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American Express Serve® Resource Center

Budget Planning: Spend Smarter and Save More with American Express Serve

Budget Planning:
Spend Smarter and Save More

Whether you’re budgeting for yourself or managing the finances for your family, start by taking a look at your spending. When you understand where your money is going, you can create a budget that will help you make better choices moving forward.

Budgeting & Savings

Types of Budgeting: Do the Math and Save More with American Express Serve

Types of Budgeting: Do the Math and Save More   

There are various budgeting methods that can help you monitor how much money comes in, track what ultimately goes out and show you what you have left over to save.

Read More Budgeting Fundamentals
Budgeting Tips for Families: Strategies for Every Stage with American Express Serve

Budgeting Tips for Families: Strategies for Every Stage

Managing family finances can be challenging. Whether you’re just starting your life together or sending your last kid off to college, your financial goals and priorities will likely shift over time.

Read More Budgeting for Families
Budgeting Apps for Android and iPhone: Manage Your Money on the Go with American Express Serve

Budgeting Apps for Android and iPhone: Your Money on the Go

Mobile budgeting apps make it easy to stay on top of your finances. There are plenty of apps that can help you track your spending and monitor your savings in real time. Choose the app that works best for you.

Read More Mobile Budgeting Apps
Budgeting Tips: 7 Suggestions to Help You Save with American Express Serve

Budgeting Tips: 7 Suggestions to Help You Save

In order to save money for the future, you need to understand how you’re spending it now. Our budgeting tips and suggestions will help you develop good financial habits and show you how to make smarter choices, so you can save more.

Read More Budgeting Tips

Budgeting for an Upcoming Baby?

Here's a tool to help plan for both the expected and unexpected costs of your new little one. Click To Expand Costs of Having a Baby

 

Downloadable Budgeting Worksheet

Check out this helpful guide to plan for monthly income and expenses so you could find more money to put aside each month. Click To Expand Budgeting Worksheet

Savings Tips: How to Keep More of What You Earn

Most people would like to manage their money better. But for many, the thought of budget planning can be overwhelming. It doesn’t have to be. Smart budgeting begins with a basic formula. Take what you make. Subtract what you spend. Anything left over is yours to save.

Follow your money trail. Once you understand how and where you spend money, you can make decisions that will lead you to generate more savings. Our budgeting and savings tips will point you in the right direction and can show you how to take control of your personal finances. There are also several budgeting apps for Android and iPhone that can monitor your transactions and help you spend less, so you can ultimately save more.

Managing your own money comes down to tracking your pluses and minuses. Budget planning for your family follows the same basic principles. The main difference is that you need to account for your partner’s income and spending and consider the costs associated with raising children.

A prepaid debit Account like American Express Serve® can help you stay on budget and create more savings. Use Serve to pay bills, track your transactions, establish spending limits, monitor your balance and set aside funds for an emergency.

Terms & Conditions

Serve is not a bank account and is not issued by a bank.

The American Express Serve® family of reloadable prepaid Accounts are available to U.S. residents who are over 18 years old only (or 19 in certain states) and for use virtually anywhere American Express® Cards are accepted worldwide, subject to verification. Fees apply. Other eligibility and restrictions apply. For complete details please visit serve.com/legal to view the applicable Consumer User Agreement for each Serve reloadable prepaid Account.

American Express Serve Service and Card are provided and issued by American Express Travel Related Services Company, Inc., 200 Vesey Street, New York, N.Y. 10285. American Express Travel Related Services Company, Inc. is licensed to engage in the transmission of money on behalf of the public. Click here for information about addressing complaints regarding our money services business, lists of our money services business licenses and other disclosures.

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© 2016 American Express Travel Related Services Company, Inc. All rights reserved.

Helpful Tools & Tips

Budgeting for a baby infographic from American Express Serve

Here's a tool to help plan for both the expected and unexpected costs of your new little one.

Click To Expand Click To Expand

More Budgeting Resources

Budgeting Worksheet Infographic from American Express Serve

Check out this helpful guide to plan for monthly income and expenses so you could find more money to put aside each month.

Click To Expand Click To Expand