus there’s no limit to how many Airpoints you can earn as long as your account remains current and in good standing. View airnz.co.nz for all the flights you could redeem for

  • Supplementary Cards5 at no extra cost
  • Earn Airpoints Dollars faster by getting a Supplementary Card for family. Every dollar they spend will add to your Airpoints balance

Air New Zealand Airpoints DollarsTM

  • Earn 1 Airpoints DollarTM for every $59 you spend on your Card9
  • Earn 1 Status Point10 for every $250 you spend on your Card9
  • Get started with 300 bonus Airpoints DollarsTM8 when you apply by 1 April 2019, are approved and spend $1,500 on your new Card in the first 3 months
  • Enjoy 2 complimentary entries per year to The American Express Lounge12 at Sydney or Melbourne International Airport
  • Also enjoy 2 complimentary passes per year into VIP lounges with Priority Pass™ including the Strata Lounge at Auckland International Airport13
  • Automatic enrolment in the Air New Zealand Airpoints ProgrammeTM
  • Koru joining fee waiver (save $255) and Koru annual fee discount (save $145 p.a.) for as long as you hold the Card15
  • There’s no limit to how many Airpoints can be earned as long as the account remains current and in good standing. View airnz.co.nz for all the flights you could redeem for16
  • Supplementary Cards17 at no extra cost
  • Earn Airpoints Dollars faster by getting a Supplementary Card for family. Every dollar they spend will add to your Airpoints balance

Protection comes as standard

Online Fraud Protection Guarantee6 covers you against fraudulent transactions made using your Card details

Protection comes as standard

Complimentary Smartphone Screen Insurance11 for up to $500 for front screen repairs to your Smartphone when you pay for your Smartphone outright with your American Express Airpoints Platinum Card, or pay your monthly Smartphone contract or SIM Only Plan

Online Fraud Protection Guarantee18 covers you against fraudulent transactions made using your Card details

Purchase Protection14 covers any eligible items purchased with your Card that are damaged or stolen within 90 days of purchase

Complimentary Domestic & International Travel Insurance14

Pay for travel with our American Express Airpoints Platinum Card and you and your family will be covered for a range of travel insurance including:

  • Overseas Medial Emergency Expenses Cover14 (including Repatriation) up to $2,500,000
  • Travel Cancellation Cover14 up to $30,000
  • Baggage, Money and Documents Cover14 up to $30,000
  • Personal Liability Cover14 up to $2,000,000
  • Travel Inconvenience Cover14 will cover you for flight delays, missed connections or delayed luggage

Welcomed at tens of thousands of places around New Zealand

American Express® Cards are accepted at tens of thousands of places. Here’s just a few including big brands where you spend everyday. Use your Card and watch your Aipoints balance grow.

Merchant-logo

View more places that accept Amex

At your service,
where ever you are

Emergency Card Replacement

If your Card is ever stolen, lost or damaged, report it immediately so we can replace it. Once you’ve notified us you won’t be liable for unauthorised charges7 and we’ll organise a replacement Card

Personal service you can count on, 24/7

If you need help with anything, big or small, we're here day and night. And when you call us, you'll speak to someone ready to assist you with your enquiry

The numbers at a glance

No annual Card fee
Supplementary Cards5 at no extra cost

50 bonus Airpoints DollarsTM2 when you apply, are approved and spend $750 in the first 3 months on your new2 Card

0% p.a. interest on purchases for your first 6 months1 when you apply and are approved

Welcomed at tens of thousands of places around New Zealand

American Express® Cards are accepted at tens of thousands of places. Here’s just a few including big brands where you spend everyday. Use your Card and watch your Aipoints balance grow.

Merchant-logo

View more places that accept Amex

At your service,
where ever you are

Emergency Card Replacement

If your Card is ever stolen, lost or damaged, report it immediately so we can replace it. Once you’ve notified us you won’t be liable for unauthorised charges19 and we’ll organise a replacement Card

Personal service you can count on, 24/7

If you need help with anything, big or small, we're here day and night. And when you call us, you'll speak to someone ready to assist you with your enquiry.

