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The American Express

Platinum Edge Credit Card

Complimentary domestic return flight each year.



Card type
Credit Card

Annual fee
$149 p.a.


Annual percentage rate: 2.99% p.a. for the first 6 months reverting to 19.95% p.a. thereafter1

Interest Free Period: up to 55 days2

Bonus Offer: 20,000 Membership Rewards Bonus Points. Available to new Card Members only 3.

View key information for this Card and American Express Credit Card Terms

Platinum Edge card art

Be rewarded with 20,000 Membership Rewards Bonus Points3

Simply apply online, be approved, and spend $750 on your Card in the first 3 months of Card Membership (available to New Card Members only).


Enjoy a low introductory rate

Benefit from 2.99% p.a. on purchases for the first 6 months reverting to 19.95% p.a. thereafter1.


Earn up to 3 Membership Rewards points per dollar spent4

Use your American Express Platinum Edge Credit Card on everyday purchases and watch your points balance add up.


Travel with confidence

Receive complimentary domestic and international Travel Insurance5 when you pay for travel on your Card.


Rewards that go beyond the everyday.


With complimentary automatic enrolment in the Membership Rewards programme4, points earned on your American Express Platinum Edge Credit Card can be redeemed for travel6, shopping, entertainment, gift cards7 and more.

Earn points on everyday purchases

3 Membership Rewards points per dollar spent at major supermarkets4.

2 Membership Rewards points per dollar spent at major petrol stations4.

1 Membership Rewards point per dollar spent spend on other purchases4.

Plus, you can earn more points by adding an additional Card for family members at no additional fee8.



Redeem points for Gift Cards7 or credit on your Account11

Redeem points for all sorts of Gift Cards7 or turn Membership Rewards points into credit on your American Express Card Account11.


Turn points into travel

Transfer points to any of our seven airline partner rewards programmes6, visit any Helloworld Travel store9 or redeem points for any flight at


Go places with a complimentary domestic Air New Zealand flight each year.

Take off thanks to a complimentary direct domestic return flight (seat plus bag) with Air New Zealand, each membership year12. You can even book from as little as 2 weeks in advance.

Wherever you go,
go there worry-free.


Pay for travel with your Credit Card and you’ll be covered with a range of Domestic and International Travel Insurance.

Domestic and International Travel Insurance5

Receive complimentary cover for you, your partner and children under the age of 22 years.



Overseas Medical Emergency Expenses Cover5

Have peace of mind with up to $2,500,000 in cover.



Personal Liability Cover5

Your Card also includes Personal Liability Cover up to $1,000,0005.



Travel Inconvenience Cover5

Rest assured knowing you’re covered for flight delays, missed connections or delayed luggage.



Travel Cancellation Cover5

You’ll also be covered for travel cancellations up $10,000.



Baggage Cover5

Your bags will also be covered up to $10,000.


Enjoy the benefits here, there, and everywhere.

Receive dedicated support whenever you need it

With Platinum Priority Service, you’ll have a dedicated team to assist you – morning, noon and night.


Earn points in more places

American Express Cards are accepted at tens of thousands of places, including airlines, restaurants, supermarkets, petrol stations, and retail stores.


See some familiar places to use your Card


Manage your account anytime, anywhere

View transactions, schedule payments, set up reminders and more online. Or, contact the Platinum Priority Service team for assistance, 24/7.


Be protected online

Use your American Express Platinum Edge Credit Card anywhere with confidence. With the Online Fraud Protection Guarantee13 you won’t be held responsible for any unauthorised charges.

Family in grocery store

Interested? Check the eligibility criteria.


To apply for an American Express Platinum Edge Credit Card, you’ll need to be able to meet the following criteria:

  • Be aged 18 or over
  • Have an annual income of $50,000 or more
  • Have the right to work in New Zealand, and
  • If self-employed, have been trading for at least 18 months (or 12 months if I hold an existing American Express issued Card)

Ready to apply?

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The American Express
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Get access to Platinum Travel Service and Platinum Concierge.

Be rewarded with 80,000 Membership Rewards Bonus Points . Available to new Card Members only.