offers

EasyPay Convert!

EasyPay Convert!

EasyPay Convert!

Enjoy low rates when you convert your Peso or Dollar to installment up to 24 months term.

Promotion Offer:
Enjoy low rates when you convert your single retail/straight Peso or Dollar transactions of at least PHP3,000 or USD200 to installment of up to 24 months term using your BDO-issued American Express® Card.

 

Promotion Mechanics:

For Peso Application

1.  The BDO EasyPay Convert PHP Promotion is open to all active Basic Cardmembers of BDO-issued American Express Cards.
2.  The promotion is from January 1 to April 30, 2021.
3.  PHP transaction must meet the following conditions to qualify for the promotion:
a. PHP transactions must be charged to a qualified BDO-issued American Express Card.
b. All PHP transactions must meet the minimum single-receipt purchase of P3,000 to enjoy the low rate offers as indicated in Provision 6.
c. Availment must not be more than SIXTY (60) days from the transaction posting date. Processing time will take 5 banking days.
d. Apply through BDO Online Banking via www.bdo.com.ph/easypay-convert to avail of the special low rate promo indicated in Provision 6.
4. The following transactions/MCCs are disqualified from the Promo:
a. Transactions associated with Gambling (7995 and 9754), money transfers or other similar cash transactions.
b. Cash and other money transfer transactions (4821, 4829, 6010, 6011, 6012, 6050, 6051, 6211, 6532, 6533, 6536, 6537, 6538, 6540, and 7012) like Cash Advance, and any amortizing transaction.
c. Other BDO installment transactions like 0% interest, EasyPay Regular Installment, etc.
5. The EasyPay Convert PHP total add-on interest should be within the available credit limit.
6.  The promotion monthly add-on interest rates below shall apply.


Note: 9 and 36 month installment terms are not available for BDO Online Banking application.

Sample Computation:
Amount to be converted:       P25,000
Installment Term:                     24 months
Factor Rate:                             0.050466939

Formula: Amount x Factor Rate = Fixed Monthly Amortization*
      PHP 25,000 x 0.050466939  = PHP 1,261.67 per month for 24 months

Sample Computation:
Amount to be converted:     P25,000
Installment Term:                   24 months
Factor Rate:                             0.051670980

Formula: Amount x Factor Rate = Fixed Monthly Amortization*
        PHP 25,000 x 0.051670980 = PHP 1,291.77 per month for 24 months
 

*Above computation is presented as a guide to derive the monthly amortization.  Actual monthly amortization may vary slightly due to rounded values.
 

7. There may be a slight difference between the actual monthly installment amortization billed and the computed monthly installment amortization presented in the sample computation. Amounts may differ due to the rounded values.
8. Approved EasyPay Convert PHP applications can no longer be reversed/cancelled.
9. All transactions are subject to the Bank's approval and once approved shall be subject to the Terms and Conditions (“T&C”) of the EasyPay Convert Program and the T&C governing the issuance and use of BDO-issued American Express Card.
10.BDO may, at its sole and absolute option, accommodate Cardmember’s request to accelerate the charging of the full amount of the remaining unbilled monthly amortization/s on the EasyPay Convert PHP installment transactions, provided that the Cardmember's total outstanding balance due for the pertinent monthly billing cycle is paid in full. Further, a corresponding Installment Processing Fee of Five percent (5%) of the total remaining balance or P300, whichever is higher, will be charged to the Cardmember’s account. After BDO has approved the Cardmember's acceleration, the total accelerated amount due and the corresponding Installment Processing Fee shall form part of the total outstanding amount due for the pertinent monthly billing cycle and must be paid in full.

