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How we can help you

Our established payments solution is complemented by our commitment to provide you with a great relationship, competitive rates and rewards.

We’ve been facilitating secure international payments for businesses like yours since 1850

Foreign exchange is at the heart of our story. Our experience stretches back to the 1800s when we pioneered the security of global commerce. Today, we provide simple, modern international payments for businesses and corporations.

  • Simple
  • Secure
  • Established

An established global FX provider

American Express Supporting Businesses and Individuals

Take a look at the American Express story and you’ll find a history rich with support for businesses like yours. We support your growth in the global marketplace with innovative payment solutions, competitive rates and dedicated relationships.

Read stories from our archives

"I wanted to share with American Express my delight in having a friend at a time when I really needed one..." Customer, 1970s currency crisis

Quick, simple, secure – payment solutions for your business

We’ve come a long way since transferring gold via horse and cart in the 1850s. Today, our modern, user friendly online platform makes international payments quick, simple and secure – and it’s all supported by our commitment to deliver dedicated relationships, competitive rates and attractive rewards to you.

Key advantages of our online platform

  • No setup fee or maintenance charges
  • You don’t need an American Express® Card to transfer money
  • We deal in 132 currencies
  • Real-time currency rate updates
  • Robust reporting facilities
  • Rate alerts to any of your devices
  • File upload for multiple payments (SYNC)
  • Direct link to your bank account
  • Learn more
Foreign Exchange Testimonials - Kinected

"As well as the service, the rates are extremely competitive which is also really important – because when you're a small business owner, every little bit counts."
Ross McNab, Chief Revenue Officer at Kinected.


Hear more

R&R&R – Relationships, Rates, Rewards

Our services have changed continually since 1850 – in line with changes to your needs. What hasn’t changed is our focus on providing you great relationships, rates, and rewards.

You benefit from a complete partnership that goes beyond competitive rates, including the reassurance that comes from having a personal relationship manager and the promise of Membership Rewards points on international payments1.

Start transferring with R&R&R, confident you are partnered with an experienced and trustworthy international payments provider.
Relationship managers to support your business

Your business will benefit from a dedicated relationship manager at the end of a direct dial phone number – supported by our linked global trading desks, market experts and over a century of practical experience in foreign exchange. Your relationship manager will partner with you to:

  • Support your foreign exchange trading and money exchange strategies
  • Find the right international payment solutions for your business
  • Manage your foreign exchange risk
  • Assist you in using our online foreign exchange facilities
  • Provide real-time insights, analysis and market commentary using insights from our premium financial services partner, Bloomberg (in addition to the daily market intelligence that we offer via email in partnership with Bloomberg)
  • Complement your existing banking relationships

If you need to get speak to someone out of hours, you'll have 24-hour, five-days-a-week customer service.

Find useful information on foreign exchange strategies Articles for businesses

Rates that give you more

With our worldwide network, strong purchasing power and extensive interbank relationships we offer the rates you need:

  • Consistently competitive exchange rates on over 132 currencies
  • No set-up or maintenance fees
  • Low transfer fees – from NZD $15.002

And the information you need to support your payment methods:

  • Rate alerts to your mobile
  • Tailored information on market movements – including daily market intelligence from Bloomberg – so you’re in the picture and can work out the best time to transfer money
  • Access to online subject-matter content:
Rewards for your loyalty

If you have an American Express® Card enrolled in the Membership Rewards® program, FX International Payments can be even more rewarding. Your business can earn one point for every NZD$25.00 your business payments internationally, up to a maximum of 10,000 points per FX transaction. Same currency money transfers (for example, NZD to NZD) are not eligible.

Points can be redeemed to reward employees, thank suppliers, or to pay for trips and treats, travel and shopping, dining and entertainment.

For more information, browse the Membership Rewards FAQs and eligible American Express Cards that you can use to register in the program, or call Membership Rewards on 1300 363 276 any time between 0800 and 1800, Monday to Friday.

  1. Business customers do not need to hold an American Express Card to transfer funds with FX International Payments. However, an American Express Card is required for business customers to earn Membership Rewards points on eligible transfers. Business customers can earn one point for every AUDNZD$205.00 on payments internationally, up to a maximum of 105,000 points per FX transaction. Same currency money transfers (for example, AUD NZD to NZDto AUD) are not eligible. For information on Membership Rewards, please refer to the Membership Rewards terms and conditions.
  2. Transfer fees start at NZD$15.00 and may vary depending on transaction volume, payment method, settlement time required and client history with FX International Payments.

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