Exceptional Service and Support 

• 24/7 Customer Service Hotline anytime, anywhere.

Membership Rewards®

• Earn 1 Membership Rewards® point for every PHP 45 you spend. Use your points to redeem from a wide array of exquisite rewards from shopping gift certificates, home appliances, gadgets and more.
• You can choose to enroll in the Frequent Traveler Option which lets you convert your Membership Rewards® points into air miles with any of the 6 Frequent Flyer Program partners or hotel loyalty points for complimentary stays.
   

Please check the Terms and Conditions for more details.

Travel with Confidence 

• 24/7 Global Assist.
• Travel Service Offices worldwide to help and assist Cardmembers with travel-related inquiries and concerns.

Comprehensive Travel Accident and Inconvenience Protection Insurance 

• Travel Accident Protection of up to PHP 10,000,000.
• Delayed Flight Departure – PHP 5,000; max of PHP 10,000 per family.
• Flight Cancellation - Up to PHP 200,000
  
• Missed Connection – PHP 5,000; max of PHP 10,000 per family.
• Luggage Delay – PHP 5,000; max of PHP 10,000 per family.
• Luggage Loss – Max of PHP 80,000 per family.

Annual Membership Fee 

• Automatic waiver of annual membership fee when you spend PHP 300,000 in a year.
• Annual Fee: Basic - PHP 3,000; Supplementary Card - PHP 1,500.

Fees and Charges 
Click here to view Table of Fees and Charges and Sample Finance Charge Computation. 

Finance Charge 
Low finance charge of 3.25% per month. 

Cash Advance 
You may withdraw up to 30% from over 1,700 BDO ATMs overseas, just look for the American Express logo. 

Online Services 
Check your statement online anytime or call our Customer Service Hotline whether you are home or abroad. 

Many Ways to Pay Your Bill 

• BDO Branch Counters: Cash or check payments are accepted at any branch.
• BDO eBanking: Transact anytime anywhere in the world through www.bdo.com.ph.
• BDO Phone Banking: Access your BDO account and pay for your Card using any touch-tone phone. Just call 8631-8000.
• SM Bills Payment Counters: Pay for your Card through SM Bills Payment.

Exclusive Discounts and Privileges 
Exceptional selection of year-round offers and fantastic savings in shopping, dining, leisure and wellness with the American Express Selects® Program, available in over 60 countries worldwide. 

Purchase Protection 
Your retail purchases are insured from theft, loss or damage within 30 days from purchase for up to PHP 50,000 per occurrence or max of PHP 250,000 per year. 

Installment 
Buy your dream gadget, appliance or furniture at Absolutely 0% interest on any of our affiliated stores nationwide. 
Turn cash purchase of at least PHP 5,000 into credit card transaction and convert into monthly installment with ExpressPay Convert.

Add Someone to Your Account 
Your Basic American Express® Card can come with a Supplementary Card that will allow you to extend the benefits of your Card to family and loved ones with full control of how much they can charge on the Card. 

Simply download and completely fill out the supplementary application form and email the scanned signed copy along with the required documents to amex@bdo.com.ph 

Click here for the Supplementary Application Form.

Our Customer Service will be more than happy to assist you. 

To learn more, contact us at: 8631-8000, or 

Domestic Toll-Free

• 1-800-10-631-8000 (PLDT)
• 1-800-3-631-8000 (Digitel)
• 1-800-5-631-8000 (Bayantel)
• 1-800-8-631-8000 (Globe), or

International Toll-Free

• (IAC)+800-8-6318000