 

For Dollar Application
1. The BDO EasyPay Convert USD Promotion is open to all active Basic Cardmembers of BDO-issued American Express Cards whose accounts are active and current at the time of
     the application.
    • The Platinum Card®
    • The American Express® Gold Card
    • The American Express® Green Card
    • The American Express® Platinum Credit Card
    • The Cathay Pacific American Express® Elite Credit Card
Excluded in the promotion are the following American Express Cards issued by BDO:
    • The American Express® Gold Credit Card
    • The American Express® Credit Card
    • The Cathay Pacific American Express® Credit Card
    • The American Express® Cashback Credit Card
    • Blue from American Express
    • BDO Dual Gold American Express ®Card
    • The American Express® Corporate Cards
2. The promotion is from January 1 to April 30, 2021.
3. USD transaction must meet the following conditions to qualify for the promo.
a. USD transactions must be charged to qualified BDO-issued American Express Card.
b. All USD transactions must meet the minimum single-receipt purchase of USD200 to enjoy the low rate offer indicated in provision sixe (6).
c. Availment must not be more than SIXTY (60) days from the transaction posting date.  Processing time will take 5 banking days.
d. Apply through BDO Online Banking via www.bdo.com.ph/easypay-convert to avail of the special low rate promo indicated in Provision 6.
4. The following transactions/MCCs are disqualified from the Promo:
a. Transactions associated with Gambling (7995 and 9754), money transfers or other similar cash transactions.
b. Cash and other money transfer transactions (4821, 4829, 6010, 6011, 6012, 6050, 6051, 6211, 6532, 6533, 6536, 6537, 6538, 6540, and 7012) like Cash Advance, and any amortizing transaction
c. Other BDO installment transactions like 0% interest, EasyPay Regular Installment, etc.
5.  The EasyPay Convert USD total add-on interest should be within the available credit limit.
6.  The promotion monthly add-on interest rates below shall apply.


Note: 9 and 36 month installment terms are not available for BDO Online Banking application.

Sample Computation:
Amount to be converted:    $800
Installment Term:                  24 months
Factor Rate:                            0.050466939
 

Formula: Amount x Factor Rate = Fixed Monthly Amortization*
                  $800 x 0.050466939  = $40.37 per month for 24 months
 


Sample Computation:
Amount to be converted:     $800
Installment Term:                   24 months                           
Factor Rate:                             0.051670980                       


Formula: Amount x Factor Rate = Fixed Monthly Amortization*   
                    $800 x 0.051670980 = $41.34 per month for 24 months

*Above computation is presented as a guide to derive the monthly amortization.  Actual monthly amortization may vary slightly due to rounded values.


7. There may be a slight difference between the actual monthly installment amortization billed and the computed monthly installment amortization presented in the sample computation. Amounts may differ due to the rounded values.
8.  Approved EasyPay Convert USD applications can no longer be reversed/cancelled.
9. All transactions are subject to the Bank's approval and once approved shall be subject to the Terms and Conditions (“T&C”) of the EasyPay Convert Program and the T&C governing the issuance and use of the  BDO-issued American Express Cards.
10. BDO may, at its sole and absolute option, accommodate Cardmember’s request to accelerate the charging of the full amount of the remaining unbilled monthly amortization/s on the EasyPay Convert USD installment transactions, provided that the Cardmember's total outstanding balance due for the pertinent monthly billing cycle is paid in full. Further, a corresponding Installment Processing Fee of Five percent (5%) of the total remaining balance or USD10, whichever is higher, will be charged to the Cardmember’s account. After BDO has approved the Cardmember's acceleration, the total accelerated amount due and the corresponding Installment Processing Fee shall form part of the total outstanding amount due for the pertinent monthly billing cycle and must be paid in full.

Per DTI Fair Trade Permit No. FTEB 111344, Series of 2020.

Fly Better, Fly Emirates 2021!

Fly Better, Fly Emirates 2021!

Fly Better, Fly Emirates 2021!

Book ALL-IN fares from USD650 to Europe and more.

Promotion Offer:
Enjoy ALL-IN fares from USD650 to Europe & more via Emirates with your BDO-issued American Express Card.

