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Getting Started

Before you start using your new Card, please take a few moments to activate it.

You can find out everything you need to know about your Card right here. Be sure to bookmark this page for easy reference.

Take A Minute To Register Your Card Online

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Apply For Your Supplementary Cards

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Consolidate Your Monthly Bills


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Sign Up For MYCA/Paperless


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The Simple Pleasure Of 
Earning More STAR$®

6X STAR$® When You Spend In CapitaLand Malls
Earn 5 STAR$® for every S$1 spend. Additional 25 STAR$® will be awarded on eligible purchases of goods and services in blocks of S$1, on a cumulative basis at the end of every calendar month, capped at S$1,200 per calendar month at participating merchants in participating CapitaLand Malls.

6X STAR$® is equivalent to 3% rebate voucher!
Here’s an example of how you can enjoy the perks:

Rebate_Strip

1X STAR$® When You Spend Outside CapitaLand Malls
With every S$1 that you spend on eligible purchases, you earn 5 STAR$®.

STAR$® Xtra Programme
Earn additional 10X STAR$® at over 65 outlets across participating CapitaLand Malls. Receive 50 STAR$® for every S$1 spent on your American Express Capitacard – this is on top of the 6X STAR$® that you earn across participating merchants at CapitaLand Malls!

Most Convenient Way To Earn STAR$®
All STAR$® earned with the American Express CapitaCard are credited directly into your CapitaStar account after your billing statement date.

Redeem STAR$®
Shopping should be a pleasure. Once you have built up a nice treasure trove of STAR$®, you can redeem them for CapitaVoucher in the following denominations:

  • 5,000 STAR$® - S$5 CapitaVoucher
  • 10,000 STAR$® - S$10 CapitaVoucher
  • 50,000 STAR$® - S$50 CapitaVoucher

To redeem your STAR$® for CapitaVoucher, simply present your photo Identity Card and CapitaCard at any Customer Service Counter/Concierge at the participating CapitaLand Malls (except Clarke Quay and ION Orchard). CapitaStar Terms and Conditions also apply. Please visit www.capitastar.com.sg/en/policy-and-terms/

Purchase of CapitaVoucher
Your American Express CapitaCard is the only Card accepted to buy CapitaVoucher at any Customer Service Counter/Concierge of participating CapitaLand Malls (except Clarke Quay). Amounts billed for the purchase of CapitaVoucher will not earn STAR$®.

Get up to
S$60 CapitaVoucher
in the form of STAR$® when you spend S$888 in your first 6 months

Welcome Bonus

You will receive S$30 CapitaVoucher (awarded in STAR$®) after your first successful transaction made within the first 6 months upon Card approval

Spend Bonus

You will receive S$30 CapitaVoucher (awarded in STAR$®) when you spend S$888 on eligible purchases of goods or services within the first 6 months upon Card approval.

The Simple Pleasure Of 
Complimentary Parking

Complimentary Parking
Look forward to complimentary parking for 3 hours per mall, per day across participating CapitaLand Malls with a minimum spend of S$1,200 per calendar month:
Bedok Mall | Bugis Junction | Bugis+ | Bukit Panjang Plaza | Clarke Quay | IMM | JCube | Junction 8 | Lot One | Plaza Singapura | Raffles City | Sembawang Shopping Centre | Tampines Mall | The Star Vista | Westgate

Privileged Parking
In conjunction with Complimentary Parking, you can also park in Privileged Parking lots at participating CapitaLand Malls with a minimum spend of S$1,800 per calendar month:
Bedok Mall | Clarke Quay | IMM | Junction 8 | Lot One | Plaza Singapura | Tampines Mall | The Star Vista | Westgate

How To Enjoy Your Parking Benefits
Only Card Members who register their car details and meet the respective spend threshold would receive an SMS notification informing them of their eligibility.

Go to amex.co/carpark and follow the instructions to register your car details.

For detailed steps on how to register your car details, please visit amex.co/carparkguide

Perks At 
Home And Away

Explore with Ascott, Citadines and Somerset

A home away from home, wherever you are. Make your stay more memorable with 15% savings on Best Flexible Rates at participating serviced residences. View more details at the-ascott.com/AMEXCapitaCard

Apple Pay

Enjoy easy, fast and convenient payments with your iPhone , iPad or Apple Watch. Simply load your Card to your device and pay with Touch ID. For detailed steps on how to load your Card on Apple Pay, click here.

Live the World

Travel the world, savour amazing experiences and enjoy savings on dining, accommodation and more! This is the life. Visit livetheworld.americanexpress.com to find out more.

American Express 24-hour Customer Care Professional

Have a question or a request? Your Customer Care Professional will be on the line for you, 24/7. Contact us at the number printed on the back of your Card.

American Express Global Assist

Sometimes the unexpected happens when you travel – a passport is lost, or you need immediate professional advice.

