offers

Balance Transfer 0.79% low rate promotion

Balance Transfer 0.79% low rate promotion

Balance Transfer 0.79% low rate promotion

Enjoy low rates when you transfer your account balances to your American Express® Card.

Promotion Offer:
Enjoy low rates when you transfer your non-BDO Credit Card or personal/salary loan account balances to your qualified American Express® Card issued by BDO for a minimum Balance Transfer amount of P20,000 charged up to a 24 months installment term.

Promotion Mechanics:
1. The Promotion is open to qualified Basic Cardmembers of American Express Cards issued by BDO whose accounts are active and current at the time of the application. Excluded in the promotion are the American Express® Corporate Cards.
2. Promotion period is from October 1 to December 31, 2018.
3. Qualified Cardmembers may transfer his/her non-BDO Credit Card or personal/salary loan account balances to his/her American Express Card for a minimum Balance Transfer (“BT”) amount of P20,000 charged on 3, 6, 12, 18 or 24 months installment terms.



For Balance Transfer amount of at least P5,000 to below P20,000 the following rates shall apply:



Sample Computation for a Balance Transfer amount of P20,000 at 24-month term:

Balance Transfer amount x Factor Rate = Monthly Amortization
P20,000 x 0.049567 = P991.34 per month for 24 months
    
4. The Basic Cardmember can apply Balance Transfer promotion via BDO branches1 and Online Banking.  Table below shows ways on how to avail and minimum requirements to apply.
       


5. The required minimum Balance Transfer amount may come from a maximum of two (2) non-BDO account balances that is/are at least six (6) months old; active and current at the time of application.  The Balance Transfer amount per non-BDO account balance(s) must be at least P5,000 and issued by a major card issuer and/or bank in the Philippines.
6. The Cardmember must continue to pay the minimum amount due on his/her non-BDO account balance while the Balance Transfer application is still in process.
7. If approved, BDO will issue a check or make a fund transfer directly to the non-BDO Card issuer/bank.  The check or fund transfer amount will be equivalent to the approved Balance Transfer amount.
8. Approved Balance Transfer applications can no longer be reversed/cancelled.
9. All transactions are subject to the Bank's approval and once approved shall be subject to the Terms and Conditions (“T&C”) of the Balance Transfer Program and the T&C governing the issuance and use of the BDO Credit Cards.
10. BDO may, at its sole and absolute option, accommodate the Cardmember’s request to accelerate the charging of the full amount of the remaining unbilled monthly amortization/s on the Balance Transfer installment transactions, provided that the Cardmember's total outstanding balance due for the pertinent monthly billing cycle is paid in full. Further, a corresponding Installment Processing Fee of 5% of the total remaining balance or P300, whichever is higher, will be charged to the Cardmember’s account. After BDO has approved the Cardmember's acceleration request, the total accelerated amount due and the corresponding Installment Processing Fee shall form part of the total outstanding amount due for the pertinent monthly billing cycle and must be paid in full.3


1Balance Transfer applications can be processed in over 1,000 BDO branches nationwide. Visit www.bdo.com.ph/BT to view complete list of participating BDO branches.
2Asia United Bank, BPI, Metrobank, Security Bank and Union Bank credit cards can only be processed via BDO Online Banking.
3Not applicable to the American Express®  Charge Cards.

 

Per DTI-FTEB Permit No. 10552, Series of 2018.

3+1 FREE on buffet at Tong Yang Plus

3+1 FREE on buffet at Tong Yang Plus

3+1 FREE on buffet at Tong Yang Plus

3 + 1 FREE on weekday lunch buffet at Tong Yang Plus until November 29, 2018.

Promotion Offer:
Get 3 + 1 FREE on weekday lunch buffet at Tong Yang Plus with your American Express Card® issued by BDO.



The offer is valid on weekdays only.

Call at (02) 845-4647 to reserve.
The offer is available at Tong Yang Plus, SM North EDSA and SM Sucat.

Promotion Mechanics:
1. The promotion is open to all active Basic and Supplementary Cardmembers of American Express Cards issued by BDO.
2. The promotion runs from October 15 to November 29, 2018. Valid only on weekdays for the lunch buffet. Blackout dates apply on November 1 and 2, 2018.
3. Offer of one (1) free buffet is applicable to three (3) full paying adults for every group of four (4) diners.
4. To avail of the promotion, Cardmember must charge the total amount of purchase to his/her qualified American Express Card through a BDO point-of-sale terminal. Discount applies before taxes. Standard service charge applies.
5. Only one (1) qualified American Express Card may be used per single-receipt transaction and only one (1) qualified American Express Card will be accepted per Cardmember, per visit, even if he/she has more than one (1) qualified American Express Card. Splitting of a single transaction for the purpose of availing multiple discounts is prohibited. The promotion is valid for single-receipt transactions only.
6. Offer cannot be used in special/banquet events and is not convertible to cash.
7. The offer cannot be exchanged for other items or discounts and cannot be used in conjunction with other promotional offers by Tong Yang Plus. In the purchase of goods and services which are on the promotional discount, the Senior Citizen and Person with Disability can avail of the promotional discount or the discount provided under the expanded Senior Citizens Act of 2010 or Magna Carta for Persons with Disability, whichever is higher.      