The numbers at a glance

Card fee $195 p.a.
Supplementary Cards at no extra cost17

300 bonus Airpoints DollarsTM8 when you apply by 1 April 2019, are approved and spend $1,500 on your new Card in the first 3 months

19.95% p.a. interest rate on purchases

Eligibility

To save time before you apply for your American Express Airpoints Card, it’s best to make sure you can say yes to the following:

  • I am aged over 18
  • I have no history of bad debt or payment default
  • I have a personal gross (pre-tax) annual income of $35,000 or more
  • I am a permanent resident or citizen of New Zealand, and
  • If self employed, I have been trading for at least 18 months (or 12 months if I hold an existing American Express issued Card)

If you can say yes, go ahead. Your application takes less than 10 minutes and we’ll give you a response in approximately 5-10 working days – so apply now

Terms and Conditions

Eligibility

To save time before you apply for your American Express Airpoints Platinum Card, it’s best to make sure you can say yes to the following:

  • I am aged over 18
  • I have no history of bad debt or payment default
  • I have a personal gross (pre-tax) annual income of $65,000 or more
  • I am a permanent resident or citizen of New Zealand, and
  • If self employed, I have been trading for at least 18 months (or 12 months if I hold an existing American Express issued Card)

If you can say yes, go ahead. Your application takes less than 10 minutes and we’ll give you a response in approximately 5-10 working days – so apply now

Terms and Conditions
Apply now
Apply now
Terms and Conditions

1. Offer only available to new American Express Airpoints Card Members who apply and are approved. The 0% p.a. introductory rate applies to purchases for six months commencing the day the account is opened. Any balances transferred including from your existing American Express Card, cash advances and fees are excluded from the 0% introductory interest rate. At the end of the six-month introductory period, the interest rate for new Charges and any remaining balances will revert to the prevailing interest rate at that time. Interest rates are current as at 22 November 2018 and subject to change. Visit americanexpress.co.nz/fees for more information.

2. Offer only available to new American Express Card Members who apply, are approved and spend $750 on their new Card in the first 3 months of Card Membership. Card Members who currently hold or who have previously held any other Card product offered by American Express International (NZ), Inc in the preceding 12 month period are ineligible for this offer. 50 bonus Airpoints Dollars will be awarded to the eligible Card Member’s account 8-10 weeks after the spend criteria has been met. This advertised offer is not applicable or valid in conjunction with any other advertised or promotional offer.

3. Airpoints are earned in accordance with the American Express Airpoints Card Benefits Terms and Conditions. Exclusions apply. Eligible purchases do not include cash advances, interest, balance transfers, fees and charges for Traveller’s Cheques, Gift Cheques and Foreign currencies or annual Card fees or other fees and charges billed to the account. These do not earn Airpoints. For the full list of exclusions, please refer to the American Express Airpoints Card Benefits Terms and Conditions available here. Air New Zealand Conditions of Carriage and Airpoints Programme Terms and Conditions apply. Visit airnz.co.nz for full details.

4. A flight that is ticketed and operated by Air New Zealand and certain airline partner codeshare flights. The full list of Air New Zealand Airpoints partners is available here. Any applicable third party taxes, levies or surcharges can’t be paid for with Airpoints Dollars, unless the fare is a New Zealand domestic fare.

5. Supplementary Card Members must be 18 years of age or older. You will be liable for all spending on Supplementary Cards.

6. Provided that you notify us immediately upon discovery of any fraudulent transactions and you have complied with your Card Conditions, you will not be held liable for any unauthorised charges. "Immediately" means as soon as you are aware but no later than on or after the due date for payment of the statement in which the fraudulent transaction appears.

7. If your Card is lost or stolen, you must report it immediately. You can call American Express 24 hours a day. In New Zealand call us on 0508 601 128 or if you are overseas call + 64 9 583 8287 or report your lost or stolen Card to the nearest American Express Travel Service or Representative Office. Once you have notified us, you are not liable for any unauthorised charges.

8. Offer only available to new American Express Card Members who apply by 1 April 2019, are approved and spend $1,500 on their new Card in the first 3 months from Card approval date. Card Members who currently hold or who have previously held any other Card product offered by American Express International (NZ), Inc in the preceding 18 month period are ineligible for this offer. 300 bonus Air New Zealand Airpoints Dollars will be awarded to the eligible Card Member’s Account 8-10 weeks after the spend criteria has been met. This advertised offer is not applicable or valid in conjunction with any other advertised or promotional offer.

9. Subject to the American Express Airpoints Platinum Card Benefits Terms and Conditions available here. Status Points and Airpoints Dollars are not earned on purchases of American Express Travellers Cheques, Gift Cheques or for purchases of Foreign Exchange, cash advances, balance transfers, interest, annual Card fees or other fees and charges billed to the account. Air New Zealand Airpoints Programme terms and conditions also apply. Airpoints Dollars and Status Points earning rates are subject to change with reasonable notice.

10. You can earn up to half the Status Points you need to reach or maintain your Silver or Gold Airpoints tier status by making purchases on your Credit Card. You need to earn at least 900 Status Points on Air NZ operated flights to change from Gold to Gold Elite, and 810 Status Points on Air NZ operated flights to maintain Gold Elite, and the balance can be earned by making purchases on your Credit Card. Visit airnewzealand.co.nz/airpoints for details of the number of Status Points required. For full list of exclusions, please refer to The American Express Airpoints Platinum Card Benefits Terms and Conditions available here.