Plus, enjoy flexibility of extended validity of your ticket for 24 months and free Multi-risk travel insurance.
    • Ticket Flexibility Options valid for travel on or before June 30, 2021
    • Multi-risk Travel Insurance valid for tickets issued until January 31, 2021

Best Rates:


Note: “All-in fares” are inclusive of all taxes including the PH tax. CRK Airport tax is excluded

Promo can be availed via Emirates Website:  www.emirates.com/ph

Promotion Mechanics:

1. The Promotion/Selling Period is from January 18 to February 1, 2021.
2. Travel Period is from January 18 to November 30, 2021.
3. The promotion is open to all active Basic and Supplementary Cardmembers of BDO-issued American Express Cards.
4. Qualified Cardmembers are entitled to avail of discounts from Emirates for straight purchases of airline tickets during the Selling Period, provided that the sale transactions are settled using a qualified BDO-issued American Express Cards.
5. The promotion can be availed online by visiting www.emirates.com/ph.
   For inquiries only:
   Emirates Ticket Office: 18/F Pacific Star Bldg. Buendia cor. Makati Avenue, Makati City
   Reservations Hotline: +632 858-5300 (Dial one (1) after the prompt or stay on the line)
   Office hours: Monday to Friday, 10:00 AM to 4:00 PM

6. Fares are valid only on Emirates marketed and operated flights via Dubai.
7. All sectors must be confirmed upon ticket issuance.
8. No complimentary hotel accommodations will be offered for long transit times between flights.
9. Prevailing USD-PHP exchange rates at the time of booking shall apply on fares quoted in US Dollars.
10.  A copy of valid passport of the passenger may be required upon request of Emirates.
11.  Offers are likewise subject to terms and conditions of Emirates and the BDO Terms and Conditions Governing the Issuance and Use of the BDO-issued American Express Card.
12. All American Express Card transactions shall be subject to bank approval.
13. Qualified Cardmembers shall ensure they have the appropriate documentation to depart/enter/transit their destination and that they acknowledge the risk involved in travelling, including risks of delay as a result of COVID-19 pandemic.  Emirates and BDO shall not be held responsible for any refund or any associated costs if Cardmember shall be denied entry to a country of transit or destination due to reasons such as incomplete document, travel restrictions or health protocols.
14. In case of dispute such as, but not limited to Cardmember’s eligibility, coverage of dates, fulfillments, BDO’s decision shall prevail with prior approval from DTI. All questions or disputes regarding the Cardmember’s eligibility for the Promotion or any redemption shall be resolved by BDO at its sole discretion.

Emirates Terms and Conditions
1. Valid for roundtrip and one-way travel.
2. Taxes may change without prior notice.
3. Fares are subject to change due to currency conversion rate.
4. Rates may vary due to seasonality. Rates are open to all booking classes
5. To qualify for the offer, payment must be made using a BDO-issued American Express Cards.
6. For any changes in the flight schedule, please follow fare rules.
7. All fares are non-refundable after departure, rebookable with applicable penalties subject to fare difference. If changes must be made, then the Cardmember should upgrade to the next applicable higher fare with corresponding charges (penalties and fare difference).
8. The applicable child and infant fares are as follows:
   Child 75% of the adult fare; Age: two (2)-11 years old
   Infant 10% of the adult fare; Age: below two (2) years old

9. The baggage allowance is as follows:
    Weight Concept Markets


 Piece Concept Markets (To/From Americas except 5th freedom between America and Europe)


  * Ex-Africa 2×23 kg to remain across all Economy fare brands

10. Minimum/Maximum Stay:
    Business Class: three (3) days / one (1) month
    Economy Class: three (3) days / six (6) months
11. Mileage accrual:
    Business Class: Saver (125% of the actual flight miles)
    Economy Class: Saver (35% of the actual flight miles)
12. Booking/purchase of the discounted fares are subject to availability of flights and seats.

CAB Approval No.: 0010-01-08-s.2021

P500 Cashback on Restaurant Spend

P500 Cashback on Restaurant Spend

P500 Cashback on Restaurant Spend

Get P500 Cashback for a minimum single-receipt spend of P2,000 at your favorite local restaurants.

Promotion Period: January 15 to February 28, 2021

Qualified Cards:
New and existing Basic and Supplementary Cardmembers of BDO-issued American Express Cards (except American Express Corporate Cards).

