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  • Amex Offers has saved customers millions of dollars

    Amex Offers gives you more ways to save every day. Simply select the offers you want to add to your Card, then use your Card to pay and see the savings add up as statement credits on your Account.

  • New! Mobile Check Capture by IngoTM Money

    Cash your checks in minutes through Mobile Check Capture by IngoTM Money with the Serve Mobile app.10

See How Serve Compares To The Rest

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Get Fast, Easy Access to Your Money with Direct Deposit

Direct Deposit is FREE, so don't wait to cash your paycheck or government benefits – get all or part of your paycheck added directly to your American Express Serve® Prepaid Account. If eligible, you can get your paycheck up to 2 days before payday.1

Plus, your monthly fee is waived when you use Direct Deposit during your monthly statement period.

Log In to enroll in Direct Deposit now.

Do It All On the Go

With the American Express Serve® Mobile App3, check your balance, recent transactions, add checks, get SMS text alerts, and send money. Download the iOS or Android app.

FREE Cash Reloads at the Register

Add cash for FREE across 45,000 locations – as much as $500 or as little as $20. Just give your cash and American Express Serve® Prepaid Card to the cashier, and your money will be immediately added to your Card.

We are proud to offer the largest free Cash Reload network.4 Add cash at any of these partner locations for free.

Or, add cash by purchasing a Reloadit™ wherever they're sold.5

FREE ATM Access

Get FREE ATM withdrawals at over 24,000 MoneyPass® ATM locations nationwide. And, you can withdraw cash using your American Express Serve® Prepaid Card at virtually any ATM nationwide.2

Easily Pay Bills Online for FREE

With Serve, you can pay anyone, anytime. Use FREE Online Bill Pay or Write a Check online and we'll mail it to anyone you need to pay. It's that simple!

Log In to pay your bills now.

Send & Receive Money Quickly

It's safe and easy to send and receive money from other American Express® Serve Prepaid Accounts.

Use the Mobile App3 or go online to quickly send money to family and friends for gifts, education, and more.

Easy Ways to Manage Your Money

Insights

Track and categorize your spending. Set maximum monthly budgets by spend category.

Log In to track spending.

Reserve

Set aside money for a large purchase, vacation, or a rainy day. Transfer money as often as you like from your available balance, keeping it separate from everyday spending.

Log In to set up Reserve.

Manage Family Spending with Subaccounts

Subaccounts are perfect for giving allowance, paying the babysitter, and covering college expenses. Each one comes with its own American Express® Serve Prepaid Card, while you maintain control of spending and ATM access.

Log In to set up Subaccounts.

24/7 Customer Service

You'll have access to the American Express standard of service, 24/7.

Amex Offers

Explore a range of offers – shopping, dining and more – from brands you love. It's easy and free. See what Amex Offers you.

Membership Experiences®

Get special savings and advance tickets to some of the hottest events in music, sports, and theater.6

Fraud Protection

If your American Express Serve Card is lost or stolen, we protect you against fraudulent purchases.

Travel Benefits

Assistance is only a phone call away with our Global Assist® Hotline7 and Roadside Assistance Hotline.8

Purchase Protection9

Shop with added confidence and Purchase Protection,9 which can help protect eligible purchases made with the Card against accidental damage and theft for up to 90 days from the date of purchase. Please read important exclusions and restrictions.

  1. 1

    Faster access compared to standard payday electronic deposit and subject to your employer submitting paycheck information to the bank before payday. Your employer may not submit paycheck information early.

  2. 2

    Transactions at non-MoneyPass® ATMs have a $2.50 American Express Serve fee. ATM operator fees may also apply. See serve.com/atm for details.

  3. 3

    Data rates may apply.

  4. 4

    * 2015 Aite Group Study commissioned by American Express as compared to the top eight prepaid card companies based on share volume at the time of the study.

  5. 5

    Reloadit™ fee of up to $3.95 applies.

  6. 6

    Offer valid in select cities. During the specified sales period, tickets are available exclusively to all American Express® Card Members (including Prepaid and International Cards). Tickets must be purchased with an American Express Card (including Prepaid and International Cards). Standard service charges apply. Offer is subject to availability. Not all seats are available and blackout dates apply. All sales final. No refunds. No exchanges. Offer may be changed or revoked at any time at the sole discretion of American Express. Some events may not be accessible to Card Members with disabilities.

