The American Express Platinum Card®

Now made of metal. Now in New Zealand.


200,000 Bonus Membership Rewards1 Points worth $1,500 with American Express Travel.


Offer extended. Simply apply online by 29 August 2022, be approved and spend $2,000 on your new Card

within the first 3 months. New Card Members only. T&Cs apply.2



Featured benefits

Our best Membership Rewards earn rate - 2 points for every $1 spent1

Up to $300 Dining Credit a year at the best restaurants around NZ3

Receive $200 to spend on travel each year through American Express Travel4

Transfer points to airline and hotel programmes


Transfer Membership Rewards points to a choice of 7 airline rewards and 2 hotel programmes5.


A personal Concierge


Need help finding a venue for a meeting or a gift for someone special? You can call upon the Platinum Concierge, day or night8.

Travel with confidence


Receive complimentary domestic and international Travel Insurance when you use your Card to pay for your return trip6.

Smartphone cover


Pay for your Smartphone outright with your American Express Platinum Card, or pay your monthly Smartphone contract or SIM Only Plan, and you’ll be covered for up to $500 towards front screen repairs with our Smartphone Screen Insurance7.

 Key Information
Annual Fee: $1,250 p.a.
Card Type: Charge Card
Minimum Income: $60,000
Interest Free Period: Up to 44 days Cash Flow9


  View key information for this Card and American Express Charge Card Terms

Rewards that go above and beyond the everyday

With the American Express Platinum Card, you can enjoy a range of unique benedits including upgrades, access to special benefits and substantial savings.

Hotel & Car Hire Elite Status


Gain upgraded status and complimentary benefits with our hotel partner loyalty programmes, which include Hilton10, Marriott BonvoyTM11, Radisson Rewards12 and Accor Hotels13.

FINE HOTELS + RESORTS programme benefits


Enjoy benefits that offer an average total value of more than NZ$600 at over 1,000 hand-selected 5-star properties worldwide. Benefits include daily breakfast for two people, room upgrades, noon-check in, guaranteed 4pm late check-out and a special amenity at each property15 subject to availability.


Enjoy VIP lounge access


You and a guest can enjoy complimentary access to 1,200 Airport lounges across 120 countries and counting with The American Express Global Lounge Collection14.

Add Additional Cards


Earn more points by getting Additional Cards for family members at no extra fee16.


Experience more of NZ with Platinum

Redeem NZ$1,500 worth of Travel
Redeem up to $1,500 worth of Travel with 200,000 Membership Rewards Bonus Points to spend on eligible flights, hotels, car hire with American Express Travel1.

Up to $300 Dining Credit per year
Enjoy $150 back when you spend $150 or more, in one transaction, on your American Express Platinum Card at a participating restaurant.3 Valid twice a year. Exclusions, T&Cs apply.

Dedicated travel service
Whether you need help planning the trip of a lifetime or a weekend getaway, Platinum Travel Service is there to help you8.

Earn points in more places


American Express Cards are now accepted at over 20,000 new places in the last two years.

Wherever you go, go there worry-free

Pay for return travel with your Americn Express Platinum Card, or Membership Rewards points, and you'll be covered with a range of insurance.

Loss Damage Waiver Cover

Receive vehicle insurance excess cover up to $125,000 when you pay for car hire with your Card6.


Transport Accident Cover

Be covered up to $1,000,000 if you have an accident while travelling6.


Domestic and International Travel Insurance
Receive complimentary cover for you and your family6.


Medical Emergency Expenses Cover, including Repatriation
Have peace of mind with up to $20,000,000 in cover (including Repatriation)6.

Personal Liability Cover

Your Card also includes Personal Liability Cover up to $3,000,0006.

Baggage, Money and Documents Cover
Your bags, money and documents will also be covered up to $60,0006.


Travel Cancellation Cover
You’ll also be covered for travel cancellations up $30,0006.


Global Assist Service
Need help while you’re travelling? Global Assist will help you get in touch with English-speaking medical and legal services, whenever you are more than 200km away from your home, for no longer than 90 days6.


Card purchases are protected
Use your Card to make purchases and our Purchase Protection will cover eligible items that are damaged or stolen within 90 days of purchase. Plus, the Buyer's Advantage Cover10 extends the manufacturer's original warranty by up to 12 months on eligible products.


Enjoy safety and security
You’ll also be protected against fraudulent transactions made using your Card details with our Fraud Protection Guarantee18.

Interested? Check the eligibility criteria.


To apply for an American Express Platinum Card, you’ll need to be able to meet the following criteria:

  • Be aged 18 or over
  • Have no history of bad debt or payment default
  • Have a personal gross (pre-tax) annual income of $60,000 or more
  • Have the right to work in New Zealand, and
  • If self-employed, have been trading for at least 18 months (or 12 months if I hold an existing American Express issued Card)



Ready to apply ?

You may also be interested in these Cards.

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The American Express Airpoints Platinum Card




Be rewarded with 500 bonus Airpoints Dollars™ when you apply by 8 August 2022, are approved and spend $1,500 on your new Card within the first 3 months. New Card Members only.19


 $59 spend = 1 Airpoints Dollar20



The American Express

Gold Rewards Card




Get $200 back when you apply, are approved and spend $1,500 on your new Card within the first 3 months.

New Card Members only. T&Cs apply21.


Our fastest earn rate. Earn 2 Membership

Rewards points per $1 spent22


Get up to $200 Dining Credit23