Promotion Offer:
Earn P500 Cashback for a minimum single-receipt spend of P2,000 at local restaurants. Valid for dine-in, take-out and delivery.

• A qualified Cardmember can earn up to a maximum of P3,000 cashback at the end of the promo period.
• The cashback shall be credited to Basic Cardmember’s account on or before March 31, 2021.
• Only transactions made from BDO-acquired local restaurants accepting American Express Cards issued by BDO and transactions that will fall under the Merchant Category Classifications “MCC” 5812, 5813 and 5814 will qualify for cashback.

Exclusions:
• Transactions from Food Delivery Apps such as GrabFood, LalaFood, Foodpanda, etc.
• Any transactions used to register or redeem from other on-going BDO Credit Card Promotions, Overseas Transactions, Business-related transactions, Transactions from Casino or from merchants engaged in Gambling and BDO Internal Installment Program such as Balance Transfer, EasyPay Cash Out, EasyPay Convert and Cash-It-Easy.


PROMOTION MECHANICS:
1. The promotion is open to all active Basic and Supplementary Cardmembers of American Express® Cards issued by BDO, excluding American Express Corporate Cards.
2. The promotion/spend period is from January 15 to February 28, 2021.
3. To earn Cashback:
• Cardmember must spend a minimum single-receipt of P2,000 in local restaurants to earn P500 cashback. Offer is valid for dine-in, take-out and delivery transactions. A maximum cashback of P3,000 can be earned per Qualified American Express Card within the promotion period (Basic and Supplementary Credit Card accounts are treated separately):

Sample Scenarios:

“Restaurant Spend” is defined as transactions made at BDO-acquired restaurants accepting American Express Cards issued by BDO, located in the Philippines only. BDO has sole discretion to determine/qualify whether a transaction is classified as a local restaurant transaction.

BDO is dependent on the Merchant Category Classifications “MCC” assigned by its Acquiring bank on each merchant establishments to be able to identify qualified transactions. Only transactions that will fall under MCCs 5812, 5813 and 5814 will qualify for the Cashback.

4. The following transactions are NOT QUALIFIED for the promotion:

5. The Basic Credit Card Account is treated as separate from the Supplementary Credit Card Account. Thus, the Basic and Supplementary Cardmembers are not allowed to combine their purchases to qualify for the promotion.

Crediting of Cashback:
1. The American Express Card must be active and of good credit standing with no past due obligation during the promotion period and at the time of crediting of the cashback otherwise, the cashback earned shall be forfeited.
2. A Cardmember may earn up to a maximum of P3,000 worth of Cashback per Card at the end of the promotion period.  Once a Basic or Supplementary Cardmember reaches the maximum Cashback, he/she can no longer earn the Cashback.
3. The Cashback shall be credited to the Basic Cardmember’s account on or before March 31, 2021.
4. An SMS notification will be sent to the Cardmember’s mobile number registered with BDO upon successful posting of the Cashback. Cardmembers must ensure that their contact details registered with BDO is correct and updated.  BDO will not be responsible for the non-receipt of the SMS notification due to incorrect or outdated contact details.
5. The Cashback earned will reflect to the next Statement of Account with transaction description of “Amex Cashback on Restaurant Spend”.
6. If no discrepancy is reported by the Cardmember within sixty (60) days after the Cashback were credited or should have been credited, the Cashback will be considered correct.