 

Per DTI-FTEB Permit No. 19049, Series of 2018.

FREE Imarflex Convection Oven at Robinsons Appliances!

FREE Imarflex Convection Oven at Robinsons Appliances!

FREE Imarflex Convection Oven at Robinsons Appliances!

Get a FREE Imarflex Convection Oven for a minimum Installment purchase of P40,000 at Robinsons Appliances.

Promotion Offer:
Get a FREE Imarflex Convection Oven at Robinsons Appliances for a minimum installment purchase of P40,000 using your American Express Card® issued by BDO

Plus, enjoy Zero Percent (0%) interest on installment for up to 24 months term to be billed three (3) months after with your American Express Card.

Click here for the complete list of Robinsons Appliances branches.

Promotion Mechanics:
1. The promotion is open to all active Basic and Supplementary Cardmembers of American Express Cards issued by BDO. Excluded in the promotion are The American Express® Corporate Cards.
2. The promotion will run from October 10 to December 31, 2018.
3. The promotion is available in all Robinsons Appliances stores nationwide.
4. Qualified Cardmembers may avail of Buy Now, Pay Next Year Installment Program at Zero Percent (0%) interest for up to 24 months installment term to be billed after three (3) months.
5. Qualified American Express Cardmembers can get a FREE Imarflex Convection Oven worth P4,500 for a minimum installment purchase of P40,000.
6. The free item is not convertible to cash, discount or other item(s).
7. To redeem the free item(s), American Express Cardmembers must present the original customer's copy of the BDO installment transaction charge slip and the qualified sales invoice at the store's payment counter from October 10, 2018 to March 1, 2019.
8. Cardmembers with lost/stolen or faded/unreadable BDO installment charge slip will not be allowed to redeem.  BDO and Robinsons Appliances are not obliged to recognize or replace lost or faded charge slip(s) for purposes of item(s) redemption.
9. Redemption of free item(s) from split transactions is not allowed.
10. BDO reserves the right to charge the cost of the free item, at prevailing retail price, to the Cardmember's Card account or collect the cost from the Cardmember if he/she cancels the installment transaction at a later date or if Cardmember made an invalid redemption.
11. The promotion cannot be used in conjunction with the store's other promotional offers, in-store sale or discounts, privileges and VIP cards, and shall be subject to the existing store's terms and conditions.
12. All BDO installment transactions are subject to bank approval.
13. The entire installment transaction amount shall be deducted from the Cardmember's available credit limit.
14. Monthly installment due on Buy Now Pay Next Year installment transactions together with the monthly interest and penalty charge (if any) will be billed to the Cardmember starting on the fourth (4th) monthly billing statement cycle after the original transaction date and every month thereafter until the total amount payable is paid in full.
15. In case of dispute in respect of but not limited to Cardmember's eligibility, coverage of dates, fulfillment, BDO's decision shall prevail.  All questions or disputes regarding the Cardmember's eligibility for the Promotion shall be resolved by BDO.
16. BDO may, at its sole and absolute option, accommodate Cardmember’s request to accelerate the charging of the full amount of the remaining unbilled monthly amortization/s on the EasyPay in-store installment transactions, provided that the Cardmember's total outstanding balance due for the pertinent monthly billing cycle is paid in full. Further, a corresponding Installment Processing Fee of five percent (5%) of the total remaining balance or P300, whichever is higher, will be charged to the Cardmember’s account. After BDO has approved the Cardmember's acceleration, the total accelerated amount due and the corresponding Installment Processing Fee shall form part of the total outstanding amount due for the pertinent monthly billing cycle and must be paid in full.*

 

*Not applicable to American Express® Charge Cards.
Per DTI-FTEB Permit No. 11540, Series of 2018.

Exciting Installment Deals at Our Home

Exciting Installment Deals at Our Home

Exciting Installment Deals at Our Home

Enjoy Zero Percent (0%) interest on installment of up to 24 months term at Our Home until December 15, 2018.

Promotion Offer:
Style up your home with light and easy installment deals at Our Home. Avail of the Zero Percent (0%) interest of up to 24 months installment term with your American Express Card® issued by BDO.

Plus, get billed three (3) months later at Zero Percent (0%) interest with your American Express Card.