  7. 7

    While Global Assist® Hotline coordination and assistance services are offered at no additional charge from American Express, Card Members are responsible for the costs charged by third-party service providers. For full Terms and Conditions, see americanexpress.com/GAterms.

  8. 8

    Roadside Assistance Hotline is a 24-hour dispatch hotline that can send a tow operator or locksmith to assist in an emergency situation. While Roadside Assistance Hotline is available at no additional charge, the Card Member will be charged for any services or goods provided. Tow operator or locksmith can provide the following services: towing, winching, jump starts, flat tire change when Card Member has a workable spare, lockout service when key is in vehicle and delivery of up to 2 gallons of fuel. Services are available when traveling within the United States, Canada, Puerto Rico and the U.S. Virgin Islands and only when Card Member is present with the eligible vehicle. This product does not cover some vehicles, e.g. rental vehicles, motorcycles, taxicabs, unlicensed vehicles, tractors and trucks over 10,000 lbs gross vehicle weight. Other important exclusions apply. We may be unable to provide you with coordination and assistance services in case of inclement weather or on roadways which restrict access to certain service providers. Lockout service may be unavailable for vehicles with transponder keys. Subject to additional important terms, conditions and exclusions. For full Terms and Conditions, call 1-800-333-AMEX or see americanexpress.com/RAterms.

  9. 9

    Purchase Protection is underwritten by AMEX Assurance Company, Administrative Office, Phoenix, AZ under Policy AX0951, Policy AX0952, Policy AX0956, or Policy PP-IND. Coverage is determined by the terms, conditions, and exclusions of the Policies applicable to your Card and is subject to change with notice. This document does not supplement or replace the Policy. Shipping and handling costs for the purchase will not be refunded. Certain purchases are not covered, e.g. items lost by Card Member, consumable and perishable items, motorized vehicles and their parts or accessories, and items damaged partially or entirely by natural disaster or normal wear and tear. Other important exclusions apply. You will only be reimbursed for the amount charged to your eligible Card; coverage is limited up to USD $1,000 per occurrence; not to exceed USD $50,000 per Card Member account per calendar year. You may be required to send the purchased item to us, in which case we will reimburse you for that shipping cost. To be eligible for claim payment, your account must be in good standing on the eligible card that maintains the original charge. This product provides secondary coverage. This means it pays eligible benefits not paid by any primary insurance that you have. For full Terms and Conditions, see americanexpress.com/PPterms.

  10. 10

    The Mobile Check Capture by Ingo Money service is provided by First Century Bank, N.A. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms and Conditions and Privacy Policy. All checks are subject to approval for funding in Ingo Money’s sole discretion. Approval usually takes 3 to 5 minutes but can take up to one hour. Fees apply for approved Money in Minutes transactions funded to your Account. See serve.com/fees for details. Additional terms and conditions and limits are associated with your use of the Mobile Check Capture by Ingo Money service through the Serve Mobile app. See serve.com/legal for details. Data rates may apply.

Currently there are no cash reload locations in the US Virgin Islands.

The American Express Serve® family of reloadable prepaid Accounts are available to U.S. residents who are over 18 years old only (or 19 in certain states) and for use virtually anywhere American Express® Cards are accepted worldwide, subject to verification. Fees apply. Other eligibility and restrictions apply. For complete details please visit serve.com/legal to view the applicable Consumer User Agreement for each Serve reloadable prepaid Account.

American Express Serve Service and Card are provided and issued by American Express Travel Related Services Company, Inc., 200 Vesey Street, New York, N.Y. 10285. American Express Travel Related Services Company, Inc. is licensed to engage in the transmission of money on behalf of the public. Click here for information about addressing complaints regarding our money services business, lists of our money services business licenses and other disclosures.

All users of our online services subject to the Privacy Statement and agree to be bound by Terms of Service. You can set preferences with AdChoices.

© 2016 American Express Travel Related Services Company, Inc.  All rights reserved.