General Terms and Conditions:
1. The Cashback earned in this promotion has no monetary value and are not transferrable, non-refundable and not convertible to cash. However, it is treated as a credit or payment for purchases or any outstanding balance on the Card.
2. This promotion cannot be used in conjunction with other on-going promotion of BDO and American Express.  Transactions used to avail of any BDO Credit Card Promotion (including but not limited to BDO Spend Anywhere Cashback Promotion, Credit Card Activation Programs, SM 3-Day Sale, SM Affiliated Rebate Offers, etc.) will no longer earn Cashback for this promotion.  Should there be other American Express or BDO promotions running simultaneously, a Cardmember is eligible to qualify to one (1) promotion/program only.
3. BDO reserves the right to reverse the Cashback previously credited to the Cardmember if the qualifying purchase or transaction is cancelled at a later date, is found to be invalid, is found to be used in conjunction with other BDO and American Express promotions or if there was an error in the crediting of the Cashback.
4. In case of dispute pertaining to, but not limited to, the Cardmember’s eligibility, coverage of dates, transaction qualification, fulfillment, etc., BDO’s decision will prevail. All questions or disputes regarding the Cardmember’s eligibility for the promotion shall be resolved by BDO with the concurrence of DTI.
5. The promotion is subject to the Terms and Conditions governing the issuance and use of American Express Cards issued to the Cardmembers.

DTI Fair Trade Permit No. FTEB-111787, Series of 2021.

Pay Tuition on Installment!

Pay Tuition on Installment!

Pay Tuition on Installment!

Turn your tuition or school-related receipts back to CASH and enjoy as low as 0.70% monthly add-on rate.

Promotion Offer:
Turn your tuition or school-related receipts back to CASH at a low monthly add-on rate of 0.70% on 12, 18 and 24-month installment terms using your American Express® Card issued by BDO.
a) Exchange assessment forms, tuition or school-related official receipts to CASH via EasyPay Cash Tuition Program*
• Visit the nearest BDO branch or
• Call BDO Customer Contact Center at (02) 8631-8000 or 1-800-10-631-8000 (PLDT)

*Offer is available for Basic Cardmembers only.

Promotion Mechanics:
1.  The promotion is open to all active Basic Cardmembers of BDO-issued American Express Cards.
2.  The promotion is from January 1 to April 30, 2021.
3.  All transactions must meet a minimum single amount of P3,000.
4.  To get cash from paid or unpaid Tuition expenses, Cardmember must:
• Visit the nearest BDO branch and present his/her Tuition Official Receipts (ORs) / School Assessment Forms / Other School-related Receipts with the completely filled out EasyPay Cash Tuition application form. Visit bdo.com.ph/branches-atms-locator for the complete list of participating branches.
• Call BDO Customer Contact Center** at (02) 8631-8000 (PLDT) or 1-800-10-631-8000 (PLDT) and submit the Tuition ORs / School Assessment Forms / School-related Official Receipts from school supplies.
5.  The ORs must meet the following criteria:
• Must be addressed to “C”, “Cash”, “Student's name”, “Cardmember's name”, “Cardmember’s children”, “Cardmember’s grandchildren”, or “Cardmember’s nieces/nephews” only.
• Must contain the name of the school and its TIN (for Tuition Receipts).
• ORs from purchasing smartphones, tablets, laptops or any other school-related expenses purchased from bookstores or school supplies stores should reflect cash payment.
• Must not be more than 60 days from OR date.
• May be single or accumulated.
• Credit card payment is not acceptable.
6.  You can get the proceeds in different ways (applicable only to provision 4):
• Deposited to your Personal BDO Savings or Current Account (approved amount deposited as cash).
• Deposited to your Personal Non-BDO Savings or Current Account (approved amount deposited as check subject to clearing period).
Note: Your other bank must have a branch located within Ortigas Area
• Released to you as CASH, if application was processed via participating branches.
7.  The monthly add-on interest rates below apply:



Sample Computation:
Amount to be charged: P15,000
Installment term: 12 months
Factor rate: 0.090333829

Formula: Amount x Factor Rate = Fixed Monthly Amortization*
P15,000 x 0.090333829 = P1,355.01 per month for 12 months

*Above computation is presented as a guide to derive the monthly amortization.  Actual monthly amortization may vary slightly due to rounded values.