Promotion offer is valid from October 1 to December 15, 2018 in all Our Home branches nationwide.

Promotion Mechanics:
1. The qualified Cardmembers may avail of the Zero Percent (0%) interest subject to existing minimum installment amount agreement with Our Home.
2. Zero Percent (0%) interest is applicable if the Cardmember pays his/her monthly installment in full.
3. Our Home has the sole discretion on the term/s and item/s applicable for Zero Percent (0%) offering.
4. For items not included in the Zero Percent (0%) offer, the regular monthly add-on interest rates below apply:
       


5. Availment of the EasyPay Installment shall be subject to bank approval.
6. The entire installment transaction shall be deducted from the available credit limit.
7. BDO may, at its sole and absolute option, accommodate Cardmember’s request to accelerate the charging of the full amount of the remaining unbilled monthly amortization/s on the EasyPay in-store installment transactions, provided that the Cardmember's total outstanding balance due for the pertinent monthly billing cycle is paid in full. Further, a corresponding Installment Processing Fee of five percent (5%) of the total remaining balance or P300, whichever is higher, will be charged to the Cardmember’s account. After BDO has approved the Cardmember's acceleration, the total accelerated amount due and the corresponding Installment Processing Fee shall form part of the total outstanding amount due for the pertinent monthly billing cycle and must be paid in full.*

 

*Not applicable to American Express® Charge Cards.
Per DTI-FTEB Permit No. 11188, Series of 2018.

Buy One, Get One at Alba!

Buy One, Get One at Alba!

Buy One, Get One at Alba!

Buy One, Get One on lunch and dinner buffet at Alba Restaurante Español until November 30, 2018.

Enjoy Buy one (1), get one (1) on lunch and dinner buffet at Alba Restaurante Español with your American Express® Card issued by BDO.

• Available from Monday to Thursday for lunch and dinner.

• Lunch buffet rate is at P765 nett per person. Dinner buffet rate is P825 nett* per person.

• Valid for a minimum of two (2) diners and a maximum of four (4) diners per Cardmember, per transaction.

*Price valid until November 2, 2018.

Alba Restaurante Español is located at 4th Level, Prism Plaza, Two Ecom Center Building, Bayshore Avenue corner Harbor Drive, Mall of Asia Complex, Pasay City.

Call (02) 808-8210 or (02) 8082326 to reserve.

_______________________________________________________________

Promotion Mechanics:

1. The promotion is open to all active Basic and Supplementary Cardmembers of American Express Cards issued by BDO.

2. The promotion runs from October 10 to November 30, 2018.

3. Offer is available from Monday to Thursday for lunch and dinner period.

4. Advance reservation is required to ensure seating availability. Call (02) 808-8210 or (02) 8082326 to reserve.

5. To avail of the promotion, Cardmembers must charge the total amount of purchase to his/her qualified American Express Card through a BDO point-of-sale terminal. Standard service charge applies.

6. Only one (1) qualified American Express Card may be used per single-receipt transaction and only one (1) qualified American Express Card will be accepted per Cardmember per visit even if he/she has more than one (1) qualified American Express Card. Splitting of a single transaction for the purpose of availing multiple discounts is prohibited. The promotion is valid for single-receipt transactions only.

7. Offer cannot be used in special/banquet events and is not convertible to cash.

8. The offer cannot be exchanged for other items or discounts and cannot be used in conjunction with other promotional offers by Alba Restaurante Español. In the purchase of goods and services which are on the promotional discount, the Senior Citizen and Person with Disability can avail of the promotional discount or the discount provided under the expanded Senior Citizens Act of 2010 or Magna Carta for Persons with Disability, whichever is higher.

 

                                                               Per DTI-FTEB Permit No. 19051, Series of 2018.

GC Treats with Rustan's Supermarket

GC Treats with Rustan's Supermarket

GC Treats with Rustan's Supermarket

FREE P1,000 Gift Certificate from Rustan's Supermarket or Marketplace by Rustan's for a minimum P40,000 local purchase.