Being a Card Member can make things easier. Reach us at +65 6333 9391 for more information.

Terms & Conditions (+)

Terms & Conditions (-)


First Year Fee Waiver

The First Year Annual Membership Fee Waiver will only apply to new American Express CapitaCard Members After your first year of CapitaCard membership, the prevailing annual membership fee for the Card will apply.


Welcome Bonus and Spend Bonus

Welcome Bonus: You will receive 30,000 Bonus STAR$® after your first successful transaction made within the first 6 months upon Card approval. This transaction requires a minimum charge of S$1 on eligible spend.

Spend Bonus: Spend S$888 on eligible purchases of goods or services within the first 6 months upon Card approval (“Spend Threshold”) and receive 30,000 Bonus STAR$®.

The Welcome Bonus and Spend Bonus offers are applicable to all applicants of the American Express CapitaCard who apply and receive approval up to and including 31 December 2017. Card Members are only entitled to receive each offer once.

The eligible spend excludes: (a) Charges that are processed and billed prior to your CapitaStar Member enrolment date or charges that are prepaid on any Card Account prior to the first billing statement for that Card Account following the Enrolment Date; (b) Cash Advances and other cash services; (c) Express Cash; (d) American Express Travellers Cheque purchases; (e) Charges for dishonoured cheques; (f) Finance charges including Line of Credit charges and Credit Card interest charges; (g) Late Payment and collection charges; (h) Tax refunds from overseas purchases; (i) Balance Transfers; (j) Annual Card fees; (k) Other credits to your Account; and (l) CapitaVoucher purchases.

The Bonus STAR$® will be awarded to Card Members within approximately 6 weeks from the date they meet the Spend Threshold. The Bonus STAR$® will be credited directly into the CapitaStar account linked to your American Express CapitaCard. Spend on eligible purchases incurred by Supplementary Card Member(s) shall accrue to the Basic Card Member. To qualify for this offer, your Card Account must be in good standing and not be cancelled for any reason.

6X STAR$® Programme

The promotion is valid from 1 October 2017 to 31 March 2018. During the promotion period, you will be awarded an additional 25 STAR$® under the 6X STAR$® Programme on eligible purchases of goods and services in blocks of S$1, on a cumulative basis at the end of every calendar month, capped at S$1,200 per calendar month at participating merchants of CapitaLand Malls. . For full terms and conditions, refer to www.amex.co/capitacardterms.

STAR$® Xtra Programme

Additional 50 STAR$® will be awarded on eligible purchases of goods and services at each participating STAR$® Xtra Partner in Singapore only in blocks of S$1, on a cumulative basis for the duration of the programme participation period for such STAR$® Xtra Partner. Only full STAR$® are awarded. To qualify for the additional 50 STAR$®, your American Express CapitaCard must be in good standing and not cancelled for any reason. Participation of merchants is subject to change without prior notice to American Express CapitaCard Members. Please visit amex.co/capitacardoffers for the current list of STAR$® Xtra Partners.


Some Important Information


Effective Interest Rates

The Annual Percentage Rate (APR) is 24.99% for all American Express issued Credit Cards in Singapore.

If payment of the closing balance in your statement is not made in full, applicable interest rates will be levied on the outstanding amount:

i)                   At the prevailing effective interest rate of 24.99% p.a.1 subject to compounding; or

ii)                  29.99% p.a.1 subject to compounding in the event that your account has three or more defaults2 and/or one default2 which remains unpaid for two or more consecutive months in the last 12 months.

1. Please refer to Card Member Agreement for the basis of interest computation.

2. You are in default if minimum payment is not received by us on the payment due date stated on your monthly statement.


Late Payment Fees

S$60 if the Minimum Payment specified in the Statement is not received by us by the Payment Date.


Minimum Monthly Repayment

The minimum payment amount due on a statement of account is 3% of the outstanding balance plus the total sum of any overdue minimum payment and late payment charges, and any amount exceeding your credit limit, or S$50, whichever is greater.

Note: American Express International Inc. ("American Express") reserves the right to amend the terms and conditions, and suspend or terminate the above promotions/ offers at its discretion at any time without prior notice. In the event of any disputes arising from these promotions/ offers, the decision of American Express International, Inc. shall be final. American Express also reserves the right to change, suspend or terminate the benefits at its sole discretion at any time without prior notice. The provision of services, activities or benefits stated is the responsibility of the respective service establishment. American Express acts solely as a payment provider and is not responsible or liable in the event that such services, activities or benefits are not provided or fulfilled by the service establishment. Card Members acknowledge that any disputes in relation to the above are to be directed solely to the service establishment providing such services, activities or benefits. To enjoy the privileges or benefits, Card Members must present their American Express CapitaCard and all charges must be made to this card. Participation of merchants is subject to change without prior notice to Card Member. Information is correct as at date of publication.