8.  There may have a slight difference between the actual monthly installment amortization billed and the computed monthly installment amortization presented in the sample computation. Amounts may differ due to the rounded values.
9.  An Installment Availment Fee of P200 will be charged for every approved EasyPay Cash Tuition application. The Installment Availment Fee is non-refundable and will be due/payable even if Cardmember decides to pay the entire remaining balance before the end of the payment term.
10. BDO may, at its sole and absolute option, accommodate Cardmember’s request to accelerate the charging of the full amount of the remaining unbilled monthly amortization/s on the EasyPay Cash Tuition transactions, provided that the Cardmember's total outstanding balance due for the pertinent monthly billing cycle is paid in full. Further, a corresponding Installment Processing Fee of Five percent (5%) of the total remaining balance or Php300, whichever is higher, will be charged to the Cardmember’s account. After BDO has approved the Cardmember's acceleration, the total accelerated amount due and the corresponding Installment Processing fee shall form part of the total outstanding amount due for the pertinent monthly billing cycle and must be paid in full.
11.  All EasyPay Cash Tuition transactions are subject to credit approval.

**5 banking days approval

 

Per DTI Fair Trade Permit No. FTEB 111340, Series of 2020.

Free P200 Starbucks Gift Certificate

Free P200 Starbucks Gift Certificate

Free P200 Starbucks Gift Certificate

Get a Free P200 Starbucks Gift Certificate for a minimum purchase of P6,000 at participating Ayala Malls from January 1 to February 28, 2021.

Promotion Period:
January 1 to February 28, 2021

Qualified Cards:
All active Basic and Supplementary Cardmembers of all American Express® Cards issued by BDO

How to Redeem:
Redemption may be done digitally (via Ayala Malls Online Promotion Portal at eraffle.ayalamalls.com.ph) or manually (Just proceed to the Mall Concierge).

Promotion Offer:
Free P200 Starbucks Gift Certificate for a minimum single or accumulated spend of PH₱ 6,000 / US$ 120 at any merchants within participating Ayala Malls.


Promotion Mechanics:
1. The promotion is open to all active Basic and Supplementary Cardmembers of all American Express Cards issued by BDO (The “Cardmember/s”).
a. American Express® Platinum Card
b. American Express® Gold Card
c. American Express® Green Card
d. American Express® Platinum Credit Card
e. American Express® Gold Credit Card
f. American Express® Cashback Credit Card
g. American Express® Credit Card
h. Blue from American Express
i. BDO Dual Gold American Express® Card
j. Cathay Pacific American Express® Credit Card
k. Cathay Pacific American Express® Elite Credit Card
l. American Express® Corporate Card
2. The promotion is available at the following participating Ayala Malls.
a. Abreeza
 b. Alabang Town Center
c. Ayala Center Cebu
d. Ayala Malls Cloverleaf
e. Ayala Malls Feliz
f. Ayala Malls The 30th
g. Ayala Malls Solenad
h. Ayala Malls Vertis North
i. Bonifacio High Street
j. Centrio Mall
k. Fairview Terraces
l. Glorietta
m. Greenbelt
n. Harbor Point
o. Market! Market!
p. MarQuee Mall
q. TriNoma
r. U.P. Town Center
3. The Promotion Period is from January 1, 2021 to February 28, 2021.
4. To qualify for a Free P200 Starbucks Gift Certificate, the Cardmember must meet the minimum single or accumulated spend of PH₱ 6,000 / US$ 120 at any merchants within one (1) participating Ayala Mall. For accumulated transactions, each receipt must be minimum of PH₱ 1,000 / US$ 20.
5. There is no limit to the number of promotion entries that a Cardmember may earn as long as each entry meets the spend requirement within one (1) participating Mall. Thus, Cardmembers are NOT allowed to combine transactions from different participating Ayala Malls for the purpose of reaching the spend requirement for one (1) entry.
6. Purchases must come from one (1) qualified Card. A Basic Card account is treated separately from the Supplementary Card account. Thus, the Basic and Supplementary Cardmembers are NOT allowed to combine their transactions for the purpose of reaching the spend requirement.
7. For installment purchases, the principal/full purchase amount shall be considered in the computation of spend.
8. The Cardmember must register to join the promotion. The registration may be done digitally (via Ayala Malls Online Promotion Portal at eraffle.ayalamalls.com.ph) or manually (via Ayala Malls Concierge).
9. The Cardmember may earn the P200 Starbucks Gift Certificate/s only upon confirmation of the purchase transaction.
10. The P200 Starbucks Gift Certificate/s are subject to the following conditions:
a. The Gift Certificate/s are transferable but non-refundable, not convertible to cash, nor it is exchangeable and replaceable at any circumstances.
b. Qualified Cardmembers shall shoulder all costs they may incur in securing the Gift Certificate/s (bus fares, taxi fares, gas, parking, meals, etc.)
c. Gift Certificate/s not claimed after sixty (60) calendar days from the end of the promotion period or until April 30, 2021 forfeits the Cardmember’s right of the Gift Certificate/s in favor of Ayala Malls with prior approval of DTI.
11. In the event that the Cardmember cannot personally claim his/her Gift Certificate/s, an authorized representative may claim on his/her behalf, provided that the representative brings the following.
a. Notice sent to the Cardmember via registered email address (only applicable to those who digitally registered for the promotion via the Ayala Malls Online Promotion Portal)
b. Letter of authorization signed by the Cardmember and the representative
c. Valid government-issued identification cards of the Cardmember and representative, one (1) of each, with photo and signature (e.g. driver’s license, unified ID, passport)
12. Cancellation of purchases result in cancellation of the equivalent promotion entries earned.
13. In case of dispute, the decision of Ayala Malls and BDO with concurrence of DTI shall be considered final.
14. Ayala Malls is authorized to give necessary information to its third-party contractor or agent to perform or complete the redemption process.
15. Fraud, abuse, or any unauthorized action on the participation / availment in the promotion may result in the disqualification of the Cardmember from the promotion according to Ayala Malls and BDO’s discretion.
16. Terms and conditions governing the issuance and use of American Express Cards issued by BDO likewise apply.

