The American Express Airpoints Card

Earn Airpoints DollarsTM with no annual Card fee.


50 Bonus Airpoints DollarsTM


When you apply, are approved and spend $750 on your new Card within the first 3 months. New Card Members only1.



Featured Benefits

$0 Card fee, every year


With the American Express Airpoints Card you can earn Airpoints Dollars without paying an annual Card fee. 

6 months interest-free purchases


Enjoy 0% p.a. on purchases for the first 6 months3.



Online Fraud Protection Guarantee


You re covered against fraudulent transactions made using your Card5.

Earn Airpoints Dollars


$100 spend = 1 Airpoints Dollar2.

Additional Cards are $0


Earn more Airpoints Dollars by getting Additional Cards 4 for family members at no extra fee4, up to 4 Additional Card Members.

 Key Information
Annual Fee: $0 p.a. 
Minimum Income: $35,000
Card Type: Credit Card
Interest Free Period: Up to 55 days6
Interest Rate: 0% p.a. for the first 6 months, reverting to 19.95% p.a. thereafter3


  *View key information for this Card and American Express® Credit Card Terms

Get the most out of your Amex Card

Now accepted in more places
22,000 new places across NZ now welcome American Express Cards since the start of 2019. Discover where.

Outstanding Amex App
Your Account made simple with the Amex App

So many ways to use Airpoint Dollars
Use your Airpoints Dollars for adventures or shop at the Airpoints Store.

Interested? Check the eligibility criteria.


To apply for an American Express Airpoints Card, you’ll need to be able to meet the following criteria:

  • Be aged 18 or over
  • Have no history of bad debt or payment default
  • Have a personal gross (pre-tax) annual income of $35,000 or more
  • Have the right to work in New Zealand, and
  • If self-employed, have been trading for at least 18 months (or 12 months if you hold an existing American Express issued Card)



Ready to apply ?

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The American Express Airpoints Platinum Card




Be rewarded with 500 bonus Airpoints Dollars™ when you apply by 8 August 2022, are approved and spend $1,500 on your new Card within the first 3 months. New Card Members only7


$59 spend = 1 Airpoints Dollar8


The American Express

Gold Rewards Card




Get $300 back9


Our fastest earn rate. Earn 2 Membership Rewards points per $1 spent10


Get up to $200 Dining Credit11