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If you're looking for a Credit Card and want to earn a selection of different rewards while you spend, American Express offers a range of Credit Cards to suit your needs. Earn American Express Membership Rewards® points1 which can be redeemed for an assortment of lifestyle benefits such as dinner at New Zealand's top restaurants, flights2, holidays, hotel accommodation, even gift cards3. Even better - your Membership Rewards points will never expire. Or why not choose the
Air New Zealand American Express Card and earn Airpoints Dollars when you spend? And the more you spend on your Card, the more points you accrue and that means more benefits for you to treat your family and friends.
Most American Express Credit Cards have built in benefits including Purchase Protection4, Online Fraud Protection Guarantee6, inclusive insurance benefits4 when you pay for travel on your Card, and 24/7 customer support.
American Express Credit Cards benefits can include:
The range of benefits, protection, and insurance cover varies with each Credit Card, so have a look and see which one suits you best. Simply browse the list of Cards in the menu to the left, or use the 'Compare these Cards' button near the top of this page to review all our Credit Cards at the same time, meaning you can apply for the best credit card to suit you.
Our Customer Care Professionals are available 24/7 via phone or mail and the first person to answer your call will help you with your enquiry through to resolution. Our Global Assist® team is on hand 24/7 to provide help and support in your own language when you travel outside New Zealand.
American Express New Zealand uses its own secure system, and our early detection systems help to minimise potential fraudulent activity on your Card. Our Online Fraud Protection Guarantee6 means that in the unlikely event you are a victim of credit card fraud, and you have taken reasonable care with your Card, you won't be held responsible for any costs linked to the fraudulent activity.
Wherever your travels take you, you can take your American Express Credit Card. Your spend abroad is converted to NZ Dollars as soon as we process the transaction, based on our reference exchange rate which is set daily. If your transaction is in US dollars, the amount will be converted directly to NZ Dollars. If it's in another currency, it's converted to US dollars and then to NZ Dollars. Of course, your monthly bill is paid in NZ Dollars8.
We put you firmly in control when it comes to managing your Account. From November 2012 you will be able to register online and be able to view and manage your account whenever you want, either online or on your mobile. You'll be able to view your current balance, have updates sent direct to your phone, pay your bills easily, and manage contact preferences.
To save time, use the following checklist to see if you meet our standard eligibility criteria for credit card applications:
Some Cards may have additional specific eligibility criteria and you will be asked to provide employment, income and bank account information in order to submit your application.
When you have found the Card that best suits your needs, read the Terms and Conditions and then hit the 'Apply now' button to begin the application process. At this stage, you can choose optional additional benefits and decide how you'd like your name to appear on your new American Express Credit Card.
Your credit card application takes less than 10 minutes and we'll give you a response in approximately 5-10 working days – so apply now.
American Express credit approval criteria applies. Subject to Terms and Conditions. Interest Rates, fees and charges apply. All Interest Rates are quoted as an Annual Percentage Rate. All information is correct as at 1 August 2012 and is subject to change. This offer is only available to those who reside in New Zealand. Cards are offered, issued and administered by American Express International (NZ), Inc.
American Express International (NZ), Inc. Incorporated in Delaware, USA. ® Registered Trademark of American Express Company.