Redemption Process:
A. Digital Registration
1. The Cardmember must scan the QR code placed on the posters stationed around the Mall or posted online which will lead to the online promotion portal of Ayala Malls. Alternatively, the Cardmember may go to eraffle.ayalamalls.com.ph.
2. The Cardmember must:
a. Register to the portal if the Cardmember doesn’t have an account yet
b. Log in to the portal if the Cardmember already has an account, or
c. Join as guest if the Cardmember doesn’t want to create an account or log in
3. Fill out the Promo Entry form with the following information.
a. Select Mall
b. Name (First Name, Middle Name, Last Name)
c. First 6 and Last 4 digits of the American Express Card Number
d. Email address
e. Complete Address
f. Contact number
g. Select the Promotion Name: Fresh Start Promo with BDO American Express
h. Select a Store
i. Sales invoice / official receipt number and transaction slip
j. Purchase amount
k. Upload actual photos of the sales invoice/official receipt and transaction slip.
l. A Cardmember may upload up to twelve (12) photos per registration – Six (6) sales invoice / official receipt and six (6) transaction slip.
4. A Cardmember may submit up to six (6) entries per registration. If the Cardmember has more than six (6) entries, he/she may register again at the Ayala Malls Online Promotion Portal.
5. A confirmation message will be provided upon successful submission of entries.
6. If qualified, a confirmation email with the redemption details will be sent to the Cardmember’s email address within forty-eight (48) hours from submission of entry.
7. The Cardmember must go to the Ayala Mall Concierge where his/her transactions were made to claim the Starbucks Gift Certificate/s during Mall hours within the redemption period and present the following:
a. Notice sent to the qualified Cardmember via registered email address
b. One (1) valid government-issued identification card of the qualified Cardmember with photo and signature (e.g. driver’s license, unified ID, passport)

B. Manual Registration:
1. The Cardmember must register via the Ayala Malls Concierge by filling out and submitting the customer information stub with the following details:  
a. Name (First Name, Middle Name, Last Name)
b. First 6 and Last 4 digits of the American Express Card Number
c. E-mail address
d. Complete Address
e. Contact number
2. Present his/her American Express Card along with valid government-issued identification cards with photo and signature (e.g. driver’s license, unified ID, passport).
3. Present the actual sales invoice/official receipt and transaction slip.
4. The Concierge will validate all information provided by the Cardmember. Once qualified, the Concierge will mark the sales invoice / official receipt and transaction slip as claimed, encode the details in the online promo portal of Ayala Malls and release the Gift Certificate/s to the Cardmember.

