The Card That Showers You
With Points

Enjoy year-round travel savings with ZUJI

Pioneering online travel in Asia Pacific since 2002, ZUJI partners with 400 airlines and 150,000 hotels to bring you honest travel deals as well as a secure online booking service with instant confirmation.

From now until 30 September 2015, enjoy exclusive year-round savings on flight and hotel stay bookings at ZUJI with your American Express Rewards Card.
 

• 12% savings at participating hotels

• 2% rebate on all flight bookings

Click here for more ZUJI offers.

Free travel inconveniences insurance

You can count on us to smooth out the bumps on your journey when you use your American Express Rewards Card to purchase travel tickets for yourself, your spouse and your dependent children (under 23 years). In the event of missed connections and luggage delays, you will be reimbursed for up to S$200 (S$400 if travelling with spouse and children) worth of hotel accommodation and meals charged to your Card. For lost luggage, you will be reimbursed for up to S$500 (S$1,000 if travelling with spouse and children) worth of emergency items charged to your Card.
 

Enjoy up to 50% savings* with American Express Selects at a wide selection of restaurants in Singapore and around the world.

Redeem dining offers from The American Express Global Dining Program which entitles you to exceptional offers at restaurants in your neighbourhood or exciting far-off travel destinations with yourAmerican Express Rewards Card.

Thanks to our No Worries Guarantee, your purchases on your American Express Rewards Card will be protected, no matter what happens.

90-Day purchase protection

Almost anything you buy on your Card, anywhere in the world, is automatically insured against accidental damage or theft for 90 days from the date of purchase.

90-Day return guarantee

If you are not satisfied with almost anything you purchase with your Card in Singapore, return it within 90 days of purchase and we will gladly give you a refund on it, if the store does not.

Online fraud protection guarantee

Use your Card to shop online with confidence. When you shop with American Express, you will not be held responsible for unauthorised charges online.

Limited liability on lost/stolen Cards

There is no need to panic if you lose your Card. As soon as you notify us of the loss, you will not be liable for any unauthorised charges thereafter. Even before notification, your liability is limited to a maximum of S$100 provided that you have acted in good faith and with reasonable care in safeguarding your Card.

For full terms and conditions, please click here.

Our Online Services are designed to give you complete control of your Cardmembership. Log on today and you will be able to manage your finances and access your account whenever you want, wherever you are, 24 hours a day. It is quick, easy and absolutely secure. You can even choose your own User ID and password, and get it right away.

In addition to viewing your statements for an instant snapshot of your financial situation and checking when your next payment is due, Online Services enable you to manage your details. That means you can quickly and easily update your mobile phone number‚ email address or any other contact details, including your password, whenever you need to.

Since you now enjoy all the earning opportunities, benefits and services that the American Express Rewards Card provides, you may wish to extend the same privileges to someone close to you. You will earn points for everything they buy, making Supplementary Cards a smart, simple way to boost your earning opportunities. Supplementary Card(s) can be obtained for members of your family at least 18 years of age.

Interbank GIRO

For a more convenient way to settle your Card bills, opt for Interbank GIRO. Simply download and complete the Interbank GIRO Enrolment Form, and return it to us.

Pay Bill Online

If you are a DBS, OCBC or UOB bank account holder, you can pay your American Express Card bills online via their websites.

Cheque

Payments by cheque should be sent to us by post in a reply-paid envelope. Please write your account number on the back of your cheque. You can download a reply-paid envelope here.

Cash payment

If you wish to pay your bills in cash, please note that it will be capped at S$8,000 or the outstanding balance as shown on your current statement, whichever is the lesser amount. The remaining balance will need to be made by cheque and/or Internet payment^. Should you wish to make a payment by GIRO, Internet^ or cheque, there is no limit to the amount you can pay.

^ DBS, OCBC or UOB terms and conditions apply.
 

Group all your bills into one account for easier management and you will be earning more points on all your outgoings. You can arrange to have your monthly StarHub or M1 bills charged to your Card. Just download the Payment Consent Form and specify the bills you want to consolidate. Once that is done, return the form and leave the rest to us.

You can obtain up to US$1,000¹ (partly in cash and Travellers Cheques) at over 200,000 American Express affiliated ATMs worldwide. You can use this facility once every 14 days. To enrol, simply download and complete the Express Cash Enrolment Form, and return it to us.

A transaction fee of 5% applies for cash withdrawals. There is a 1% commission charge for purchase of American Express Travellers Cheques at American Express Currency Exchange.

To ensure Card security and to prevent fraud, here are a few simple precautions:
 

• Sign on the reverse of your Card immediately.
  
  
• Check the expiry date. When your Card expires, cut it in half and throw it away. You should have received a new Card by that time.
  
  
• Make sure your Card is returned to you after each charge and verify that it has your name on it.
  
  
• Keep your Card in a prominent place in your wallet so you will notice immediately if it is missing.
  
  
• If your Card is lost or stolen, call us immediately. You will receive a replacement Card usually by the end of the next business day.
  
  

Around 2 weeks before the expiry date of your Card, a new American Express Rewards Card will be sent to you. The new Card becomes valid after the present Card expires.