11. Cover applies for incidents occurring on or after 27 November 2017. For all non-emergency insurance claims, please follow the link www.americanexpress.com/newzealand/claims. This insurance is subject to Terms, Conditions and exclusions – see the full insurance Terms and Conditions for The American Express Airpoints Platinum Card available here. You must use your American Express Card to pay for your smartphone or monthly contract in order to be covered under the Smartphone Screen Insurance. Maximum of 2 claims per 12 month period, per Account, maximum cover of $500 per claim and an excess of 10% of the claimed amount applies. Waiting periods may apply. The insurance is underwritten by Chubb Insurance New Zealand Limited (Company No. 104656) under a group policy held by American Express International (NZ), Inc. (Company Number 867929). Card Members are not a party to the group policy, but may be able to claim under it as third party beneficiaries. This communication does not take into account your objectives or financial situation. You should read the full Terms and Conditions to decide if this insurance meets your needs.

12. Entry into The American Express Lounge is governed by the full Terms and Conditions available at amex.com.au/airportlounge. All entrants must adhere to the General Conditions of Entry. American Express Airpoints Platinum Card Members are entitled to a total of two (2) entries into the American Express Lounges in Australia per calendar year (1 January to 31 December). Complimentary access is available for the Card Member's children between the ages of 2-17. Card Members wishing to bring additional guests may be subject to a charge that is to be processed on the Card Member's American Express Card.

13. Subject to the Terms and Conditions of the Priority Pass™ program. Priority Pass is an independent airport lounge access program. Basic American Express Airpoints Platinum Card Members are entitled to two complimentary visits within each 12-month membership period, after which every visit would be charged to your American Express Card as per the prevailing rates available at www.prioritypass.com. Some lounges do not admit guests. To access participating Priority Pass lounges, present your Priority Pass card and confirmed airline boarding pass. In some lounges, Priority Pass member must be 21 years of age to enter without a parent or guardian. Priority Pass members must adhere to all house rules of participating lounges. Amenities may vary among airport lounge locations. Conference rooms, where available, may be reserved for a nominal fee. Priority Pass lounge partners and locations are subject to change. All Priority Pass members must adhere to the Priority Pass Conditions of Use, including house rules of participating lounges, and can be viewed at www.prioritypass.com. Please allow 4-6 weeks from enrolment to receive your Priority Pass card and membership package.

14. American Express Airpoints Platinum Card Insurances are underwritten by Chubb Insurance New Zealand Limited (Company No. 104656) (Chubb) and are subject to the terms, conditions and exclusions contained in the American Express Airpoints Platinum Card Insurances policy of insurance between American Express International (NZ) Inc. (Company No. 867929) (American Express) and Chubb. This product page does not take into account your objectives, financial situation or needs. It is important for you to read the terms and conditions and consider the appropriateness of that insurance in relation to your individual requirements.

15. The Basic Card Member shall be entitled to a waiver of the Koru joining fee and a discount of $145 on one-year, individual Koru membership. The Koru joining fee waiver and the discount on the Koru annual membership fee only applies to Card Members and may only be used in conjunction with one-year Koru memberships for individuals. The Koru joining fee and/or Koru annual membership fee will not be refunded if it has already been paid to Air New Zealand. Koru terms and conditions apply.

16. A flight that is ticketed and operated by Air New Zealand and certain airline partner codeshare flights. The full list of Air New Zealand Airpoints partners is available here. Any applicable third party taxes, levies or surcharges can’t be paid for with Airpoints Dollars, unless the fare is a New Zealand domestic fare.

17. Supplementary Card Members must be 18 years of age or older. You will be liable for all spending on Supplementary Cards.

18. Provided that you notify us immediately upon discovery of any fraudulent transactions and you have complied with your Card Conditions, you will not be held liable for any unauthorised charges. "Immediately" means as soon as you are aware but no later than on or after the due date for payment of the statement in which the fraudulent transaction appears.

19. If your Card is lost or stolen, you must report it immediately. You can call American Express 24 hours a day. In New Zealand call us on 0800 332 268 or if you are overseas call + 64 9 583 8287 or report your lost or stolen Card to the nearest American Express Travel Service or Representative Office. Once you have notified us, you are not liable for any unauthorised charges.

*The American Express Airpoints Card has been given a 5 star CANSTAR rating for Outstanding Value in the 2018 Credit Card Ratings (Flight Rewards $12,000 Annual Spend category). Click here for further details.

**The American Express Airpoints Platinum Card has been given a 5 star CANSTAR rating for Outstanding Value in the 2018 Credit Card Ratings (Flight Rewards $60,000 and $120,000 Annual Spend categories). Click here for further details.