DTI Fair Trade Permit No. FTEB-111244, Series of 2020.

Zero percent (0%) intallment on fitness packages

Zero percent (0%) intallment on fitness packages

Zero percent (0%) intallment on fitness packages

Enjoy 20% Savings and Zero percent (0%) interest on installment for up to Six (6) months term at Slimmers World.

Promotion Offer:
Avail of Lifetime Membership Packages at Zero percent (0%) interest on installment for up to Six (6) months term, 20% savings on regular fitness packages, or a Gift Certificate* worth P1,500 for every installment purchase of P25,000 with your BDO-issued American Express Card.

Buy now and get billed Two (2) months later.
    
*For new customers only; allows the bearer to a free three (3)-day gym trial or one facial session at Slimmers World Face & Skin Clinic.

Promotion Mechanics:
1. The Promotion is open to all active Basic and Supplementary Cardmembers of BDO-issued American Express Cards.
2. The Promotion will run from December 18, 2020 to February 28, 2021.
3. The Promotion is available at select branches of Slimmers World:

4. Qualified Cardmembers may avail of the following offers:
◦ Lifetime Membership Packages at Zero percent (0%) interest on installment for up to Six (6) months term
◦ 20% Savings on regular fitness packages
◦ Gift Certificate* worth P1,500 for every installment spend of P25,000
◦ Buy now and get billed:
- Three (3) months later for December 18 to 31, 2020 transactions
- Two (2) months later for January 1 to February 28, 2021 transactions
          
*For new customers only; allows the bearer to a free three (3)-day gym trial or one facial session at Slimmers World Face & Skin Clinic.

5. The promotional discount and/or free item is not convertible to cash or other item(s).
6. To redeem the free item(s), Cardmember must present the original customer's copy of the BDO installment transaction charge slip and the qualified sales invoice at the store's payment counter from December 18, 2020 to April 30, 2021.
7. Cardmember with lost/stolen or faded/unreadable BDO installment charge slip will not be allowed to redeem. BDO and Slimmers World are not obliged to recognize or replace lost or faded charge slip(s) for purposes of item(s) redemption.
8. Redemption of free item(s) from split transactions is not allowed.
9. The Promotion cannot be used in conjunction with the store's other promotional offers, in-store sale or discounts, privileges and VIP cards and shall be subject to the store's existing terms and conditions.
10. All BDO installment transactions are subject to bank approval.
11. The entire installment transaction amount shall be deducted from the Cardmember's available credit limit.
12. The Buy Now, Pay Later (BNPL) Installment Program will be effective as follows:


The monthly installment due on BNPL transactions, together with the monthly interest and penalty charge (if any), will be billed to the Cardmember based on the above schedule and every month thereafter until the total amount payable is paid in full.
       
13. BDO may, at its sole and absolute option, accommodate Cardmember’s request to accelerate the charging of the full amount of the remaining unbilled monthly amortization/s on the EasyPay in-store installment transactions, provided that the Cardmember's total outstanding balance due for the pertinent monthly billing cycle is paid in full. Further, a corresponding Installment Processing Fee of Five percent (5%) of the total remaining balance or P300, whichever is higher, will be charged to the Cardmember’s account. After BDO has approved the Cardmember's acceleration, the total accelerated amount due and the corresponding Installment Processing Fee shall form part of the total outstanding amount due for the pertinent monthly billing cycle and must be paid in full.
14. In case of dispute in respect of but not limited to BDO Credit Cardmember's eligibility, coverage of dates, fulfillment, BDO's decision shall prevail.  All questions or disputes regarding the Cardmember's eligibility for the Promotion shall be resolved by BDO. The promotional discount is not convertible to cash or other item(s).

 

DTI Fair Trade Permit No. FTEB 110928, Series of 2020.