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If you're looking for a Credit Card and want to earn a selection of different rewards while you spend, American Express offers a range of Credit Cards to suit your needs. Earn American Express Membership Rewards® points1 which can be redeemed for an assortment of lifestyle benefits such as dinner at New Zealand's top restaurants, flights2, holidays, hotel accommodation, even gift cards3. Even better - your Membership Rewards points will never expire.
The Air New Zealand American Express Credit Cards allow you to earn Airpoints Dollars when you spend. The more you spend on your Card, the more points you accrue and that means more benefits for you to treat your family and friends.
Offer only available to new American Express Card Members who apply online, are approved and spend $550 on their new Card in the first 2 months of Card Membership. Card Members who currently hold or who have previously held any other Card product offered by American Express International (NZ), Inc in the preceding 12 month period are ineligible for this offer. Bonus Points will be awarded to the eligible Card Member’s account 8-10 weeks after the spend criteria has been met. This advertised offer is not applicable or valid in conjunction with any other advertised or promotional offer.close
Terms and Conditions apply. You must book at least 14 days prior to departure. All flights are subject to availability and American Express does not guarantee that seats or tickets will be available on the dates or times that you may wish to fly. Seat availability may be limited to certain dates and/or flights and it may be more difficult to book seats around public holidays, school holidays or special events. You can book up to 10 months in advance and as with all travel, the earlier you book the more availability options you’ll have. The complimentary Air New Zealand domestic return flight is available every year of Card Membership on direct flights only. A standard 1-piece 23kg baggage allowance is included. See americanexpress.co.nz/edgewelcome for flight offer conditions.close
Subject to the Terms and Conditions of the Membership Rewards Programme available at membershiprewards.co.nz. Participating retailers include the following merchants who have been classified as "major supermarkets": Countdown, Countdown Online, Farro Fresh, FreshChoice, New World, Nosh, PAK'nSAVE and SuperValue. Participating retailers include the following merchants who have been classified as "major petrol stations": BP, Caltex, GAS (Gasoline Alley Services), Gull, Mobil, Shell and Z. Exceptions may apply if an individual merchant trading as one of the above named retailers does not accept American Express as a form of payment. Purchases at major supermarket & major petrol station retailers are only eligible for additional points if the transactions are made in New Zealand.close
Offer only available to new Air New Zealand American Express Card Members who apply online, are approved and spend $300 on their new Card in the first 3 months of Card Membership. Card Members who currently hold or who have previously held any other Card product offered by American Express International (NZ), Inc. in the preceding 12 month period are ineligible for this offer. Bonus Airpoints Dollars will be awarded to the eligible Card Member's account 8-10 weeks after the spend criteria has been met.close
Airpoints are earned in accordance with the Air New Zealand American Express Card Terms and Conditions. Exclusions apply. Eligible purchases do not include cash advances, interest, balance transfers, fees and charges for Traveller's Cheques, Gift Cheques and Foreign currencies or annual Card fees or other fees and charges billed to the account. These do not earn Airpoints. For the full list of exclusions, please refer to the Air New Zealand American Express Card Terms and Conditions.close
Interest rates, fees and charges apply. All interest rates are quoted as an Annual Percentage Rate. All information, including fees, charges and interest rates are correct as at 1 January 2016 and are subject to change. This interest rate does not apply for Cash Advances and fees relating to Cash Advance.close
The Low Rate Credit Card gives you up to 55 days interest free on purchases, depending on when you make a purchase, when your statement is issued, whether you have obtained a balance transfer and whether or not you are carrying forward a balance on your account from the previous statement period. There are no interest free days for cash advances or for any purchases where you are carrying forward a balance on your account from the previous statement period.close
American Express Credit Cards benefits can include:
Features and benefits may vary between Card products, please check the Card pages for the features and benefits of each Card.
24/7 Customer Service
Our Customer Care service is available 24/7 to ensure you can always reach us when you need to. Our team can be reached by phone, mail or email and will endeavour to answer your enquiries as quickly and easily as possible.
Card security and protection
Our Online Fraud Protection Guarantee6 means that in the unlikely event you are a victim of Credit Card fraud, and you have taken reasonable care with your Card, you won't be held responsible for any costs linked to the fraudulent activity.
Accepted around the world
Wherever your travels take you, you can use your American Express Card. Our Cards are designed for international travel and offer a range of travel rewards including flights, hotel stays and travel insurance. You can enjoy the highest levels of protection for making overseas payments, meaning you can relax and enjoy your travel.
To save time, use the following checklist to see if you meet our standard eligibility criteria for credit card applications:
Some Cards may have additional specific eligibility criteria and you will be asked to provide employment, income and bank account information in order to submit your application.
Click on the button below to find the Card that best suits you.
American Express credit approval criteria applies. Subject to Terms and Conditions. Interest rates, fees and charges apply. All interest rates are quoted as an Annual Percentage Rate. All information is correct as at 1 January 2016 and is subject to change. This offer is only available to those who reside in New Zealand. Cards are offered, issued and administered by American Express International (NZ), Inc.
American Express International (NZ), Inc. Incorporated in Delaware, USA. ® Registered Trademark of American Express Company.