Man taking photograph of attraction  - American Express

Credit Cards by American Express

American Express offers a range of Singapore Credit Cards with different rewards and benefits tailored to your lifestyle and interests.


Whether you want to collect loyalty Membership Rewards points, cashback, travel rewards or enjoy premium lifestyle experiences, here you can find a Credit Card to suit your needs.


Why choose a Credit Card from American Express?


American Express Credit Cards offer you opportunities to earn a variety of rewards with Membership Rewards® points that you can redeem for flights, holidays, hotel stays, and gift vouchers.


The rewards don't stop there. Our Credit Cards offer you a range of movie, dining and golf privileges as well as shopping protections like Refund Protection, Purchase Protection, Online Fraud Protection, as well as inclusive insurance benefits, and 24/7 customer support. Find all our latest Credit Card promotions.


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Our Credit Cards

Welcome bonus of 5,000 KrisFlyer miles the very first time you charge to your Card.


S$176.55 (inclusive of GST) First Year Fee Waiver.



  • Receive 7,500 bonus KrisFlyer miles upon spending S$3,000 in the first 3 months upon Card approval.
  • Receive additional 7,500 KrisFlyer miles when you spend S$3,000 in the 4th to 6th month of Card Membership.
  • Receive 1,500 KrisFlyer miles each, for the first two approved Supplementary Cards.
  • Receive S$150 Cashback for use on your next purchase on when you spend S$12,000 on eligible purchases with your Card from 1 July 2018 till 30 June 2019.
  • Earn 3.1 KrisFlyer miles for every S$1 spent on Grab Singapore transactions, up to S$200 spend in each calendar month.

Welcome bonus of 5,000 KrisFlyer miles the very first time you charge to your Card.


S$337.05 (inclusive of GST).



  • Receive 15,000 bonus KrisFlyer miles upon spending S$6,000 in the first 3 months upon Card approval. 
  • Receive additional 15,000 KrisFlyer miles when you spend S$6,000 in the 4th to 6th month of Card Membership.
  • Complimentary night stay each year at one of over 110 Hilton Properties in Asia Pacific.
  • Enjoy four complimentary lounge access vouchers to any participating SATS Premier and Plaza Premium Lounge each year.
  • Receive 1,500 KrisFlyer miles each, for the first two approved Supplementary Cards.
  • Enjoy accelerated upgrade to KrisFlyer Elite Gold membership tier.
  • Enjoy Double KrisFlyer Miles Accrual Voucher.
  • Earn 3.2 KrisFlyer miles for every S$1 spent on Grab Singapore transactions, up to S$200 spend in each calendar month.

Shop, dine and travel in style with up to 50% savings on your total food bill, complimentary drinks all year round, and more.


S$321 (inclusive of GST).


  • Receive 1 Night Stay at Swissôtel The Stamford Singapore worth S$529 upon Annual Fee payment.
  • Receive an additional Samsonite Sigma 76cm Expandable Spinner worth S$600 when you spend  S$4,500 within the first 3 months of Card Approval.
  • Enjoy Love Dining @ Restaurants privileges which offers up to 50% savings on food orders at a handpicked selection of popular restaurants
  • Love Dining @ Hotels offers you exceptional year-round privileges and savings of up to 50% on food bills for unlimited visits at selected 5 star hotels around Singapore.
  • Enjoy a complimentary drink with purchase of at least one item from the merchant’s menu at over a dozen fashionable bars in Singapore.
  • Receive S$20 CapitaVoucher for each approved Supplementary Card, limited to the first 2 approved Cards. Click here for more details.


Key benefits at a glance


American Express Credit Cards offer you:


  • Travel Inconvenience & Travel Accident Benefits
  • American Express Global AssistTM
  • American Express Dining Privileges
  • Nightlife Privileges
  • American Express Selects®
  • Online Account Access
  • Customer Service
  • Emergency Card Replacement
  • Terms and Conditions apply to each of the above.






To save time, use the following checklist to see if you meet our standard eligibility criteria:


I am aged 21 or over 

I have an income that meets the minimum for the Card I am interested in

Some Cards may have additional specific eligibility criteria, and you will be asked to provide employment, income and bank account information in order to submit your application.


Once you have found the Card that best suits you, read the important information, then click the 'Apply now' button on the page to begin the application process. At this point, you can choose optional additional benefits and also decide how you'd like your name to appear on your Card.

Get an instant decision within 60 seconds


Step 1: Submit your Card application online and receive an instant decision within 60 seconds!


Step 2: If your Card application has been conditionally approved, you will receive further instructions to upload the required supporting documents.


Step 3: Once we have received and verified all required supporting documents, your Card will be approved and you will receive your Card in the next 3 to 5 business days.


Please refer to individual card pages for eligibility requirements.

Explore our types of Cards

First year fee waiver Cards - Get the most out of your Card with no annual fee for the first year.


A Credit Card with no annual fee for the first year is a great way to experience being an American Express Cardmember and its perks. It offers both convenience and value.

Singapore Airlines Credit Cards - Get the most out of life.


Accumulate KrisFlyer miles on virtually every dollar you spend on your Card plus we'll transfer your miles straight to your KrisFlyer account each month.

Cashback Credit Cards - Earn Cashback everyday.


The American Express True Cashback Credit Card gives you all the benefits and convenience of an American Express Credit Card, whilst earning your Cashback on almost everything you buy.


Rewards Cards - Get the most out of life.


Enjoy all the benefits, convenience and security of an American Express Card – with the added bonus of accumulating Rewards points which offer you the flexibility to redeem for points for flights, hotels, gift cards and exclusive dining promotions with eligible Cards.

Air Miles Cards - Get the most out of life.


With the ability to earn KrisFlyer miles or Membership Rewards points on practically every purchase and often additional travel benefits like lounge access, complimentary travel protection and 24/7 global Card support.

Premium Cards - Earn Membership Rewards points or premium rewards.


For service and benefits that are second to none, reward yourself with a Premium Card for your platinum lifestyle.

Credit and Charge Cards explained


Has talk of interest, annual fees, rates and percentages left you feeling confused?

Our simple Credit and Charge Card Guides are a great place to start.

American Express benefits


Your security and protection are our priority. Our technology has been designed to give you peace of mind when using your Card.



Access to our customer service is available 24/7 by phone, text or email.



Contactless is the quick, easy and secure way to make payments - Simply touch your American Express Card on the reader, wait for the beep and you're done. What's more, with Amex pay, Samsung Pay, and Apple PayTM, you can even pay with your phone.

Find a type of Card to suit your needs

Explore our range of Cards, you're bound to find something to suit your needs and lifestyle.