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Your American Express Card Experience Starts Here.

Know everything about your Card

 Before you start using your new Card, please take a few moments to activate it.

You can find out everything you need to know about your Card right here. Be sure to bookmark this page for easy reference. Click on the tabs below to learn more.

Get ready for the American Express® Card experience

Register your Card for Online Services – a simple and secure way of managing your Card Account anytime, anywhere at your convenience.

Login to your Card Account to check your balance or view your transactions online or with your mobile at

Download the American Express® Mobile App today!

Apply for Supplementary Cards

Your Supplementary Cardmembers will enjoy all the privileges of Platinum Reserve Cardmembership. You will also earn Membership Rewards points on all their purchases. And the first two Supplementary Cards are free.

Spend more time living life

Group all your monthly bills into one account with American Express Automatic Bill Payment Service1 and spend less time paying your bills. It gives you easier management of your monthly bills and you'll also earn Membership Reward points. You can arrange to have your monthly StarHub or M1 bills charged to your Card. Applying is easy, just send the completed form to us.

Take the worry out of 'what if '

Take advantage of a range of financial services for greater convenience and absolute peace of mind including Fraud Protection3, 90-Days No Worries Guarantee, Travel Accident Insurance, Travel Inconvenience Coverage and American Express Global Assist.

  • Fraud Protection3
    -Shop with confidence as you will not be responsibility for any unauthorised online and offline charges on your Credit Card

  • No Worries Guarantee*
    -With 90-days return guarantee*, even if the store does not accept, you can return almost any purchase made in Singapore for a refund up to S$800 per item
    -90-days purchase protection* automatically insures your purchases against accidental damage or theft, up to S$10,000 per incidence of theft of damage

  • Travel Accident Insurance*
    -Purchase your travel tickets with your Card and receive travel accident insurance of up to S$1million

  • Travel Inconvenience coverage*
    -Missed Connections
    In the event of missed connections Cardmembers will be reimbursed for up to S$200 (S$400 if travelling with spouse and children) worth of hotel accommodation and meals charged to the Card.
    -Luggage Delays
    In the event of luggage delays, Cardmembers will be reimbursed for up to S$200 (S$400 if travelling with spouse and children) worth of hotel accommodation and meals charged to the Card.
    -Lost Luggage
    For lost luggage, Cardmembers will be reimbursed for up to S$500 (S$1,000 if travelling with spouse and children) worth of emergency items (such as clothing) charged to the Card.

  • American Express Global Assist
    -Should you run into trouble on your trip, we provide immediate personal advice over the phone with referral to an English-speaking doctor 24 hours a day, or a lawyer almost anywhere in the world. Just call collect at (65) 6392 1181


Tips to safeguard your Card

To ensure Card security and to prevent fraud, here are a few simple precautions:

  • Sign on the reverse of your Card immediately.
  • Check the expiry date. When your Card expires, cut it in half and throw it away. You should have received a new Card by that time.
  • Make sure your Card is returned to you after each charge and verify that it has your name on it.

Shop online in the US

Shopping online at your favourite stores in the US is now more convenient and rewarding with Register with one of our global shipping partner to enjoy special savings and easy shipping solutions.

American Express Card Defence

For added protection, you can guard against the stress of losing your cards (irrespective of issuer), documents and important information for only S$4.50 per month with American Express Card Defence2. Click here for more information.

*Terms and Conditions apply for the stated privileges. Please click here for details.

1. For a full set of Terms & Conditions for American Express Automatic Bill Payment Service, click here.

2. American Card Defence is provided by Consumer & Communications Services GmbH. Terms & Conditions apply. Click here for details.

3. Provided Cardmember notify American Express in writing immediately if the Credit Card is lost, stolen, mutilated, not received when due or if Cardmember suspects that the Credit Card is being used without Cardmember ‘s permission. Cardmember shall not be held liable for any charges made after Cardmember has given written notice to American Express, and Cardmember’s liaibility for unauthorised Charges effected before such notice shall be limited to S$100 or the equivalent thereof provided that Cardmember has acted in good faith and with reasonable care and diligence in safeguarding the Credit Card and in promptly notifying American Express in writing. We may also require Cardmember to lodge a police report and furnish American Express with a copy thereof. The retrieval of the original Credit Card must immediately reported to American Express and it must be cut in half and the pieces returned to American Express.

Information is correct as at date of publish and American Express reserves the right to change the benefits without notice. To enjoy the privileges or benefits, Cardmembers must present their American Express Platinum Reserve Credit Card and all charges must be made to the Credit Card.