Types of Credit Cards
Whether you want to collect Membership Rewards points, accumulate KrisFlyer miles, earn Cashback or enjoy premium lifestyle experiences, find a Card to suit your needs at American Express.
Finding a type of Card to suit your needs
American Express offers a range of Credit Cards and Charge Cards with different rewards and benefits tailored to your lifestyle and interests.
Charge Cards differ from Credit Cards as they give you the financial flexibility of no pre-set spending limit, and no interest charges since you must pay the balance in full at the end of each month.
Your spending limit however, depends on your Card usage, and is based on factors including your current spending patterns, payment history, credit record, and financial resources.
If you like the stability of a debit Card but are interested in extra benefits and rewards a Charge Card might be right for you.
Learn more about Charge Cards >
Premium Cards
For service and benefits second to none, reward yourself with one of our Premium Cards, and you could enjoy:
- Earning more points, faster, with a higher overall rate or an accelerated rate on certain spend categories, such as restaurants and travel
- Travel benefits such as complimentary lounge access
- Being privy to the ultimate dining program, Love Dining and exclusive Michelin Star Invitations
- Special event invites, concierge services and exclusive lifestyle programs depending on your Card
Our Premium Cards
Singapore Airlines Credit Cards
- Earn KrisFlyer miles on purchases on your Card
- Enjoy enhanced travel privileges
- Use your KrisFlyer miles to redeem for air tickets on singaporeair.com or products on krisshop.com
Our Air Miles Cards
Rewards Cards
A Rewards Card means you could:
- Have the ability to redeem your points for a huge range of retail and travel purchases through Membership Rewards
- Be able to transfer your points to a number of airline partners
- Earn points or KrisFlyer miles on purchases on your Card
Our Rewards Cards
First year fee waiver Cards
With all the benefits of being an American Express Cardmember, a first year fee waiver Card offers you:
- Points or KrisFlyer miles earned for every dollar spent on purchases
- Cardmembers can also enjoy year long discounts, offers and exceptional value and privileges with American Express Selects
- Purchase, Refund, Online Fraud Protection and more
First year fee waiver Cards
Cashback Credit Cards
The American Express True Cashback Credit Card offers you:
- Competitive cashback rates on your purchases. Enjoy uncapped cashback on your purchases - big or small
- Online fraud protection
- Cardmembers can also enjoy year long discounts, offers and exceptional value and privileges with American Express Selects
Cashback Credit Cards
Dining Promotion Cards
With all the benefits of being an American Express Cardmember, these Cards offer:
- Cardmembers can also enjoy year long discounts, offers and exceptional value and privileges with American Express Selects and the Love Dining programme
- Spend and Earn accelerated Membership Rewards points
- Purchase, Refund, Online Fraud Protection and more
Dining Promotion Cards
Singapore Airlines Credit Cards
With all the benefits of being an American Express Cardmember, these Singapore Airlines Credit Cards also offer:
- Points or KrisFlyer miles earned for every dollar spent on purchases
- Discounted or complimentary airport lounge access* and preferential portable Wi-Fi rental rates
- Purchase, Refund, Online Fraud Protection and more
*on selected Cards only
Singapore Airlines Credit Cards
First year fee waiver Cards - Get the most out of your Card with no annual fee for the first year.
A Credit Card with no annual fee for the first year is a great way to experience being an American Express Cardmember and its perks. It offers both convenience and value.
SOME OF OUR FEATURED FIRST YEAR FEE WAIVER CARDS
Singapore Airlines Credit Cards - Get the most out of life.
Accumulate KrisFlyer miles on virtually every dollar you spend on your Card plus we'll transfer your miles straight to your KrisFlyer account each month.
SOME OF OUR FEATURED SINGAPORE AIRLINES CARDS
Cashback Credit Cards - Earn Cashback everyday.
The American Express True Cashback Credit Card gives you all the benefits and convenience of an American Express Credit Card, whilst earning your Cashback on almost everything you buy.
SOME OF OUR FEATURED CASHBACK CARDS
Rewards Cards - Get the most out of life.
Enjoy all the benefits, convenience and security of an American Express Card – with the added bonus of accumulating Rewards points which offer you the flexibility to redeem for points for flights, hotels, gift cards and exclusive dining promotions with eligible Cards.
SOME OF OUR FEATURED REWARDS CARDS
Air Miles Cards - Get the most out of life.
With the ability to earn KrisFlyer miles or Membership Rewards points on practically every purchase and often additional travel benefits like lounge access, complimentary travel protection and 24/7 global Card support.
SOME OF OUR FEATURED AIR MILES CARDS
Premium Cards - Earn Membership Rewards points or premium rewards.
For service and benefits that are second to none, reward yourself with a Premium Card for your platinum lifestyle.
SOME OF OUR FEATURED PREMIUM CARDS
I am aged 21 or over
I have an income that meets the minimum for the Card I am interested in
Some Cards may have additional specific eligibility criteria, and you will be asked to provide employment, income and bank account information in order to submit your application.
Once you have found the Card that best suits you, read the important information, then click the 'Apply now' button on the page to begin the application process. At this point, you can choose optional additional benefits and also decide how you'd like your name to appear on your Card.
Get an instant decision within 60 seconds
Step 1: Submit your Card application online and receive an instant decision within 60 seconds!
Step 2: If your Card application has been conditionally approved, you will receive further instructions to upload the required supporting documents.
Step 3: Once we have received and verified all required supporting documents, your Card will be approved and you will receive your Card in the next 3 to 5 business days.
Please refer to individual card pages for eligibility requirements.
WORLD CLASS CUSTOMER SERVICE
Access to our customer service is available 24/7 by phone, text or email.
CONTACTLESS PAYMENTS
Contactless is the quick, easy and secure way to make payments - Simply touch your American Express Card on the reader, wait for the beep and you're done. What's more, with Amex pay, Samsung Pay, and Apple PayTM, you can even pay with your phone.
Explore Our Credit Cards
American Express Offers a range of Credit Cards with different rewards and benefits tailored to your lifestyle and interests.