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The American Express

Platinum Card

The fastest Airpoints DollarTM earning Platinum Credit Card



Card type
Credit Card

 Annual fee
 $195 p.a.

Interest Rate
19.95% p.a. on purchases1

Interest Free Period

Up to 55 days2        

Bonus Offer: 300 Bonus Airpoints Dollars. Available to new Card Members only.3

View key information for this Card and American Express Credit Card Terms

Airpoints Platinum Card

Be rewarded with 300 bonus Airpoints DollarsTM3

when you apply online, are approved and spend $1,500 on your new Card in the first 3 months. New Card Members only3


The fast way to earn Airpoints


Every $59 you spend = 1 Airpoints Dollar4.
$250 spend = 1 Status Point5.

Complimentary Lounge Access

Enjoy access to the The American Express Lounge6 and VIP lounges7 and discounted rates on Koru club lounge membership8.


Complimentary Insurances

Complimentary Smartphone Screen Insurance, Domestic and International Travel Insurance9.


Go places with
Air New Zealand Airpoints.


The fastest Airpoints DollarTM earning Platinum Credit Card in New Zealand.

Welcome bonus

Be rewarded with 300 bonus Airpoints Dollars™ when you apply online, are approved and spend $1,500 on your new Card in the first 3 months. New Card Members only3


Koru Lounge Discount

Save $255 on your Koru joining fee when you become an Air New Zealand Koru member8 and a Koru annual fee discount (save $145 p.a.) for as long as you hold the Card8.


Earn Airpoints DollarsTM faster


Earn 1 Airpoints DollarTM for every $59 you spend on your Card4, as well as on any additional Cards10


Smartphone Screen Insurance

Pay for your smartphone outright with your American Express Airpoints Platinum Card, or pay your monthly Smartphone contract or SIM Only Plan, and you’ll be covered for up to $500 towards front screen repairs with our Smartphone Screen Insurance9.


Wherever you go,
go there worry-free.


Pay for travel with your American Express Airpoints Platinum Card, or with Air New Zealand AirpointsTM, and you’ll be covered with a range of Travel Insurance.

Domestic and International Travel Insurance9

Receive complimentary cover for you, your partner and children under the age of 22 years.



Overseas Medical Emergency Expenses Cover9

Have peace of mind with up to $2,500,000 in cover (including Repatriation).



Personal Liability Cover9

Your Card also includes Personal Liability Cover up to $2,000,000.



Travel Inconvenience Cover9

Be covered for flight delays, missed connections or delayed luggage.



Travel Cancellation Cover9

You’ll also be covered for travel cancellations up $30,000.



Baggage, Money and Documents Cover9

Your bags, money and documents will also be covered up to $30,000.


Enjoy the benefits here, there, and everywhere.

Earn Airpoints Dollars in more places

American Express Cards are welcomed at tens of thousands of places around New Zealand, including supermarkets, petrol stations, airlines, restaurants and retail stores.


See some familiar places you can use your Card


Manage your account anytime, anywhere

View transactions, schedule payments, set up reminders online . Or, contact our global Support team for assistance, 24/7.


Enjoy safety and security

Use your Card to make purchases and our Purchase Protection9 will cover eligible items that are damaged or stolen within 90 days of purchase. You’ll also be protected against fraudulent transactions made using your Card details with our Fraud Protection Guarantee11.

Family in grocery store

Interested? Check the eligibility criteria.


To apply for an American Express Airpoints Platinum Card, you’ll need to be able to meet the following criteria:

  • Be aged 18 or over
  • Have no history of bad debt or payment default
  • Have a personal gross (pre-tax) annual income of $65,000 or more
  • Have the right to work in New Zealand, and
  • If self-employed, have been trading for at least 18 months (or 12 months if I hold an existing American Express issued Card)

Ready to apply?

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The American Express
Airpoints Card

$0 Annual Card Fee.

Be rewarded with 50 bonus Airpoints Dollars.

The American Express
Platinum® Card

Get access to Platinum Travel Service and Platinum Concierge.

Be rewarded with 100,000 Membership Rewards Bonus Points . Available to new Card Members only.