Promotion Mechanics:
1. The promotion is open to all active Basic and Supplementary Cardmembers of American Express® Cards issued by BDO except The American Express® Corporate Cards.
2. Qualified Cardmembers who will meet the minimum LOCAL spend requirement in a single-receipt transaction from October 8 to December 31, 2018 are entitled to redeem a FREE treat:



3. Redemption of the treat is from October 22, 2018 to March 1, 2019.
4. The following transactions are QUALIFIED, including, but not limited to:

• Local Retail Transactions (Straight or Installment)
• Local Mail / Telephone Order (MOTO)

The following transactions are EXCLUDED from this promotion:
• Foreign/International transactions
• Transactions from gasoline/service stations
• Casino, betting or gambling transactions
• Online or Internet Transactions
• Any type of Bills Payment such as Auto Charge, Charge-on-Demand, utility or recurring bills, loan payments and the like
• Cash advances made via ATM or over the counter
• Transactions from stock trading, foreign exchange trading, financial trading services, remittance and the like
• Business transactions such as but not limited to (i) direct or multi-level marketing, as well as from merchants specifically engaged in wholesale and distribution (ii) payment services and (iii) professional services
• BDO Internal Installment Programs such as Balance Transfer, EasyPay Cash and Cash it Easy
• Balance Convert and EasyPay Convert
• Any transaction used to register or redeem from other on-going BDO Credit Card Promotions

5. To redeem a treat, the Cardmember must:

•  Present his/her active American Express Card at any participating redemption outlet.
•  The American Express Card will be swiped/inserted and transaction details will be keyed in for validation using the promotion redemption terminal. No additional charges will be incurred for redemption.
•  Surrender the qualified original customer's copy of the charge slip/s. The Cardmember may photocopy the charge slip/s before it is surrendered.

6. The Cardmember may also pre-register his/her redemption. For local transactions billed in foreign currency and local MOTO transactions, pre-registration is required.

• Visit bit.ly/regAxRusMar to register transaction.
• Indicate the correct currency, transaction amount, transaction date, and approval code. An 8-digit Promotion Code will be generated for every qualified registered transaction.
•  Write down, print-out, or take a screen shot of the Promotion Code.
• Proceed to any participating redemption outlet and present the Promotion Code together with the respective American Express Card for each transaction for redemption. The American Express Card will be swiped/inserted and the Promotion Code will be keyed in for validation using the promotion redemption terminal. No additional charges will be incurred for redemption.
• Surrender the qualified original customer's copy of the charge slip/s. The Cardmember may photocopy the charge slip/s before it is surrendered.

7. Only one (1) redemption per qualified charge slip is allowed.
8. Splitting of transactions for purposes of generating multiple charge slips is prohibited.
9. For multiple slips generated from the same merchant, store or establishment made within the same day, only one (1) qualified charge slip will be accepted for redemption per Cardmember even if he/she has more than one (1) qualified American Express Card. The remaining charge slips will not be accepted. The cost of the treat redeemed through the use of the remaining charge slips shall be charged to the Cardmember's American Express Card or directly collected from the Cardmember.
10. A Cardmember will only be allowed a maximum of 20 redemptions within the promotion even if he/she has more than one (1) qualified American Express Card.
11. Ensure that the transaction date, transaction amount, and 6-digit approval code on the charge slips are readable upon redemption. BDO shall not be obliged to recognize or replace any unissued, misplaced, lost, faded, or stolen charge slip/s.
12. By participating in the promotion, the Cardmember agrees to voluntarily surrender the valid and original Customer's Copy of his/her charge slip/s to a participating establishment upon redemption of treat/s. The Cardmember may photocopy the charge slip/s before surrendering.
13. Treats are not convertible to cash and may only be availed at the participating redemption outlets specified.
14. Treats are not for resale. Any activity involving the reselling of the treats will be deemed fraudulent.
15. Cardmembers can no longer return/exchange the treat/s once it has been availed.
16. The Cardmember will be charged the cost of the treats redeemed should the Cardmember cancel the qualifying purchase or transaction at a later date or if the charge slip used to redeem the treat is found to be fraudulent. Similarly, if his/her redemption is found to be invalid, BDO reserves the right to charge the cost of the redeemed treat/s to his/her American Express Card or directly collect the cost of the treat from the Cardmember.
17. In case of dispute in respect of but not limited to the Cardmember’s eligibility, coverage of dates, fulfillment etc., BDO’s decision shall prevail. All questions or disputes regarding the Cardmember’s eligibility for the Promotion or for any redemption shall be resolved by BDO with the concurrence of DTI.
18. This promotion cannot be availed with other ongoing promotions and offers of BDO (e.g. BDO Treats promotions, SM 3-Day Sale, SM-Affiliates Rebate offers, etc.), and all ongoing promotions and loyalty programs of Rustan's Supermarket and Marketplace by Rustan's.
19. Use of the Gift Certificate is subject to the following Terms and Conditions:

• The redeemed Gift Certificate is subject to the Terms and Conditions of Rustan's Supercenters, Inc. and is valid in all Rustan's Supermarket and Marketplace by Rustan's.
• The redeemed Gift Certificate is not convertible to cash, non-refundable, nor available for cash purchase and not for resale.
• The redeemed Gift Certificate has no expiration date.

Participating Branches:


 

Per DTI-FTEB Permit No. 19173, Series of 2018.